Senior CI/CD Engineer

Providers show strong interest in embedded financial services. June 23, 2026 The healthcare payments landscape is evolving. In addition to surcharging, which FinMed Partners LLC covered in a recent post, healthcare providers are signaling they want payment processing - and the broader universe of embedded finance - built directly into the software they rely on every day. Findings from the 2026 ProviderPay studycompleted by FinMed Partners in partnership with Adyen reveals broad demand for embedded payments and related financial services such as lending and working capital lines of credit. FinMed Partners LLC found that practices are also willing to pay for them. Highlighting the extent to which current payment approaches are not delivering enough value for providers, nearly every single practice FinMed Partners LLC polled said they would pay more for a payment solution that delivers better integration, faster payouts and improved patient payment options. 41% said they would pay an extra 7% or more. Among practices that have already moved to an embedded model, 79% report being "very satisfied" with their current provider (highest score), versus 62% in integrated and standalone models. Providers with an embedded model also spend meaningfully less time on payments-related admin work while collecting more at the point of care. Healthcare Provider Interest in Embedded Lending % answering "extremely" or "very" interested Source: FinMed Partners & Adyen 2026 ProviderPay Study. Q22: How interested would your Practice be in accessing business lending and working capital services from your EMR/ Practice Management software or payment vendor? (n=199) Another less obvious and potentially bigger opportunity sits outside patient payments. 76% of medical practices and 58% of dental and vet practices said they are extremely or very interested in accessing business lending and working capital directly through their EMR or practice management software. Lines of credit and working capital loans ranked as the #1 most valuable financial service in every market segment, with the gap to the next most valuable financial service widest in dental (tie between equipment financing and patient refunds) and vet (tie between practice expansion financing and supplier payment methods). What's next For ISVs and healthcare technology firms, providers sent FinMed Partners LLC a clear message. Embedded payments is coming, and it is the on-ramp for embedded lending, working capital, patient financing, and other practice financial services. The platforms that move now have an early start in meeting what is emerging as a critical and clearly defined need for independent practices. FinMed Partners is hosting the inaugural Healthcare Fintech Forum in Nashville from November 9-11, 2026. Sponsors include Adyen, Zelis, HealthEquity, and Wellesley Hills Financial. Write to FinMed Partners LLC here to inquire about sponsorship or other ways to participate in this invitation-only event. FinMed Partners LLC is excited to be kicking off this annual event series, which is filling a much needed gap in healthcare banking and payments! Surcharging is accelerating. J.D. Power finds 35% of U.S. small businesses now surcharge credit cards. Healthcare is moving faster. FinMed Partners LLC founded Inbox Health to approach patient billing as a communication platform rather than just a payment problem. Healthcare accounts for 18% of the U.S. economy, and patient share is growing quickly. Here are seven key healthcare payments trends to watch in 2026. Zelis was founded to solve a core challenge in healthcare: a fragmented financial experience that is difficult to navigate. Boost was founded to address inefficiencies in B2B payments where legacy methods create friction, delay and unnecessary cost. Surcharging is accelerating. J.D. Power finds 35% of U.S. small businesses now surcharge credit cards. Healthcare is moving faster. FinMed Partners LLC founded Inbox Health to approach patient billing as a communication platform rather than just a payment problem. Healthcare accounts for 18% of the U.S. economy, and patient share is growing quickly. Here are seven key healthcare payments trends to watch in 2026. Zelis was founded to solve a core challenge in healthcare: a fragmented financial experience that is difficult to navigate. Boost was founded to address inefficiencies in B2B payments where legacy methods create friction, delay and unnecessary cost. Surcharging is accelerating. J.D. Power finds 35% of U.S. small businesses now surcharge credit cards. Healthcare is moving faster.

SPD Technology partners with Adyen to power next-gen payment experiences. * Date: 19.05.2026 * Time: 3 mins * Views: 45 * SPD Technology * explore SPD Technology blog * news * SPD Technology partners with Adyen to power next-gen payment experiences. SPD Technology announced today its official partnership with Adyen, the global financial technology platform of choice for leading businesses, becoming a certified service partner to help enterprises build and scale modern payment ecosystems. Through this collaboration, SPD Technology will help businesses accelerate payment integrations, streamline operations, and expand globally using Adyen's unified platform. As global commerce becomes increasingly digital and borderless, businesses face growing pressure to unify fragmented payment systems and scale across regions without compromising performance. Adyen addresses this challenge with a unified platform that combines payments, data, and financial services into a single infrastructure. What this means for clients. Through this partnership, businesses gain access to a powerful combination of platform capabilities and engineering expertise designed to streamline payment operations and support long-term growth: * Streamlined onboarding and faster integrations * Faster time-to-launch on Adyen and time-to-revenue * Reliable, scalable global payment infrastructure * Unified web, mobile, and in-store payment experiences * Lower cost per transaction through smart optimization * Payments data turned into revenue via loyalty, pricing, and routing * New revenue streams: cards, accounts, capital * Legacy acquirer exit without reporting or compliance regressions * Continuous optimization and performance improvements SPD Technology complements its Adyen integration services with advanced product engineering, deep fintech integration expertise, and the ability to tailor solutions to complex enterprise environments. Solomiya Zahray, Senior Innovation Advisor, FinTech at SPD Technology, said: "By combining Adyen's unified payment platform with SPD Technology's engineering and integration capabilities, we enable businesses to move faster from implementation to measurable results. Our goal is to help merchants build scalable, high-performing payment systems that support their long-term growth. With SPD, they get a partner that speaks both sides: commercial and engineering." "We are pleased to welcome SPD Technology as a certified partner, as their deep technical expertise and focus on high-quality implementation perfectly complement Adyen's unified platform," commented Nadia Qureshi, VP, Global Head of Partnerships at Adyen. "By meeting our rigorous certification standards, SPD is well-positioned to help businesses build the scalable, modern payment ecosystems required to thrive in today's global market." About SPD Technology. SPD Technology is a leading product engineering company that helps enterprises and scale-ups drive innovation through custom financial software development and deep FinTech expertise. The company specializes in payment integrations, financial platform development, transaction processing systems, and compliant digital solutions, supported by its FinTech Center of Excellence. By bridging the gap between technical complexity and business growth, SPD Technology delivers scalable and future-ready digital products for the world's leading fintech, financial analytics, and payment companies. About Adyen. Adyen (ADYEN:AMS) is the financial technology platform of choice for leading companies. By providing end-to-end payments capabilities, data-driven insights, and financial products in a single global solution, Adyen helps businesses achieve their ambitions faster. With offices around the world, Adyen works with the likes of Meta, Uber, H&M, eBay, and Microsoft. The cooperation with SPD Technology as described in this partner update underlines Adyen's continuous growth with current and new partners over the years.

Payment Orchestration 2026: beyond multi-psp routing. True payment orchestration optimises cost, conversion, risk and compliance in real time. Multi-PSP routing alone costs fintechs 2-5% in margins. FT Scholar Desk Unlock exclusive fyscaltech content & insights. The 5 hidden components of Payment Orchestration beyond multi-psp routing. Here's the uncomfortable truth: if you're celebrating your 'sophisticated' payment orchestration because it can route transactions across five PSPs, you're playing yesterday's game. The Global Payment Orchestration Platform market is exploding from $3.5 billion to $18 billion by 2031 not because companies want better routing logic, but because the winners are building autonomous decision engines that make millisecond optimisations across cost, conversion, risk, and compliance simultaneously. The multi-psp routing mirage. Most payment orchestration conversations start and end with PSP redundancy. 'Fyscal Technologies PTE LTD has integrated with Stripe, Adyen, Checkout.com, and two regional players for backup.' The assumption? More PSPs equals better performance and lower risk. But here's what the data actually shows: * Payment orchestration platforms recover up to 14% of lost revenue from failed payments through optimisation, not just failover * As Payments Dive research reveals: 'As the number of direct integrations grows linearly, the complexity and cost of maintaining them grow exponentially' * Companies with 5+ PSPs often see fraud increase because their risk models weren't orchestration-aware The real kicker? Below £35 million in annual payment volume, you're likely spending more on orchestration infrastructure than you'd save through PSP competition. The routing layer is table stakes. The differentiation happens in the 80% you can't see. The autonomous intelligence revolution. True payment orchestration in 2026 operates as an autonomous decision layer that processes thousands of variables per transaction. Think less 'routing rules' and more 'real-time financial brain'. What does autonomous payment intelligence actually optimise? * Cost arbitrage in real time: Dynamic PSP selection based on FX rates, interchange fees, and settlement timing * Conversion rate prediction: Machine learning models that route high-value customers to PSPs with better success rates for their specific profile * Regulatory pathway selection: Automatic compliance routing based on transaction origin, destination, and current regulatory requirements * Fraud risk distribution: Intelligent transaction spreading to minimise concentrated attack surfaces * Settlement optimisation: Coordinating payment timing with cash flow requirements and currency hedging strategies The companies winning at orchestration aren't just routing transactions. They're building machine learning models that predict PSP behaviour six months out, factoring in regulatory shifts, FX volatility, and chargeback patterns. The hidden economics nobody discusses. Let's talk numbers that make CFOs uncomfortable. Multi-PSP orchestration has a true cost most companies refuse to calculate properly. The real orchestration economics include: * Engineering time to build and maintain routing logic: typically £150,000-£300,000 annually for mid-sized fintechs * Data infrastructure costs to track PSP performance across multiple dimensions * Compliance and legal overhead of managing multiple vendor relationships * Operational complexity of multi-vendor support and incident response * The 'integration tax' from PSPs raising switching costs through better APIs and documentation Meanwhile, intelligent orchestration platforms are delivering measurable ROI through margin recovery. Research and Markets data shows the market's 19.3% CAGR is driven by companies capturing 2-5% additional margin through autonomous optimisation, not basic redundancy. The threshold question every CFO should ask: are Fyscal Technologies PTE LTD optimising for theoretical resilience or actual profitability? Compliance as the new competitive moat. Here's where most payment orchestration strategies fall apart: they treat compliance as an afterthought instead of a competitive advantage. Regulatory-aware orchestration isn't just about avoiding penalties. It's about capturing market opportunities competitors can't access. * Geographic routing intelligence: Automatically selecting PSPs based on local licensing requirements and regulatory preferences * Transaction categorisation optimisation: Dynamic routing based on merchant category codes and regional compliance frameworks * Audit trail automation: Real-time compliance documentation that turns regulatory requirements into operational efficiency * Cross-border payment optimisation: Intelligent routing through corridors with favourable regulatory treatment Companies building compliance-first orchestration are accessing markets and customer segments that traditional multi-PSP strategies simply can't serve. The regulatory complexity isn't overhead; it's the moat. The 2026 orchestration playbook. So what does winning payment orchestration actually look like? It starts with recognising that routing is plumbing, not strategy. The orchestration leaders are building: * Predictive cost models: Systems that forecast PSP pricing changes based on volume commitments and market conditions * Customer journey integration: Payment orchestration that adapts based on customer lifetime value and behaviour patterns * Treasury integration: Coordination between payment processing and cash management for optimal working capital efficiency * Risk orchestration layers: Fraud prevention that spans multiple PSPs without creating blind spots * Regulatory automation: Compliance processes that adapt to changing requirements without manual intervention The companies that master this autonomous layer won't just process payments more efficiently. They'll capture margin opportunities their competitors can't even see. But here's the catch: building this capability requires treating payment orchestration as a core competency, not a vendor relationship. The question isn't which platform to buy. It's whether you're building the internal expertise to configure, optimise, and evolve these systems as your competitive advantage. Ready to audit your payment orchestration strategy? Book a complimentary 30-minute consultation with its payment architecture specialists to identify optimisation opportunities. Last Updated May 13, 2026