Senior Risk Analyst - Real Estate

Job Description

A key role in providing analytical support and assistance to the Models & Analytics Manager. The role supports credit decisioning models with data analytics, data mining and statistical analysis; produces regular credit risk reporting packs with insightful analysis in line with Group standards; champions credit data quality initiatives internally to support the effectiveness of overall analysis and reporting; supports the Credit Risk team in their reporting activities and ad hoc projects to ensure the effective management of credit and risk issues; and supports the management of Impairment with monthly controls and oversight.  

Qualifications

Experience

• Strong aptitude for working with data, undertaking analysis, interpreting and presenting results and making recommendations
• An ability to work to a high standard of accuracy; present information in a logical and professional format
• Good understanding of accounting / financial information and the ability to interpret data
• Understanding of Real Estate Banking finance products

Technical

• Solid understanding of tools and infrastructure at the forefront of reporting and analytics
• Experience delivering analytics with Power BI, Ultrix or Tableau
• Experience of working with credit decision models and working with third-party data vendors
• Knowledge of Microsoft SQL server, SAS and Python would be beneficial
• Excellent Excel skills
• Knowledge of IFRS9, PD, LGD models
• Skilled with visual design / data presentation

Interpersonal

• Analytical thinker who can use initiative to problem solve and make recommendations
• Customer focused approach to delivering solutions
• Able to work under pressure and to tight deadlines
• Adaptable and flexible
• Professional, well presented with high work standards
• Excellent verbal and written communication skills; able to convey technical concepts to a non-technical audience
• Enthusiastic “can do” attitude
• Able to establish effective working relationships at all levels

Additional Information

Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include:

• Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment
• Free access to Headspace, a mindfulness & meditation digital health app
• Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause
• EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health
• Cycle to work scheme
• Discounts on gym membership
• Contributory pension scheme & death in service

Your Lifestyle - It’s important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you’re enjoying your leisure time.

• Minimum of 27 days holiday per year
• Option to buy or sell holiday days through our flexi-holiday scheme
• Discounts on gym membership nationwide
• Access to discounts on a range of high street and online brands
• Community support and charitable giving

Your Contribution - We’re focused on rewarding those that go the extra mile in helping us achieve our goals.

• Participation in our annual discretionary bonus scheme designed to reward your contribution to our success
• Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done