Kinetic Advantage provides floor plan financing for independent used car dealerships across the United States. It offers a line of credit specifically for purchasing vehicle inventory, allowing dealers to keep cash available for other operations. Advances can be up to 100% of a vehicle’s purchase price and funding supports inventory from auctions, trade-ins, and dealer-to-dealer purchases. The company distinguishes itself through a partnership-based model with dedicated local support, industry veteran leadership, and technology-enabled processes, including Kinetic+ a monthly subscription that grants access to One Auction View (OAV), a platform to search multiple digital marketplaces for inventory. Revenue comes from interest and fees on credit lines. The goal is to provide a transparent, flexible, and dealer-focused financing option, expand origination capacity, and help independent dealers source and acquire inventory efficiently while maintaining cash flow.
Company Size
51-200
Company Stage
Debt Financing
Total Funding
$225M
Headquarters
Carmel, Indiana
Founded
2020
See people who can refer or advise you
Help us improve and share your feedback! Did you find this helpful?