Full-Time

Senior Security Engineer

Corporate Information Security

Betterment

Betterment

501-1,000 employees

Online retailer of branded apparel and gifts

Compensation Overview

$165k - $185k/yr

+ Bonus + Equity Grants

New York, NY, USA

Hybrid

Hybrid role; four days per week in NYC office; no in-office days required during summer/winter holidays.

Category
IT & Security
Required Skills
Python
LDAP
Network Monitoring
Role-based Access Control
SOC 2
SAML
Go
Cryptography
OAuth

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Requirements
  • 6+ years in security engineering with deep experience in IAM and corporate security, ideally with time in a regulated environment
  • Strong command of authentication and authorization protocols (SAML, OIDC, OAuth, SCIM, LDAP)
  • Experience with enterprise IAM platforms (Okta and Entra ID)
  • RBAC design and lifecycle automation
  • Comfort with Identity Center / SSO patterns at scale and PIM-equivalent / break-glass models for privileged access
  • Familiarity with endpoint management and EDR; experience operationalizing CIS benchmarks across macOS and Windows, with mobile and managed browser controls
  • Experience designing remediation SLAs, running remediation campaigns to actual closure, and operating SaaS posture tooling (Wiz, Vanta, Drata, or peers)
  • Automation mindset with Python, Go, or similar and a track record of automation
  • Curiosity for AI tools and workflows; enabling responsibly rather than blocking
  • Strong writing and communication skills for RFCs, one-pagers, audit narratives
  • Comfort operating in SOC 2 and ISO 27001/NIST environments
  • Experience with network monitoring and alerting, perimeter blocking, ZTNA, building/testing ACLs, firewall rules, cryptography, VPNs and tunneling/encapsulation
Desired Qualifications
  • Privileged Access Management experience (CyberArk, BeyondTrust, Delinea)
  • Identity Governance & Administration experience (Saviynt, SailPoint, ConductorOne, Lumos) or modern secrets management (HashiCorp Vault, Doppler)
  • Real-world Zero Trust implementation experience
  • Policy-as-code knowledge (OPA / Rego) or similar
  • Experience partnering with MDR / managed SOC and shaping detection content
  • Security certifications such as CISSP or vendor IAM certifications

Betterment runs an online retail storefront that sells branded apparel, accessories, and gifts. Customers can buy items such as t-shirts, hoodies, onesies, beanies, mugs, and tote bags through the brand’s online shop. The products are designed and marketed with a focus on promoting happiness and a better lifestyle under the motto “Wear Betterment. Pursue Happiness.” Revenue comes from direct sales on the online platform, with prices set regularly and occasionally discounted, leveraging economies of scale as sales grow. Compared with other online retailers offering niche branded products, Betterment differentiates itself by a broad, lifestyle-focused lineup and a clear happiness-centric message aimed at a wide range of customers. The company’s goal is to grow a direct-to-consumer business that makes branded, feel-good merchandise accessible to many shoppers while driving profitability through high-volume sales.

Company Size

501-1,000

Company Stage

Debt Financing

Total Funding

$435M

Headquarters

New York City, New York

Founded

2010

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Simplify Jobs

Simplify's Take

What believers are saying

  • May 2026 AI dashboard launch improves sponsor engagement and upsells Betterment at Work.
  • February 2026 Capitalize, Nitrogen, and Vanguard partnerships expand distribution across retirement and RIA channels.
  • Betterment crossed $65B AUM and 1M customers by late 2025, accelerating scale.

What critics are saying

  • July 2026 class-action lawsuits over cash sweeps threaten Betterment’s trust and fee economics.
  • January 2026 data-breach suits expose Betterment to payouts, remediation, and regulatory scrutiny.
  • Schwab, Fidelity, and Altruist can compress Betterment’s margins within 12 months.

What makes Betterment unique

  • Betterment Advisor Solutions blends custody, billing, models, and tax-smart automation for RIAs.
  • Betterment at Work manages 401(k)s plus payroll, compliance, and employee financial wellness.
  • No-account-minimum platform plus 2026 partner integrations strengthen Betterment’s distribution moat.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

401(k) Company Match

Unlimited Paid Time Off

Wellness Program

Growth & Insights and Company News

Headcount

6 month growth

-1%

1 year growth

-1%

2 year growth

0%
Newsmakers
May 21st, 2026
Betterment launches ai-powered dashboard to help employers optimise 401(k) retirement plans.

Betterment launches ai-powered dashboard to help employers optimise 401(k) retirement plans. Financial technology company Betterment has launched an upgraded dashboard for retirement plan sponsors, introducing artificial intelligence-powered benchmarking tools designed to help employers better evaluate and manage their workplace 401(k) schemes. The refreshed Betterment at Work dashboard aims to simplify retirement plan administration by bringing together payroll integration monitoring, action items, compliance information and support resources within a single interface. The company says the update is intended to help businesses navigate increasingly complex retirement benefit responsibilities more efficiently. A key addition is an AI-driven benchmarking feature that analyses participation rates and employee contribution patterns before comparing them with broader national averages. The tool is designed to help employers identify potential gaps in retirement engagement and encourage stronger long-term savings behaviour among staff. Chelsey Lubin, Vice President of Client Experience at Betterment, said employers are under growing pressure to manage retirement programmes despite often lacking dedicated in-house retirement specialists. The updated platform also includes personalised homepage insights, easier navigation between employer and participant accounts, direct access to support contacts and improved visibility across additional employee benefits offerings such as education savings plans and financial coaching services. The launch reflects a broader trend across the retirement and financial wellness sector, where providers are increasingly integrating artificial intelligence into pension administration and employee financial planning tools. Industry analysts have suggested AI could eventually enable more personalised retirement guidance and improved plan engagement, although adoption among employers remains at an early stage. Betterment at Work, which focuses on retirement solutions for growing businesses, manages more than $70 billion in assets and continues to expand its enterprise technology offerings for employers.

401(k) Specialist
May 20th, 2026
Betterment at Work rolls out ai-powered plan sponsor dashboard.

Betterment at Work rolls out ai-powered plan sponsor dashboard. Upgrade gives employers additional benchmarking data on how plans compare to national averages May 20, 2026 Betterment at Work today announced a redesigned 401(k) plan sponsor dashboard, including a new AI-powered benchmarking tool that gives employers a clearer, faster way to identify gaps in their retirement benefits and take action. The dashboard centralizes administrative tasks, payroll integration status, action items, and support. The new dynamic homepage surfaces relevant insights for each plan sponsor, personalized to where they are in their journey. "Plan sponsors are being asked to manage increasingly complex retirement programs, often without dedicated internal resources," said Chelsey Lubin, Vice President of Client Experience at Betterment. "Our redesigned dashboard unifies tasks and showcases AI-powered benchmarking in one place so sponsors can focus on the actions that matter most for their employees' retirement outcomes." A key new feature is the AI-powered plan benchmarking tool, which reviews plan participation and average contribution rates, and then delivers insights about how that plan compares to national averages. Sponsors can see how their plan is performing and where there may be opportunities to boost engagement and savings behavior, which can ultimately help their employees maximize their retirement benefits. These comparisons are designed to assist sponsors' ongoing fiduciary responsibility to regularly benchmark plan performance. A press release today said the plan benchmarking tool is part of Betterment's broader enterprise AI strategy to deliver personalization at scale across its platform and follows the recent launch of Betterment's AI Account Recommender for retail customers. Betterment also recently announced a partnership with HR provider OnPay to streamline payroll and retirement benefits. That integration especially targets small business plans - 41% who say they currently do not offer a retirement benefit due to its long process and time requirements, according to OnPay research. New York-based Betterment at Work provides modern, scalable 401(k) solutions built for growing businesses and manages more than $70 billion in assets.

PR Newswire
May 20th, 2026
Betterment at Work launches AI-powered 401(k) benchmarking dashboard for plan sponsors

Betterment at Work has launched a redesigned plan sponsor dashboard featuring AI-powered benchmarking for 401(k) plans. The updated platform centralises administrative tasks, payroll integration and support whilst delivering personalised insights based on each sponsor's journey. The AI benchmarking tool analyses plan participation and average contribution rates, comparing them against national averages to help sponsors identify opportunities to boost employee engagement and savings. The feature supports sponsors' fiduciary responsibility to regularly benchmark plan performance. "Plan sponsors are being asked to manage increasingly complex retirement programmes, often without dedicated internal resources," said Chelsey Lubin, vice president of client experience at Betterment. The tool is part of Betterment's broader enterprise AI strategy, following its recent AI account recommender launch for retail customers. Betterment manages over $70 billion in assets.

PR Newswire
Apr 8th, 2026
Betterment launches Solo 401(k) for wealth management partners including HUB and Osaic

Betterment Advisor Solutions has launched a Solo 401(k) offering for large wealth management partners, including HUB and Osaic, enabling them to deliver digital retirement solutions to self-employed clients. The expansion addresses advisors' challenges in managing solopreneur retirement plans at scale. The fully digital solution eliminates setup fees and paper-based processes, integrating into existing advisor workflows. Betterment manages administrative tasks including payroll integrations, compliance and daily operations, whilst advisors focus on client service. The move targets the growing self-employed market, which has historically been underserved due to complex retirement products. Betterment currently manages over $65 billion in assets under management across more than one million customers. The Solo 401(k) is now available to Betterment's national partners and advisor networks.

PR Newswire
Mar 9th, 2026
Betterment launches AI-enabled account recommender as 73% of customers seek AI financial guidance

Betterment has launched an AI-enabled Account Recommender tool, combining advisor-built logic with AI-generated explanations to deliver personalised recommendations based on customers' financial profiles. The move follows a survey showing 73% of Betterment customers want AI-powered financial guidance. The wealth and savings platform has established a dedicated internal team and infrastructure to support responsible AI deployment across its three business lines. Planned releases will improve efficiency for plan sponsors and advisors. Betterment serves over 1 million customers managing more than $65 billion in assets across retail investing, 401(k) solutions for businesses, and a platform for independent registered investment advisers. The company will continue integrating AI throughout 2026 to enhance customer service, accelerate product delivery and boost productivity.