Full-Time
Perpay
51-200 employees
Facilitates interest-free paycheck deduction payments
No salary listed
Entry, Junior
Philadelphia, PA, USA
This is not a remote opportunity; it is 100% onsite.
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- 0–2 years of experience in product design (internships, freelance, or academic projects all count!)
- A strong portfolio that demonstrates both product thinking and visual craft
- Graphic design and motion design skills—bonus if you’ve worked on marketing assets or brand-related design
- A desire to grow within a collaborative team and openness to feedback
- A builder’s mindset—you’re excited to own problems and turn ideas into shipped solutions
- Comfortable working with established design systems, while knowing when to stretch them
- Deep understanding of design and prototyping tools (Figma, Illustrator, Photoshop)
- Familiarity with artificial intelligence tools that a designer can leverage
- Passion for our purpose of creating access to credit and building credit for our customers
- Contribute to design projects that directly impact our customers’ financial lives
- Apply design thinking methodologies to solve user and business problems
- Collaborate with product, engineering, brand and marketing partners to ship experiences that are useful, beautiful, and on-brand
- Bring designs to life through high-quality visual work, motion design, and attention to micro-interactions
- Support research initiatives by contributing to planning, synthesizing insights, and applying findings to your designs
- Uphold and apply our design system and visual language across platforms
- Take initiative and drive work forward even when things are ambiguous—we’re looking for someone with grit and hustle mentality
Perpay.com helps consumers shop more affordably by allowing them to make purchases through interest-free payments that are deducted directly from their paychecks. Users start by answering a few questions to determine their spending limit, which can be between $500 and $2,500. Once approved, they can shop immediately, and payments are automatically taken from their paychecks over a series of installments, typically eight. This approach is particularly useful for individuals who may not have access to traditional credit or want to avoid high-interest rates. What sets Perpay apart from its competitors is its focus on interest-free payments and the simplicity of paycheck deductions, making the repayment process easier for users. The company's goal is to make shopping more accessible and manageable for its members, providing a straightforward alternative to traditional credit options.
Company Size
51-200
Company Stage
N/A
Total Funding
$2.5M
Headquarters
Philadelphia, Pennsylvania
Founded
2016
Simplify's Take
What believers are saying
- Rising demand for flexible payment options boosts Perpay's interest-free installment model.
- AI integration can refine Perpay's spending limit assessments, improving user experience.
- Embedded finance trends offer Perpay expansion opportunities through e-commerce partnerships.
What critics are saying
- Increased competition from fintech startups may erode Perpay's market share.
- Regulatory scrutiny on income-based limits could raise compliance costs for Perpay.
- Economic downturns may affect users' repayment ability, impacting Perpay's financial stability.
What makes Perpay unique
- Perpay offers interest-free payments deducted directly from paychecks, simplifying user experience.
- The company targets consumers avoiding traditional credit, providing a unique market position.
- Perpay's model supports significant credit score increases, enhancing user financial health.
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Benefits
Competitive salary + company equity
401k with company match
Medical / Dental / Vision insurance
Pre-tax Public Transportation benefit
Relocation assistance
Student loan company match
Gym subsidy with City Fitness
Cell phone plan
Paid parental leave
Unlimited PTO
Optional work from home (WFH) up to 4 weeks per year