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Wise

Low-cost international money transfers with API

Product Lead

Technical Product ManagementPosted on Nov 11
Full-timeLondon, UK£120k - £155k /yr

About the Job

Requirements

  • You have built payments products and can show how your product decisions and delivery improved customer or business outcomes, and explain the trade-offs you made.
  • You bring strong product judgement and have independently led a complex product area, created direction from ambiguity, and translated strategy into a roadmap that delivered results.
  • You have technical depth and are comfortable with APIs, backend platforms, and integrations, and can engage meaningfully with engineers on architecture, system behaviour, and implementation choices.
  • You use data to make decisions, define useful metrics, investigate problems, and combine quantitative evidence with customer insight to prioritise work.
  • You lead through influence, align teams around shared outcomes, challenge senior stakeholders constructively, and resolve dependencies beyond your immediate remit.
  • You communicate clearly and can explain complex products to bank partners, commercial colleagues, and technical teams, building trust through sound judgement and follow-through.

Responsibilities

  • Set a clear product direction by developing a compelling vision grounded in customer needs, partner insight, and data, and translating it into a focused roadmap with clear objectives and a considered view of what to build, improve, or stop.
  • Spend time with bank partners and their customers to understand their needs, infrastructure, and constraints; work with Sales and Delivery to identify patterns across opportunities and turn those insights into product decisions.
  • Balance customer value and commercial opportunity with technical complexity, regulatory requirements, risk, and operational impact; explain decisions clearly and help teams move forward when priorities compete or ownership is unclear.
  • Work with Engineering, Design, and Analytics from discovery through launch and iteration; engage with APIs, integrations, and payment flows, challenge assumptions, resolve blockers, and help the team deliver at pace.
  • Build alignment with other product teams and colleagues in Compliance, Operations, and commercial functions; identify dependencies early and influence priorities across Wise to deliver complete solutions for bank partners.
  • Define metrics that guide the roadmap and show whether the product is working; use adoption, usage, payment performance, and customer outcomes to evaluate progress, understand commercial impact, and decide what to improve next.
  • Represent the product credibly with prospective and existing banks; help Sales and Delivery qualify and unblock strategic opportunities, set realistic expectations, and identify solutions that meet partner needs while supporting a coherent product strategy.
  • Shape an important product area with autonomy to set direction and accountability for its results.
  • Solve payments problems spanning technology, customer experience, commercial needs, and regulation.
  • Influence decisions across the Banks portfolio and the wider Wise organisation.
  • Mentor other Product Managers and strengthen product judgement, discovery, and execution across teams.
  • Work directly with regional teams in London, Austin, and Singapore, and connect with prospective enterprise partners globally.

Desired Qualifications

  • Experience building products for banks or other financial institutions.
  • Expertise in cross-border payments, foreign exchange, or transaction banking.
  • Experience helping other Product Managers develop their skills and judgement.

About the Company

Wise

Low-cost international money transfers with API

Wise enables international money transfers with lower fees by using a peer-to-peer model to match transfers across borders. It offers a multi-currency account for holding and managing money in different currencies and provides an API for businesses to integrate Wise transfers into their platforms. Unlike traditional banks that charge higher fees and poor exchange rates, Wise uses transparent, small-per-transaction fees and real-time exchange rates to reduce costs. Its approach differentiates it from competitors by emphasizing simplicity, cost transparency, and a broad API for business integration. The goal is to make cross-border payments cheaper, faster, and more transparent for individuals and businesses around the world.

Company size
10,001+
Company stage
IPO
Headquarters
London, United Kingdom
Founded
2011

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