Full-Time

Director of Sales

Mortgage

Posted on 8/7/2024

Unison

Unison

51-200 employees

Home equity sharing for debt-free financing

Financial Services
Real Estate

Senior

Omaha, NE, USA

Hybrid position requiring 3 full days in the Omaha office.

Category
Real Estate
Real Estate Finance
Real Estate Sales
Sales & Account Management
Requirements
  • 8+ years of sales leadership experience, showing increasing responsibilities
  • Experience leading teams in a performance and matrix oriented environment
  • Working knowledge of variable compensation strategies that reward performance and balance the needs of our customers
  • Vast customer experience background and ability to resolve complex direct consumer situations
  • Must be willing to be in the Omaha office three days per week
  • It is a bonus if: Contact Center experience with talk-desk
  • Licensed or Registered Mortgage Loan Officer
  • Knowledge of mortgage industry regulations, investor guidelines, and compliance requirements
  • Experience in compliance and regulatory excellence
Responsibilities
  • Develop and execute strategic plans to achieve sales targets.
  • Lead and manage the mortgage sales team and work to ensure they consistently meet or exceed goals
  • Train the sales team to effectively communicate value proposition and overcome objectives
  • Understand industry-specific sales trends and landscapes.
  • Identify and establish efficiencies around processes and technology
  • Monitor phone calls for coaching opportunities and trends for improvement
  • Comfortable learning, explaining, and teaching Loan Estimates (LE’s), Closing Disclosures (CD’s) and mortgage documentation with newer loan officers and customers
  • Handle customer escalations and follow up on complaints and recommend resolution
  • Log customer complaints and follow through with resolution
  • Perform routine process reviews, identify opportunities that work to further achieve goals and ensure full compliance with the applicable mortgage laws, regulations, and underwriting guidelines.
  • Conduct periodic reviews and provide feedback regarding existing systems and procedures to ensure maximum efficiency and compliance
  • Monitor and schedule annual continuing education for yourself and the team to ensure completion prior to the deadline while balancing business need
  • Conduct periodic performance reviews providing feedback and suggestions, and make merit based recommendations raises and bonus
  • Create and communicate sales goals and ensure leadership is informed on the progress of the goals.
  • Other duties as assigned

Unison provides a financial service that allows homeowners to access the value of their home equity without taking on debt. Instead of traditional loans, homeowners can enter into a home equity sharing agreement, where they receive cash in exchange for a portion of their home equity. This means Unison becomes a co-investor in the property, sharing in any future changes in its value. This approach helps homeowners avoid monthly payments and interest, making it easier for them to use the funds for various needs like paying off debt, funding retirement, or starting a business. Unison differentiates itself from competitors by aligning its financial interests with those of the homeowner, as both benefit from the property's appreciation. The company's goal is to make housing more financially accessible and provide homeowners with the flexibility they need to improve their financial situations.

Company Stage

Debt Financing

Total Funding

$243.2M

Headquarters

San Francisco, California

Founded

2004

Growth & Insights
Headcount

6 month growth

3%

1 year growth

2%

2 year growth

0%
Simplify Jobs

Simplify's Take

What believers are saying

  • Growing interest in alternative financing boosts Unison's market potential among millennials and Gen Z.
  • Securitization of agreements attracts institutional investors, expanding Unison's funding sources.
  • Remote work trends increase demand for home renovations, benefiting Unison's client base.

What critics are saying

  • Rising interest rates may make traditional refinancing more attractive than equity sharing.
  • Increased competition could pressure Unison's market share and profit margins.
  • Regulatory scrutiny might lead to higher compliance costs and operational challenges.

What makes Unison unique

  • Unison offers a debt-free alternative to traditional home loans through equity sharing.
  • The company aligns its interests with homeowners by sharing in property appreciation.
  • Unison's model provides financial flexibility without monthly payments or interest burdens.

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Benefits

Generous PTO

Parental leave

Volunteer days

100% employer paid health coverage

Additional sick days

$2k yearly learning stipend

Monthly 1/2 day off for development

INACTIVE