Full-Time

General Manager

Credit/Lending

Confirmed live in the last 24 hours

Self Financial

Self Financial

501-1,000 employees

Online platform for credit score improvement

Fintech
Financial Services

Compensation Overview

$225k - $250kAnnually

Expert

No H1B Sponsorship

Remote in USA

US Citizenship Required

Category
Commercial Banking
Finance & Banking
Required Skills
Product Management
Financial analysis
Financial Modeling
Requirements
  • At least 10 years of experience, including 5 years in business line ownership, product management, financial services, or fintech
  • Demonstrated success in driving business growth and meeting financial targets, with a focus on P&L ownership
  • Strong communication and presentation skills, with the ability to influence stakeholders at all levels
  • Excellent strategic thinking and problem-solving abilities, with a proven ability to excel in a fast-paced, dynamic environment while managing multiple priorities
  • Expertise in financial analysis and modeling
Responsibilities
  • Create and execute strategic plans to drive business growth and market expansion
  • Meet financial targets for the credit or lending product
  • Work closely with Product to test and refine innovations and improvements
  • Collaborate with cross-functional teams, including Product, Marketing, Risk, and Operations, to ensure success
  • Continuously monitor and analyze KPIs and financial metrics to make informed, data-driven decisions
  • Maintain expertise in the product’s field, including industry innovations and competitive landscape
  • Ensure adherence to regulatory requirements and industry standards
  • Deliver regular financial and strategic updates to executive leadership

Self Financial helps individuals build or rebuild their credit scores through online services and a mobile app. Their main products are Credit Builder Loans and the Self Credit Card. A Credit Builder Loan is a small loan that is secured in a certificate of deposit (CD), where monthly payments are reported to credit bureaus to help establish a positive credit history. Once the loan is paid off, the borrower can access the funds in the CD, turning payments into savings. The Self Credit Card requires an upfront deposit and also reports monthly payments to credit bureaus. Unlike traditional credit unions, Self Financial operates entirely online, making it accessible to tech-savvy users and those without access to conventional banking. The goal of Self Financial is to help clients improve their credit scores, enabling them to qualify for loans and other financial products while generating revenue through fees associated with their services.

Company Stage

Series E

Total Funding

$124.1M

Headquarters

Austin, Texas

Founded

2015

Growth & Insights
Headcount

6 month growth

-1%

1 year growth

0%

2 year growth

0%
Simplify Jobs

Simplify's Take

What believers are saying

  • Increased consumer interest in credit-building tools expands Self Financial's potential customer base.
  • Partnership with Regions Bank enhances customer acquisition through expanded credit reporting services.
  • Appointment of CEO Julie Szudarek could drive strategic growth and expansion.

What critics are saying

  • Competition from traditional banks offering similar services could erode market share.
  • High outbound migration from high-tax states may affect customer base in those regions.
  • Integration challenges from RentTrack acquisition could impact service delivery and satisfaction.

What makes Self Financial unique

  • Self Financial offers online credit-building tools, appealing to tech-savvy consumers.
  • The company provides unique services like reporting rent payments to credit bureaus.
  • Self Financial's Credit Builder Loan turns loan payments into savings, differentiating it from competitors.

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Benefits

Company Equity in the form of RSUs

Quarterly performance-based bonuses

Generous employer-paid health, vision, & dental insurance coverage

Flexible vacation policy

Educational assistance

Free gym membership

Casual dress code

Team building events and activities

Remote work arrangements/ flexible work schedule

Paid parental leave