Underwriting Intern

You’ve invested a lot of time and energy in your education. Now you want the chance to make your mark. We offer challenging opportunities for you to learn and grow professionally. In our programs, you’ll be immersed in a culture of continuous improvement, with the goal of changing health care for the better.

Bring your heart to CVS Health. Every one of us at CVS Health shares a single, clear purpose: Bringing our heart to every moment of your health. This purpose guides our commitment to deliver enhanced human-centric health care for a rapidly changing world. Anchored in our brand- with heart at its center- our purpose sends a personal message that how we deliver our services is just as important as what we deliver.

As a CVS Health Corporate Intern you will participate in:

•Projects that contribute to the success of our business
•Community service activities
•Professional development workshops
•Mentorship and networking opportunities
•Interaction with senior leaders

The Underwriting Corporate Internship Program is a 10.5-week, full-time summer internship designed to provide immersive, hands-on underwriting experience, help interns understand the role of a full-time underwriter, and serve as the primary pipeline into the Underwriting Leadership Development Program (ULDP). The program starts on May 24, 2027, and concludes on August 5, 2027. (Dates are subject to change)

This is a hybrid, Hartford-based internship with interns generally expected to be in the Hartford, CT office Tuesday, Wednesday, and Thursday each week to support in-person programming, team engagement, and a cohesive intern experience. The other two days each week will be remote.

The hourly rate for this role is $26/hour, based on a 40-hour work week. Interns will not work on July 4, a company holiday, and will receive two days of paid leave. Additionally, successful interns are strongly positioned for consideration for future full-time opportunities with CVS Health, including the Underwriting Leadership Development Program.

Interns are supported throughout the summer by a day-to-day manager, team mentor, ULDP buddy, and program leadership.

Sponsorship: Work visa sponsorship is not available for this role.  This includes participation in Curricular Practical Training (CPT), Optional Practical Training (OPT), and F-1 Visa programs.

Relocation: CVS Health follows a hybrid work model providing office-based colleagues the ability to flex between working in the office and working from home based on the work you need to accomplish. Relocation assistance will be provided for candidates that need to move over 50 miles. 

About this business area:

At Aetna, a CVS Health company, our Underwriting organization plays a critical role in developing sustainable, competitive health care solutions that balance customer needs, risk management, and long-term business performance. Interns gain exposure to underwriting work across a variety of business segments while building foundational skills in pricing, financial analysis, risk assessment, collaboration, and communication.

Examples of past internship work include:

• Price new and existing business with the goal of selling and retaining profitable customers
• Act as a strategic partner to support overall management of your book of business
• Work with internal partners in sales and account management to negotiate pricing, create benefit plan designs and cross sell additional products/programs in support of our customers
• Collaborate with actuarial to refine pricing based on changes in future medical costs, trends and customer specific data
• Participate in leadership development opportunities, including underwriting trainings, networking, speaker series, solution-focused business projects, career coaching, and feedback from managers, mentors, ULDP buddies, and program leaders
• Develop learning agility, collaboration, communication, critical thinking, and leadership potential through meaningful underwriting work and program experiences

Required Qualifications

• Meet educational requirements (see education section)
• Have a willingness to commute or relocate to the Hartford, CT office
• Demonstrated experience with Microsoft Office products including Excel,
  Outlook, PowerPoint, and Word

Preferred Qualifications

• Demonstrated leadership experience. Examples include active roles in student or social organization activities, sports, or school or work-related projects
• Experience with coding software such as VBA, R, or Python
• Prior internship/work experience
• Strong written and verbal communication skills
• Possess strong critical thinking and problem resolution skills
• Be resourceful, adaptable, intellectually curious, and interested in building a long-term career in underwriting, healthcare, insurance, risk management, financial analysis, or business strategy
• Demonstrated ability to build relationships, collaborate across teams, communicate effectively, and take ownership of development through feedback and learning

Education:

• Currently pursuing a Bachelor's degree
• Have an anticipated graduation date between September 2027 and August 2028
• Have a major, minor, concentration, coursework, or work experience relevant to the position, such as Risk Management and Insurance, Economics, Statistics, Mathematics, Business Analytics, Finance, Accounting, Healthcare Management, or a related field

Pay Range

The typical pay range for this role is:

$25.00 - $25.00

Whether in our pharmacies or through our health service offerings, we are pioneering a bold new approach to total health care. As health care innovators, we are making quality care affordable, accessible, simple and seamless. We await your fresh ideas, new perspectives, and the unique contributions you will make to our organization.

Great benefits for great people

We take pride in offering a comprehensive and competitive mix of pay and benefits that reflects our commitment to our colleagues and their families.

This full‑time position is eligible for a comprehensive benefits package designed to support the physical, emotional, and financial well‑being of colleagues and their families. The benefits for this position include medical, dental, and vision coverage, paid time off, retirement savings options, wellness programs, and other resources, based on eligibility.

Additional details about available benefits are provided during the application process and on Benefits Moments.

This job does not have an application deadline, as CVS Health accepts applications on an ongoing basis.

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.