JP Morgan Chase

Runs a consumer bank and an investment bank

Senior Product Associate

Product ManagementConfirmed live in the last 24 hours

Full-time$99.8k - $155kIn-person

About the Job

Requirements

At least 3 years of experience or equivalent expertise in product management or a relevant domain such as technology transformation, change management, developer experience, or operating-model work.
Proficient knowledge of the product development life cycle, including discovery, requirements definition, backlog management, and launch.
Experience in product life cycle activities, including discovery and requirements definition.
Developing knowledge of data analytics and data literacy.
Hands-on experimentation with AI tools and agentic systems such as Claude, GitHub Copilot, and Microsoft Copilot in day-to-day work.
Ability to operate with ambiguity on a small team and drive work forward with minimal direction.
Strong written and verbal communication skills, including ability to translate technical concepts for technical and non-technical audiences.
Ability to work independently and collaboratively across a highly matrixed, cross-functional team.

Responsibilities

Partner with the Product Manager to identify product opportunities reflecting customer and market needs through user research and discovery.
Consider upstream and downstream implications of new product features on the overall product experience.
Support collection of user research, journey mapping, and market analysis to inform the strategic product roadmap and identify potentially valuable product features.
Analyze, track, and evaluate product metrics, including work against time, cost, and quality targets across the product development life cycle.
Write requirements, epics, and user stories to support product development.
Help build the target operating model for the Payments PDLC by defining lifecycle stages, roles and decision rights for people and agents, governance and RACI, and workflows across PDLC and SDLC from ideation through production support.
Support launch and ongoing enablement of cross-functional pilot pods, including onboarding materials, office hours, and feedback loops that generate adoption and learnings.
Apply AI and analytical tools, including Claude, GitHub Copilot, Microsoft Copilot, and Excel or BI tools, to derive insights from pod activity, lifecycle telemetry, and practitioner feedback and turn the insights into operating-model recommendations.
Partner with stakeholders to identify opportunities to improve the Payments XDLC operating model and ways of working, using user research, discovery, and engagement with pilot pods and firmwide stakeholders.
Collaborate with risk, controls, and compliance partners to translate built-in controls, such as automated evidence and standardized guardrails, into operating-model and lifecycle standards that improve auditability and reduce operational risk.

Desired Qualifications

Working knowledge of modern agile product delivery models and software development practices, such as Scrum, SAFe, DevOps, and CI/CD, across the PDLC and SDLC.
Exposure to change management or transformation programs, including stakeholder engagement, communications, and adoption measurement.
Experience partnering with engineering, design, and risk or controls partners in a regulated environment.
An undergraduate degree in a relevant discipline, such as Economics, Finance, Computer Science, or Engineering, or a related field.

Unleash your expertise in product development and optimization by leveraging user research, analyzing metrics, and collaborating across one of the world’s most innovative financial organizations.

As a Senior Product Associate on the Payments XDLC Transformation team, you contribute to the team by leveraging your expertise in product development and optimization to make a significant impact, supported by user research and customer feedback to fuel the creation of innovative products and continuously improve existing offerings. You will help launch and support cross-functional pilot Pods, use AI and analytical tools to derive insights from how Payments teams actually work, and translate those insights into the new target operating model for the Payments PDLC. You will partner closely with product, engineering, design, risk, controls, and firmwide AI stakeholders, and gain broad exposure across the Payments’ product lines while developing deep transformation experience.

Payments XDLC Transformation is a Payments-wide initiative to establish a predictable, scalable, and auditable product delivery operating model by embedding AI / agentic tools and updated ways of working across a common lifecycle. The program scope spans both the Product Development Lifecycle (PDLC) and the Software Development Lifecycle (SDLC) for all of JPMC’s Payments business.

Job responsibilities

Partners with the Product Manager to identify new product opportunities that reflect the needs of our customers and the market through user research and discovery
Considers and plans for upstream and downstream implications of new product features on the overall product experience
Supports the collection of user research, journey mapping, and market analysis to inform the strategic product roadmap and provide insight on potential product features that provide value to customers
Analyzes, tracks, and evaluates product metrics including work to time, cost, and quality targets across the product development life cycle
Writes the requirements, epics, and user stories to support product development
Help build out the new target operating model for the Payments PDLC—defining lifecycle stages, roles and decision rights (human + agent), governance / RACI, and how work flows across PDLC and SDLC from ideation through production support
Support launch and ongoing enablement of cross-functional pilot pods, including onboarding materials, office hours, and feedback loops that generate adoption and learnings
Apply AI and analytical tools (e.g., Claude, GitHub Copilot, Microsoft Copilot, Excel / BI tools) to derive insights from pod activity, lifecycle telemetry, and practitioner feedback—and turn those insights into recommendations that shape the operating model
Partner with key stakeholders to identify opportunities to improve the Payments XDLC operating model and ways of working, surfacing them through user research, discovery, and engagement with pilot Pods and firmwide stakeholders
Collaborate with risk, controls, and compliance partners to translate “built-in” controls (e.g., automated evidence, standardized guardrails) into operating-model and lifecycle standards that improve auditability and reduce operational risk

Required qualifications, capabilities, and skills

3+ years of experience or equivalent expertise in product management or a relevant domain area (e.g., technology transformation, change management, developer experience, operating-model work)
Proficient knowledge of the product development life cycle: including discovery, requirements definition, backlog management, and launch
Experience in product life cycle activities including discovery and requirements definition
Developing knowledge of data analytics and data literacy
Hands-on experimenter with AI tools and agentic systems (e.g., Claude, GitHub Copilot, Microsoft Copilot) in day-to-day work
Independent, “go-getter” orientation—comfortable operating with ambiguity on a small team and driving work forward with minimal direction
Strong written and verbal communication skills, with the ability to translate technical concepts for both technical and non-technical audiences
Ability to work both independently and collaboratively across a highly matrixed, cross-functional team

Preferred qualifications, capabilities, and skills

Working knowledge of modern agile product delivery models and software development practices (e.g., Scrum, SAFe, DevOps, CI/CD) across the PDLC and SDLC
Exposure to change management or transformation programs, including stakeholder engagement, communications, and adoption measurement
Experience partnering with engineering, design, and risk / controls partners in a regulated environment
Undergraduate degree in a relevant discipline (e.g., Economics, Finance, Computer Science, Engineering, or related field)

Base Pay/Salary: New York,NY $99,750.00-$155,000.00; Jersey City,NJ $99,750.00-$155,000.00

About the Company

JP Morgan Chase

Runs a consumer bank and an investment bank

JPMorgan Chase runs the largest bank in the United States, which serves households and small businesses as Chase and large companies, governments, and investors as J.P. Morgan. During the 2008 financial crisis it bought the failing investment bank Bear Stearns and lender Washington Mutual, and in 2023 it took over First Republic Bank after regulators seized it. Chase takes deposits and earns interest on credit cards, mortgages, and car loans, while the investment side earns fees for advising on mergers, raising money for companies, trading stocks and bonds, and managing wealth. Formed in a 2000 merger, JPMorgan Chase traces its roots to 1799 and is based in New York City.

Company size: 10,001+
Company stage: IPO
Headquarters: New York City, New York
Founded: 1799

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