W

Wells Fargo

Diversified financial services: banking, lending, investments

Mortgage Retail Sales Consultant

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeBaltimore, MD, USAIn-person

About the Job

Requirements

  • At least 2 years of Mortgage Retail Sales experience, or equivalent demonstrated through a combination of work experience, training, military experience, or education.
  • The position requires SAFE registration at employment; ongoing employment is contingent on meeting applicable requirements, including acceptable background investigation results.
  • Loan Originators must meet Consumer Financial Protection Bureau qualification requirements and Wells Fargo policies, including financial responsibility, character, general financial fitness, and criminal background standards.
  • Meet ongoing regulatory requirements, including additional screening if necessary.
  • Reliable transportation.
  • Ability to work nights, weekends, and/or holidays as needed or scheduled.

Responsibilities

  • Solicit residential mortgages from various sources.
  • Produce high-quality loans that comply with requirements and provide customer service.
  • Build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources.
  • Develop and maintain visibility for Wells Fargo Home Mortgage in the marketplace and stay informed about mortgage industry trends and developments in the assigned market.
  • Present recommendations for producing loans and exercise independent judgment while developing understanding of and adherence to Mortgage Retail Sales policies, procedures, compliance requirements, and loan-generation practices.
  • Understand real estate appraisals, title reports, and real estate transactions.
  • Receive customer applications, quote rates and points, complete follow-up activities related to registration and lock-in, and analyze and offer mortgage loan products based on client needs.
  • Review and analyze low- to moderately-complex financial and credit data, matching customer needs with appropriate loan programs and levels of risk.
  • Inform prospective and existing customers about mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain client satisfaction and quality through timely, proactive communication.
  • Pursue Wells Fargo training offerings to increase knowledge of company products, policies, procedures, and underwriting requirements.
  • Comply with the SAFE Mortgage Licensing Act of 2008 and related regulations; meet Loan Originator requirements under Regulation Z.
  • Meet applicable financial responsibility, character, general financial fitness, and criminal background standards; undergo credit report review and any necessary additional screening.

Desired Qualifications

  • Basic Microsoft Office skills.
  • Experience with retail residential mortgages and purchase fundings over the past 12 months referred primarily from established local or external sources.
  • Experience educating clients on various mortgage programs.
  • Bilingual speaking proficiency in Spanish and English.
  • Customer service experience.
  • Experience in the mortgage industry.
  • Knowledge of sales prospecting and generating referrals.
  • Experience developing and cultivating professional relationships.

About the Company

Wells Fargo

Diversified financial services: banking, lending, investments

Wells Fargo offers a broad set of financial services, including banking, mortgages, investing, credit cards, and wealth and business banking, to individuals, small businesses, and large corporations. Its products combine everyday banking with lending, investment products, and advisory services, accessible through branches, ATMs, and online or mobile platforms. The company earns mainly from interest on loans, banking fees, and commissions on investment products, supported by a large network and secure technology. Its goal is to help customers manage, preserve, and grow their money through trusted, accessible, and comprehensive financial solutions.

Company size
10,001+
Company stage
IPO
Headquarters
San Francisco, CA
Founded
1851

Recently Posted Jobs

Explore more opportunities at Wells Fargo

See more jobs