Full-Time

Senior Data Scientist

Posted on 5/8/2026

Point

Point

201-500 employees

Home equity cash via revenue-sharing partnership

Compensation Overview

$156.8k - $198.4k/yr

+ Equity

Washington, USA + 31 more

More locations: Kansas, USA | Pennsylvania, USA | Oregon, USA | California, USA | Washington, DC, USA | Texas, USA | Jackson Township, NJ, USA | Florida, USA | Waterbury, CT, USA | Nevada, USA | South Carolina, USA | Georgia, USA | Arizona, USA | Concord, NH, USA | Tennessee, USA | Virginia, USA | Arkansas, USA | Minnesota, USA | Colorado, USA | Utah, USA | Kentucky, USA | New York, NY, USA | Maryland, USA | Wisconsin, USA | Massachusetts, USA | North Carolina, USA | Missouri, USA | Ohio, USA | Michigan, USA | Illinois, USA | Alabama, USA

Remote

Must reside in one of Point’s states of operation.

Category
Data & Analytics (1)
Required Skills
Claude
Scikit-learn
Power BI
Python
Data Science
Tensorflow
Pytorch
SQL
Tableau
Matplotlib
Pandas
Seaborn
NumPy
Requirements
  • 4–5 years of hands-on experience in data science, applied statistics, or machine learning (internships and projects count)
  • Familiarity and experience working with AI toolkits such as Claude or Gemini or similar
  • Strong foundation in Python (Pandas, NumPy, scikit-learn; PyTorch or TensorFlow a plus)
  • Familiarity with SQL for data extraction and transformation
  • Experience with basic machine learning workflows: preprocessing, feature engineering, model training, validation, and monitoring
  • Understanding of data visualization tools (e.g., Tableau, Power BI, or Python libraries like Matplotlib/Seaborn)
  • Excellent problem-solving skills and ability to communicate insights clearly
  • Bachelor’s degree in Computer Science, Statistics, Mathematics, Economics, or a related field
Responsibilities
  • Model Development: Design, train, and deploy machine learning models to solve marketing, forecasting, and operational problems
  • Model Monitoring: Track model performance, detect drift or deterioration, and assist in implementing corrective measures
  • Forecasting & Insights: Develop time-series forecasts and performance dashboards that inform marketing strategies and broader business decisions
  • Data Management: Clean, transform, and maintain structured datasets to ensure reliable inputs for analytics and modeling
  • Collaboration: Partner with marketing, product, and business teams to translate requirements into data-driven solutions
  • Documentation & Reporting: Produce clear documentation of models, data pipelines, and processes; communicate insights to technical and non-technical stakeholders
Desired Qualifications
  • Master’s degree is a plus
  • Advanced knowledge of AI tools
  • Expertise on BI dashboarding tools such as Sigma or Tableau preferred

Point.com helps homeowners access cash by tapping into home equity without monthly payments, income checks, or perfect credit. It uses a partnership model where Point does not take title to the home; homeowners keep full control while Point shares in the home's value. The product works by aligning Point's returns with the home's appreciation or proceeds at sale, buy-back, or refinance, rather than charging ongoing payments. This differentiates Point from lenders that require traditional credit criteria and monthly installments, as the company collaborates with homeowners rather than co-owning the property. Point’s goal is to provide financial flexibility—helping people pay off debts, cover large expenses, or fund dreams—while delivering service-focused support, reflected in positive Trustpilot reviews.

Company Size

201-500

Company Stage

Debt Financing

Total Funding

$1.9B

Headquarters

Palo Alto, California

Founded

2015

Simplify Jobs

Simplify's Take

What believers are saying

  • Blue Owl Capital closed $390M oversubscribed HEI securitization November 5, 2025.
  • MidOcean's $600M forward flow deal accelerates Point's originations in 2026.
  • Cross River's $100M facility to MidOcean expands institutional HEI demand.

What critics are saying

  • State regulators treat HEIs as reverse mortgages, imposing bans within 6-12 months.
  • Hometap captures share with 10-year terms undercutting Point's 30-year contracts.
  • 2026 recession drops home prices, spiking HEI defaults and freezing securitizations.

What makes Point unique

  • Point's HEI shares home appreciation without monthly payments or income checks.
  • Offers HELOCs funded in five days up to $750,000 in eight states.
  • Accepts credit scores as low as 500 for HEI access.

Help us improve and share your feedback! Did you find this helpful?

Your Connections

People at Point who can refer or advise you

Benefits

Competitive compensation

Medical, dental, & vision premiums

FSA & HSA

Flexible remote & onsite work policy

Unlimited PTO

Parental leave

401(k)

Cell phone stipend

Internet stipend

Growth & Insights and Company News

Headcount

6 month growth

-4%

1 year growth

-3%

2 year growth

-6%
Starkville Daily News
Feb 4th, 2026
Cross River provides $100M credit facility to MidOcean backed by Point home equity investments

Cross River Bank has provided a $100 million revolving credit facility to an investment vehicle managed by MidOcean Partners, secured by home equity investment contracts originated by Point Digital Finance. The facility supports MidOcean's acquisition of HEIs and demonstrates Cross River's expanding asset class coverage. MidOcean, an alternative asset manager specialising in middle-market investments, recently entered a forward flow purchase agreement with Point to acquire up to $600 million of Point-originated HEIs. Point is a home equity investment platform that has worked with over 20,000 homeowners, unlocking more than $2 billion in home equity. The transaction reflects growing institutional interest in home equity investments as an emerging asset class, with Cross River positioning itself as a strategic capital provider across diverse financing markets.

HousingWire
Dec 17th, 2025
MidOcean and Point ink $600M home equity investment purchase deal

MidOcean Partners has agreed to purchase $600 million in home equity investments (HEI) from Point, a fintech company offering alternative financing solutions to homeowners. The deal allows Point to accelerate its origination efforts and expand access to payment-free equity investments. The partnership follows another major transaction last week, when Blue Owl Capital committed $2.5 billion from its managed funds to Point. Founded in 2015 by Eddie Lim, Eoin Matthews and Alex Rampell, Point operates a home equity investment platform that provides homeowners with flexible financing alternatives. MidOcean views Point as a leading operator in the rapidly expanding HEI asset class. Point's investors include Westcap, Andreessen Horowitz, Ribbit Capital, Greylock Partners, Bloomberg Beta, Alpaca VC and Prudential.

Nexstar Media Group
Nov 5th, 2025
Point and Funds Managed by Blue Owl Capital Close Oversubscribed $390 Million Home Equity Investment Rated Securitization

Palo Alto, California, Nov. 05, 2025 (GLOBE NEWSWIRE) -- Point, the leading home equity investment platform making homeownership more valuable and accessible, and funds managed by Blue Owl Capital (“Blue Owl”) announced today that they have completed a rated securitization of Point’s Home Equity Investment (“HEI”) assets, issuing $390 million of rated asset-backed securities (the “Transaction”), marking Point’s third securitization of 2025 and continuing the firm’s record of ...

GlobeNewswire
Jun 5th, 2025
Point and Funds Managed by Blue Owl Capital Close Oversubscribed $248 Million Home Equity Investment Rated Securitization

Point completes its fourth rated securitization, securing over $2 Billion in orders from investors, signaling further maturation of the home equity...

HousingWire
May 30th, 2024
Point, Atalaya Capital close on $141M securitization - HousingWire

Home equity company Point and Atalaya Capital Management have closed a $141 million rated asset-backed securities transaction.