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NatWest Group

Diversified banking group delivering financial services

Principal Engineer - AI, UCX Platform

Full-TimeDeadline 10/26/26
No salary listed
Expert
Chennai, Tamil Nadu, India+1 moreMore locations: Bengaluru, Karnataka, India
In Person
Software EngineeringAI Application Engineering, Backend Engineering

About the job

Requirements
  • Significant experience in software engineering, software or database design and architecture, and developing software within a DevOps and Agile framework.
  • Expert understanding of current market trends, technologies, and tools.
  • Significant demonstrable experience implementing programming best practices, especially scalability, automation, virtualization, optimization, availability, and performance.
  • Strong Python skills or Java back-end engineering experience.
  • Experience with generative and agentic AI using AWS services.
  • Experience with retrieval-augmented generation and vector databases.
  • Experience configuring and tuning long-term and short-term agent memory.
  • Experience with context management and response-suppression techniques.
  • Experience implementing and enforcing AI guardrails.
  • Experience designing and implementing tool-calling.
  • Experience with agent logging, monitoring, and auditability.
Responsibilities
  • Design and engineer software with customer or user experience as the primary objective.
  • Contribute to architecture, design, and the engineering center of excellence, collaborating to improve the bank’s software engineering capability.
  • Create customer outcomes through engineering, innovative solutions, and technology designs that are customer-centric, high-performance, secure, and robust.
  • Work with software engineers to produce and prototype ideas, and engage domain and enterprise architects to validate them in wider contexts using relevant architectures.
  • Design and develop software focused on automating build, test, and deployment activities, while developing software engineering discipline across the business.
  • Define, create, and provide oversight and governance of engineering and design solutions focused on end-to-end automation, simplification, resilience, security, performance, scalability, and reusability.
  • Work with software engineers in a platform or feature team to design and engineer complex software, scripts, and tools for bank platforms, applications, and services; act as a point of contact for solution design considerations.
  • Define and develop architecture models and roadmaps for application and software components to meet business and technical requirements, driving common usability across products and domains.
  • Design, produce, test, and implement working code, applying Agile methods and DevOps techniques.

About the company

NatWest Group is a financial services group that helps customers with everyday money needs and long-term planning, including buying a home, investing, growing a business, and pursuing a more sustainable future. Its products come from a range of banking and financial services across multiple businesses, delivered through digital and traditional channels. The company works by understanding what matters to customers—their priorities, goals, and challenges—and then offering services and expertise to help them navigate change and make progress. It differentiates itself by combining a broad set of financial offerings with an emphasis on an inclusive culture, flexible working, and a technology-driven approach to anticipate and respond quickly to customer needs. The goal is to be simpler, more integrated, and more capable of delivering impact for customers, so both customers and NatWest Group can succeed together.

Company Size

10,001+

Company Stage

IPO

Headquarters

London, United Kingdom

Founded

1968

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Simplify's Take

What believers are saying

  • H1 2026 operating profit rose 20% to £4.3 billion, lifting full-year guidance above 19% RoTE.
  • NatWest plans buybacks from full-year 2026 results, signaling surplus capital and management confidence.
  • Housing Plus and other social-housing lending deepens sticky, low-risk relationships across the UK housing sector.

What critics are saying

  • Amplifi Capital collapsed after NatWest-backed funding, exposing underwriting and partner-risk scrutiny through 2026.
  • Coutts debanking lawsuits keep reputational and conduct costs alive, with fresh claims filed October 2026.
  • Wealth expansion integration fails if Evelyn synergies miss targets and costs exceed the £300 million budget.

What makes NatWest Group unique

  • Evelyn Partners acquisition strengthens NatWest’s wealth platform, adding £71.7 billion AUMA in 2026.
  • NatWest’s Stamford office approval restores U.S. relationship coverage after ring-fencing rules eased in 2025.
  • Cleareye.ai deployment automates trade finance compliance, reducing manual processing across NatWest’s commercial bank.

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Benefits

  • Health Insurance
  • Paid Vacation
  • 401(k) Company Match
  • Flexible Work Hours

Company News

MarketScreener
Oct 14th, 2026
NatWest prices $1B senior notes due 2032 and backs IoT SIM provider KeySIM with new finance facility

NatWest Group, the Edinburgh-based bank, has priced a $1 billion offering of 5.908% senior callable fixed-to-fixed reset rate notes due 2032. It will use the proceeds for its general banking business and intends to close the offering on Friday. Separately, NatWest has given internet-of-things SIM provider KeySIM a new finance facility. KeySIM, which supplies IoT SIM cards and managed connectivity services for machines, equipment, and remote assets, will use the funding to develop its "next-generation resilient network infrastructure." NatWest relationship manager Rob Woods said the bank has watched KeySIM's "impressive growth over a number of years." NatWest shares trade at 663.80 pence, up 21% over 12 months.

Insider Media
Oct 8th, 2026
Perch Group secures $70M facility as part of enhanced $508M funding platform

Perch Group, a Blackpool-based company, has secured a £55 million facility from Triple Point as part of an enhanced £400 million funding platform to support its growth plans. The facility forms a component of the broader funding package, which will enable the company to pursue its expansion objectives. No additional details about Perch Group's specific business operations or growth strategy were disclosed.

Europe Says
Sep 29th, 2026
NatWest provides Housing Plus Group $312M to expand affordable housing

NatWest has provided £246 million in new funding to Housing Plus Group to support the expansion of affordable housing across Shropshire, Stafford, Telford and Wrekin. The package includes a revolving credit facility, a term loan and a social loan. Housing Plus Group manages more than 33,000 homes, offering social and affordable rented housing, low-cost and shared ownership options, and supported housing. The funding will enable the not-for-profit association to invest in new homes, enhance existing properties and maintain care and support services. The deal forms part of NatWest's commitment to the UK social housing sector. The bank has provided more than £25 billion to housing associations between 2018 and 2025, and aims to deliver a further £10 billion by 2028.

MarketScreener
Sep 3rd, 2026
NatWest : Glassboxx secures £1m NatWest funding to fuel global growth

NatWest has provided a £1 million funding package to support Glassboxx's next phase of growth and innovation The funding will help the business expand its global customer base,...

Yahoo Finance
Aug 30th, 2026
NatWest opens US office in Connecticut after regulatory changes enable international expansion

NatWest Group is expanding into the US market after retreating following the financial crisis over a decade ago. The bank has received approval from the Federal Reserve to establish a representative office in Connecticut, which will enable it to strengthen relationships with US customers and market products to American companies. The expansion builds on NatWest's existing US presence, including a licensed broker-dealer in Stamford, Connecticut. Changes to UK ring-fencing rules in January 2025 removed restrictions that had prevented ring-fenced UK banks from establishing branches outside the European Economic Area, giving NatWest greater flexibility for international growth. The strategy follows NatWest's return to private ownership and its £2.7 billion acquisition of Evelyn Partners. The bank's strong profitability has provided financial capacity to invest in new growth opportunities.