Full-Time
Insurance Producer
Posted on 9/16/2025
Horace Mann
1,001-5,000 employees
Insurance and financial planning for educators
No salary listed
Dallas, TX, USA
Remote
 Finance & Banking (1) |
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- The ability to obtain or currently hold state licenses in Life & Health and Property & Casualty
- Strong interpersonal and presentation skills
- Self-motivation and the ability to manage your own business
- A commitment to helping educators achieve financial prosperity
- Solve financial challenges faced by educators through tailored solutions
- Present with confidence—one-on-one or in large groups—to educate potential clients on products
- Engage in community and networking events, expanding your professional connections
- Stay current with industry trends and apply new knowledge to help clients
- Cultivate strong market relationships and build a solid client base
- Invest time and resources in ensuring the success and growth of your business
- Performance-Based Compensation [1099] with a 36-month incentive plan and enhanced commissions
- Monthly incentives based on sales volume for the first 36 months
- Quarterly production bonuses for the first 36 months
- No external office requirement—work from anywhere
- Leverage established books of business while building your own practice
- Access to a niche market that increases your potential for success
- Value-added services to connect you with ideal clients
- Simple, streamlined products and sales processes for quick success
- Networking, community, and industry events to expand your connections
- A comprehensive, multi-line product portfolio in a ‘One-Stop Shop’ model
- Sign-On Bonus
- Uncapped Earnings/Commission
- Structured Incentive & Bonus Pay to reward your hard work
- Work Environment—work in-person, in the field, and/or from an office setting
Horace Mann specializes in insurance and financial solutions tailored for educators and community service professionals. It offers auto, home, renters, and life insurance, plus retirement planning and investment services, serving about 1 million educators in the United States. Its products work by selling individual and group insurance policies funded through premiums, and by providing financial planning services to help teachers and staff manage retirement and investments; it also supports educators through initiatives like DonorsChoose. The company differentiates itself by focusing on a niche market—education professionals—with deep knowledge of their financial needs, strong ratings from agencies, and efforts to support the education community, including data security with end-to-end encryption. Horace Mann's goal is to help educators and community service professionals achieve lifelong financial success through tailored insurance and financial solutions.
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Springfield, Illinois
Founded
1945
Simplify's Take
What believers are saying
- Q1 2026 core EPS hit $1.28, up 20% year-over-year with life sales rising 17%.
- Property & Casualty combined ratio improved to 83.3% in Q1 2026 from lower catastrophes.
- Madison National acquisition in 2022 triples group benefits sales through 2026.
What critics are saying
- September 2025 data breach exposes SSNs of 172,000 Massachusetts customers to lawsuits.
- Cigna launches educator supplemental insurance March 15, 2026, at 25% lower premiums.
- Vanguard's January 2026 robo-advisor shifts $500M educator assets by 2027.
What makes Horace Mann unique
- Horace Mann exclusively targets K-12 educators with tailored auto, home, and life insurance.
- Catalyst AI platform launched January 29, 2025, automates agent marketing for educators.
- Student Loan Solutions tool identifies $28.8 million in forgiveness for educators since 2024.
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Benefits
Remote Work Options
Hybrid Work Options
Company News
Horace Mann Educators reported Q4 revenue of $434.8 million, missing analyst estimates of $446.2 million despite 6.3% year-on-year growth. Adjusted earnings per share of $1.21 beat expectations by 2.8%. The educator-focused insurance company expanded its distribution network by over 15% and increased brand awareness amongst educators to 35% from below 10%. Individual supplemental sales surged nearly 40% year on year, whilst group benefits sales rose 33%. Operating margin declined to 10.5% from 11.8% the previous year. Management reported over $10 million in annualised savings from expense optimisation initiatives, including technology investments and pension plan termination. CEO Marita Zuraitis noted all segments meet or exceed profitability targets, though management cautioned that favourable catastrophe loss trends are unlikely to repeat. The company completed 2026 reinsurance renewal with expanded coverage at flat annual cost.
Horace Mann Educators, an insurance company specialising in products for educators and public service employees, reported fourth-quarter revenues of $434.8 million, missing analyst estimates of $446.2 million despite 6.3% year-on-year growth. The company's non-GAAP earnings of $1.21 per share beat expectations by 2.8%. The insurer's book value per share reached $36.47, falling short of analyst projections of $40.58. Founded in 1945, Horace Mann generates revenue through insurance underwriting, investment income from premiums, and administrative fees. Whilst the company's annualised revenue growth of 6.8% over two years exceeds its five-year trend of 5.3%, overall performance remains below sector standards. Net premiums earned comprise 71.2% of total revenue over the past five years. The company's market capitalisation stands at $1.83 billion.
Horace Mann Educators Corporation reported full-year 2025 net income of $162 million, or $3.90 per share, with record core earnings of $196 million, or $4.71 per share. Fourth-quarter net income reached $0.87 per share, with core earnings of $1.21 per share. Total revenue increased nearly 7% for the year and over 6% for the quarter, whilst net premiums and contract charges earned rose more than 7% annually and 5% quarterly. The Property & Casualty segment's combined ratio improved by over 8 percentage points to 89.7% for the full year. The company, which focuses on providing financial services to America's educators, reported adjusted book value of $40.21 per share at year-end. Management attributed the strong performance to lower catastrophe losses and solid underlying results across all segments.
Horace Mann Educators has gained 1.6% in one day and 4.9% over the past week, with shares trading at $44.81. The stock has delivered a 19.7% total return over the past year, though year-to-date performance remains weak. With annual revenue of $1.68 billion and net income of $164.1 million, analysts' consensus fair value sits at $50.67, suggesting the stock is undervalued. The bullish case highlights the company's expansion into supplemental and group benefits, growing sales force, and new partnerships with brands like Crayola, which are driving record supplemental sales growth and revenue diversification. However, a discounted cash flow model estimates fair value at just $24.88 per share, suggesting the stock may be overvalued. Key risks include concentration in the educator niche and potential catastrophe losses affecting margins.
Proficio Capital Partners LLC makes new $428,000 Investment in Horace Mann Educators Co. (NYSE:HMN).