Fernstone

Fernstone

AI-driven platform automating commercial insurance procurement

Founding Sales Development Representative

Full-TimePosted on 9/24/2026
$65k - $90k/yr
Junior
New York, NY, USA
In Person

Work is in person at the New York City office.

About the job

Requirements
  • Have 0–2+ years of experience working on a team that requires outcome ownership, such as sales, a high-growth startup, consulting, or finance.
  • Have accomplished impressive things in a competitive professional, academic, athletic, or other environment.
  • Have built something before and be excited about ownership, ambiguity, and fast execution.
Responsibilities
  • Create and own the outbound channel by reaching prospects through phone calls and converting interest into booked meetings.
  • Meet with interested customers, qualify them, and close them.
  • Generate and enrich leads, create sequences, and establish new verticals to expand the top of funnel.
  • Own demand generation across growth and sales.

About the company

Fernstone is an AI-powered insurance brokerage platform for businesses that uses an AI agent to automate filing, reminders, and status updates while licensed brokers review and bind coverage. It provides a centralized hub to manage policies, renewals, claims, and compliance, and it partners with top commercial insurers to offer broad coverage at competitive prices. It stands out by combining automated workflows with human review, enabling faster handling of complex risks. Its goal is to modernize and speed up commercial insurance procurement, making policy management more predictable and easier for businesses.

Company Size

1-10

Company Stage

Seed

Total Funding

$130K

Headquarters

New York City, New York

Founded

2025

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Simplify's Take

What believers are saying

  • Fernstone's website updated August 24, 2026, signals active product shipping and iteration.
  • The YC profile confirms active status, Fall 2025 batch, and a focused two-person team.
  • First customers launched by February 9, 2026, creating proof before broader expansion.

What critics are saying

  • A two-person team cannot sustain carrier negotiations, servicing, and compliance at scale.
  • AI brokerage faces crowded rivals like Sixfold, Vertafore, Applied Epic, and Archipelago.
  • One bad binding error triggers E&O claims, carrier pullback, and shutdown risk within months.

What makes Fernstone unique

  • Fernstone combines AI agents with licensed brokers, preserving human binding authority.
  • Its portal centralizes COIs, claims, renewals, policies, and compliance for businesses.
  • YC listed 300+ managed businesses in construction, security, and trades by August 2026.

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