Full-Time
Head of Treasury
N3XT
51-200 employees
AI-powered qualitative data analysis framework
Compensation Overview
$200k - $225k/yr
Remote in USA
Remote
 Finance & Banking (1) |
|---|
- Bachelor's degree in Accounting, Finance, or a related field.
- Minimum of 8+ years of progressive experience in corporate treasury, banking or financial risk management, preferably within a fintech environment.
- Experience working within a regulated financial institution (e.g., bank, trust company, broker-dealer).
- Exceptional financial modeling and forecasting skills with the ability to convey complex treasury management strategies to both technical and non-technical stakeholders.
- Excellent analytical, critical thinking, and problem-solving skills with a strong attention to detail and accuracy.
- Excellent communication (both written and verbal) and interpersonal skills.
- Ability to thrive in a fast-paced, dynamic, and rapidly changing environment.
- Strong attention to detail and a commitment to accuracy and integrity.
- Cash Flow and Forecasting: Develop and maintain daily, weekly, and long-term cash flow forecasts to ensure operational liquidity for customer deposits.
- Investment Portfolio: Management of the investment portfolio to ensure availability of funds and interest rate optimization.
- Payment Infrastructure: Manage the Bank’s access to and use of critical payment systems.
- Financial Risk: Identify, measure and manage financial risks, including liquidity risk and interest rate risk.
- Investment Policy: Execute short-term investment strategies for surplus cash, maintaining a highly liquid, low-risk portfolio strictly aligned with regulatory guidelines.
- Regulatory Controls: Work closely with the compliance team to ensure all treasury operations adhere to all regulatory standards.
- Relationship Management: Cultivate and manage strategic relationships with banking partners, correspondent banks and custodians.
- Reporting: Prepare detailed daily, monthly and quarterly reports on cash positions, liquidity management, investment performance, and risk exposure for the CFO and the Risk and Audit Committee.
- Policy and Controls: Develop, implement, and enforce robust treasury policies, procedures and internal controls to ensure audit readiness and operational excellence.
- Technology: Evaluate, select, and integrate financial technologies to automate processes, improve real-time visibility, and enhance control and scalability.
- CFA and/or Certified Treasury Professional is preferred.
- Experience with regulatory reporting for financial institutions.
- Familiarity with data analytics tools.
- Experience in a startup or high-growth environment.
N3XT integrates artificial intelligence with human expertise to analyze qualitative data for business decisions. It collects data from interviews and workshops, automatically transcribes and anonymizes it, and then specialized large language models and expert analysts interpret the data, with results visualized and documented for stakeholder review via a chat interface. By combining qualitative and quantitative data in a traceable workflow, it aims to speed insights, reduce costs, and clarify how conclusions were reached. The goal is a scalable, transparent decision framework that improves decision quality and makes analysis easy to share across teams.
Company Size
51-200
Company Stage
N/A
Total Funding
N/A
Headquarters
New York City, New York
Founded
2023
Simplify's Take
What believers are saying
- NDD launched at Money 20/20 Asia with partners Kraken, Ripple Prime, and Blockchain.com.
- Fireblocks integration enables USD payments within platform securing $5T annual transfers.
- Zodia Markets partnership delivers instant USDC/USDT-to-USD conversion for institutions 24/7.
What critics are saying
- OCC challenges SPDI charter by 2027, forcing N3XT liquidation without federal insurance.
- SEC stablecoin rules by 2027 block NDD use, collapsing crypto client pipeline.
- JPMorgan expands JPM Coin Q4 2026, capturing N3XT's tokenized settlement market share.
What makes N3XT unique
- N3XT operates as Wyoming SPDI-chartered full-reserve narrow bank on private blockchain.
- N3XT Digital Dollar provides 24/7 programmable USD settlements backed one-to-one by Treasuries.
- API-first smart contracts automate B2B payments for shipping, logistics, and FX sectors.
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Benefits
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Growth & Insights and Company News
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↑ 0%N3XT, a blockchain-powered narrow bank, has partnered with Zodia Markets to enable real-time US dollar settlement for institutional digital asset clients. The collaboration allows hedge funds, trading firms and asset managers to convert dollar-denominated stablecoins, including USDC and USDT, into US dollars instantly, operating 24/7/365. The partnership addresses traditional banking limitations by combining N3XT's regulated banking infrastructure with Zodia Markets' institutional trading platform. This removes settlement delays between digital asset transactions and fiat conversion, reducing counterparty exposure and improving liquidity management. The service is currently available via a secure portal to all Zodia Markets clients, with API connectivity planned for later in 2026. Zodia Markets, backed by SC Ventures and OSL Group, supports over 80 digital assets and 21 fiat currencies across its global operations.
N3XT and Zodia Markets partner to enable 24/7 instant USD payments across Zodia's institutional digital asset ecosystem. * 4 hrs ago N3XT, the blockchain-powered narrow bank built for instant, programmable B2B payments, and Zodia Markets, the digital asset platform enabling institutional capital through stablecoins, today announced a partnership to deliver real-time U.S. dollar settlement across Zodia Markets' client base. The collaboration tackles a core friction in digital asset markets, where fragmented banking access and restricted operating hours continue to slow settlement and constrain liquidity. Zodia Markets' partnership with N3XT enables clients - including hedge funds, trading firms and asset managers - to transfer dollar-denominated stablecoins, including USDC and USDT, and settle into U.S. dollars via N3XT. For verified clients, this creates a seamless path from digital assets to fiat, enabling instant USD transfers 24/7/365. By combining N3XT's regulated banking infrastructure with Zodia Markets' institutional-grade trading platform, the partnership removes the traditional gap between digital asset transactions and fiat settlement - reducing counterparty exposure, improving liquidity management and allowing clients to respond to market opportunities within minutes rather than waiting for traditional banking hours. "Modern financial infrastructure can no longer depend on traditional banking hours," said Jeffrey Wallis, President and CEO of N3XT. "Our partnership with Zodia Markets brings continuous, regulated U.S. dollar settlement into an environment where participants operate around the clock. We're extending institutional-grade reliability into Zodia Markets' market-leading offering and will continue seeking partnerships with industry pioneers to help them address complexities associated with payment and settlement activity." Nick Philpott, Interim CEO of Zodia Markets, comments, "Institutions increasingly expect fiat infrastructure to match the speed and availability of digital assets. By working with N3XT, we enable continuous U.S. dollar payment capabilities within our ecosystem, improving liquidity management and operational efficiency while maintaining a secure and regulated framework. "For our clients, this partnership combines institutional trading access with dependable, real-time dollar settlement, helping them achieve their business goals with greater agility." The service is now available to all Zodia Markets clients operating across traditional finance and digital asset markets. Clients will initially access N3XT services via a secure portal, with API connectivity planned for later in 2026 to enable deeper integration and automated workflows. About N3XT N3XT is a 21st century bank built on blockchain technology that facilitates business-to-business, programmable payments in U.S. dollars instantaneously around the world, any hour of the day. We believe money should move as seamlessly as information, across any platform or border, transparently and without delay. Our mission is to liberate money by making payments programmable and immediate. N3XT is advancing a new era of instant payments that empowers businesses to transact with confidence. With a long-term vision to modernize the financial system, we are building digital banking that is safe, easy and lightning fast. About Zodia Markets Zodia Markets is a digital asset platform reengineering how institutional capital moves. It offers digital asset trading, foreign exchange and on-chain settlement services for professional clients. Backed from inception by SC Ventures, the innovation arm of Standard Chartered, and OSL Group, Asia's leading digital asset company, the firm bridges traditional foreign exchange and digital markets to enable real-time cross-border flows with operational certainty. Supporting over 80 digital assets and 21 fiat currencies, Zodia Markets provides deep liquidity, seamless execution and T+0 settlement capability. With entities in the UK, Ireland, Jersey, Abu Dhabi and Dubai the firm is also developing stablecoin payments infrastructure and is a design partner for the Circle Payment Network, helping to deliver programmable, multi-currency settlement solutions for the next evolution of capital markets. Media gallery
N3XT, a blockchain-powered narrow bank, has integrated with Fireblocks to enable US dollar payments directly within the Fireblocks platform. The collaboration allows Fireblocks users to manage and transfer USD payments without external banking portals or legacy systems. The integration embeds N3XT's regulated banking infrastructure into Fireblocks, which secures over $5 trillion in digital asset transfers annually. Users can select N3XT from a dropdown menu and begin transacting immediately with instant settlement and real-time payments between Fireblocks network participants. N3XT launched in December 2025 and operates 24/7 with a full-reserve banking model, holding deposits one-to-one in cash or short-term US Treasuries. The integration is available to existing N3XT clients, whilst Fireblocks users can apply through N3XT's website.
N3XT integrates with Fireblocks. N3XT - a B2B payments, blockchain-powered narrow bank - is collaborating with enterprise platform Fireblocks in a bid to enable users to manage and transfer US dollar payments within existing workflows. The collaborative effort, embedding N3XT's infrastructure on the Fireblocks platform, aims to eliminate the need for external banking portals or legacy payment systems. Institutional N3XT clients will be able to manage their risk parameters and wallets, and will be able to embed US dollar-payment options within the Fireblocks platform, according to the companies. Jeffrey Wallis, president and CEO of N3XT, believes that the integration brings "regulated US dollar banking into a platform institutions already trust and use," in a bid to address businesses expecting "money to move with the same speed, programmability, and reliability as modern digital systems". Senior vice president of payments and network at Fireblocks, Ran Goldi, says the collaboration will be "giving customers a single, secure way to manage digital assets and fiat side by side".
Blockchain bank N3XT has raised $72 million across three funding rounds, with participation from Paradigm, HACK VC and Winklevoss Capital. The bank was founded by Scott Shay, founder and former chairman of Signature Bank. Jeffrey Wallis, former digital assets and Web3 strategy director at Signature Bank, will serve as CEO of N3XT. The company aims to provide banking services focused on blockchain and digital assets.