Receivables Product Lead
About the job
- At least seven years of job-related experience, or four years of commensurate experience, or two years of commensurate experience with an associate degree in lieu of the education requirement.
- A Bachelor of Arts or Bachelor of Science degree, unless the stated commensurate-experience alternative applies.
- Experience in general banking.
- Knowledge of commercial banking and Treasury Management, Merchant Services, or Commercial Card.
- Experience in vendor management.
- Ability to operate within risk management, regulatory, compliance, and company procedure requirements.
- Legal authorization to work in the United States; employment-based visa sponsorship is not provided.
- Develop and execute the strategic roadmap for receivables products and services.
- Identify market opportunities, emerging trends, and competitive threats within the receivables ecosystem.
- Establish product vision, business cases, and investment priorities aligned with enterprise and treasury management objectives.
- Drive modernization and digitization initiatives that improve client experience and operational scalability.
- Evaluate new technologies, fintech partnerships, and market innovations that enhance receivables capabilities.
- Define product requirements and partner with technology teams to deliver enhancements and new capabilities.
- Maintain product documentation, procedures, service descriptions, and client-facing materials.
- Monitor product performance and establish key performance indicators focused on revenue growth, adoption, client satisfaction, and operational efficiency.
- Partner with Treasury Sales Officers and Relationship Managers to understand client pain points and identify opportunities for solution development.
- Develop and maintain pricing strategies that balance competitiveness, profitability, and client value.
- Monitor product profitability, client utilization, and growth trends.
- Ensure products operate within established risk, compliance, regulatory, and operational frameworks.
- Partner with Risk, Compliance, Legal, Bank Secrecy Act/Anti-Money Laundering, Fraud, and Operations teams to identify and mitigate product risks.
- Develop and execute go-to-market strategies for new product launches and enhancements.
- Create positioning, messaging, value propositions, and sales tools.
- Develop, implement, and manage assigned products to ensure profitability, marketability, and high quality.
- Set strategies and goals for assigned products and assist with prioritization of projects and resources.
- Own the Project Approval process for acquisitions or builds of new products and functionality.
- Coach assigned Product Managers, identify training opportunities, and provide effective training support.
- Identify training needs for Sales Officers and Relationship Managers to improve qualification of prospects for assigned products and solutions.
- Evaluate existing products for competitiveness, identify new product opportunities, and recommend enhancements.
- Monitor and evaluate product profitability and recommend improvement actions.
- Support sales staff in selling assigned products and work with the Sales team on solutions for complex client situations.
- Work directly with clients as assigned.
- Support the Director of Treasury Management Product as assigned.
- Perform other related duties and projects as assigned.
- Understand, report, respond to, manage, and monitor daily business risks in accordance with the corporate risk management program.
- Adhere to applicable regulatory laws, guidelines, and company procedures.
About the company
First National Bank provides a range of financial services for individuals and businesses, including checking and savings accounts and online and mobile banking. Through its digital platforms, customers can transfer funds, pay bills, review account activity, and manage debit cards from anywhere with an internet connection. Security is a core focus, with processes and systems in place to protect customer information and accounts. The bank differentiates itself by prioritizing secure, convenient online and mobile access to banking services, aiming to help customers manage their finances safely and conveniently, anytime, anywhere.
Company Size
51-200
Company Stage
IPO
Headquarters
Pittsburgh, Pennsylvania
Founded
1864
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Simplify's Take
What believers are saying
- 2Q26 revenue hit a record $462.7 million, lifting EPS 16.7% year over year.
- FNB repurchased $47 million of stock in 2Q26 and raised the dividend 8%.
- Lower deposit costs and a 3.25% net interest margin supported 2026 profitability.
What critics are saying
- Office CRE loans still totaled $12.1 billion in 2Q26, pressuring underwriting.
- Bank branch expansion and hiring keep costs elevated if deposit growth stalls in 2026.
- Any regional credit shock in Pittsburgh, Cleveland, or Raleigh could hit earnings fast.
What makes First National Bank unique
- First National Bank reaches 362 offices across seven states and D.C. in 2026.
- F.N.B. Corp. pairs commercial banking with wealth, insurance, treasury, and private banking.
- 2026 family-wealth hires strengthen high-net-worth fiduciary services, a sticky relationship engine.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
401(k) Retirement Plan
Paid Vacation
Paid Holidays
Flexible Work Hours
Remote Work Options
Wellness Program
Mental Health Support
Phone/Internet Stipend
Home Office Stipend
Professional Development Budget
Conference Attendance Budget
Stock Options
Company Equity
Family Planning Benefits
Fertility Treatment Support
Paid Sick Leave
Parental Leave
Adoption Assistance
Tuition Reimbursement
Professional Certification Support
Training Programs
Employee Discounts
Meal Benefits
Gym Membership
Commuter Benefits
Growth & Insights and Company News
6 month growth
↑ 0%1 year growth
↑ 0%2 year growth
↑ 0%FNB receives multiple awards for workplace culture and financial performance. Sep 30, 2026, 10:15 ET Bank Earns Honors from Forbes, Newsweek and the Pittsburgh Post-Gazette PITTSBURGH, Sept. 30, 2026 /PRNewswire/ - F.N.B. Corporation (NYSE: FNB) continues to earn awards as an employer of choice and top-performing bank. The Company recently received honors from Forbes and Newsweek, while also securing its 16th consecutive Pittsburgh Top Workplaces award from Energage and the Pittsburgh Post-Gazette. These accolades reflect FNB's commitment to fostering an engaged workforce that drives deep client relationships, operational excellence and sustained financial performance. "We continue to achieve strong financial results through disciplined execution, a focus on sustained growth and an outstanding workplace culture, all of which ultimately lead to long-term shareholder value creation," said Vince Delie, Chairman, President and Chief Executive Officer of F.N.B. Corporation and First National Bank. "FNB's engaged employees drive results for all our stakeholders, and we are proud to consistently see our teams' contributions and commitment recognized on an unprecedented level in the industry." Forbes World's Top Performing Banks and Best Employers in State FNB earned a spot on Forbes' inaugural World's Top Performing Banks list in the Upper Mid-Size Banks category, which includes banks with $50 billion to $100 billion in total assets. The ranking is based on research firm Statista's comprehensive evaluation of key performance metrics for FNB, including profitability, growth and earnings quality, capital and funding resilience, and asset quality and efficiency. The list recognizes 500 banks worldwide, with only 161 located in the U.S. Additionally, FNB was recognized by Forbes among the Best Employers in State for Pennsylvania, ranking as one of the top 40 employers in Pennsylvania. The results are based on surveys in which employees are asked how likely they are to recommend their employer and to evaluate them based on criteria including wages and benefits, company culture, career advancement opportunities and working conditions. Forbes previously recognized FNB on its America's Best-In-State-Banks for Pennsylvania and Ohio, Most Trusted Companies in America, America's Best Companies, America's Best Banks, World's Best Banks and Global 2000 lists. Newsweek America's Most Admired Workplaces Newsweek has named FNB as one of America's Most Admired Workplaces for 2027, the third consecutive appearance for the Company. The list highlights companies that excel at inspiring their existing workforce, attracting prospective employees and delivering a strong overall workplace experience. Out of 750 global companies, FNB is one of only 15 financial services companies to receive a 5-star rating, the highest possible rating on the list, and a distinction the Company has earned for the previous three years. Partnering with research firm Plant-A Insights Group for the list, Newsweek drew on more than 390,000 employee interviews, insights from more than 179,000 workers across key workplace satisfaction categories and more than 120 workforce key performance indicators. FNB previously was recognized by Newsweek as one of America's Greatest Workplaces, also earning workplace excellence designations for Financial Services, Entry Level, Parents and Families, Veterans and Pennsylvania. Pittsburgh Top Workplaces For the 16th consecutive year, FNB has been named to the Pittsburgh Top Workplaces list by the Pittsburgh Post-Gazette. The awards are based exclusively on employee feedback gathered through surveys distributed by Energage, a research firm committed to studying workplaces and identifying companies that cultivate healthy and fulfilled employees. FNB has been included on the list every year since the award's inception, showcasing the Company's commitment to upholding an excellent workplace culture. FNB has been included on Top Workplace lists by Energage in markets throughout the Company's footprint, including Washington, D.C., Baltimore, Charlotte, Northeast Ohio and South Carolina. In addition to regional awards, the Company also has received national Top Workplace recognition for Financial Services and Culture Excellence. Since 2011, FNB has earned more than 100 total national and regional workplace awards based directly on anonymous employee feedback. An expanded list of accolades bestowed on the Company is available at fnb-online.com/awards. For opportunities to join one of the country's leading workplaces, visit fnb-online.com/careers. About F.N.B. Corporation F.N.B. Corporation (NYSE: FNB), headquartered in Pittsburgh, Pennsylvania, is a diversified financial services company operating in seven states and the District of Columbia. FNB's market coverage spans several major metropolitan areas, including: Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; Washington, D.C.; Charlotte, Raleigh, Durham and the Piedmont Triad (Winston-Salem, Greensboro and High Point) in North Carolina; and Charleston, South Carolina. The Company has total assets of $51 billion and more than 355 banking offices throughout Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C. and Virginia. FNB provides a full range of commercial banking, consumer banking and wealth management solutions through its subsidiary network, which is led by its largest affiliate, First National Bank of Pennsylvania, founded in 1864. Commercial banking solutions include corporate banking, small business banking, investment real estate financing, government banking, business credit, capital markets and equipment financing. The consumer banking segment provides a full line of consumer banking products and services, including deposit products, mortgage lending, consumer lending and a complete suite of mobile and online banking services. FNB's wealth management and advisory services include asset management, private banking and insurance. The common stock of F.N.B. Corporation trades on the New York Stock Exchange under the symbol "FNB" and is included in Standard & Poor's MidCap 400 Index with the Global Industry Classification Standard (GICS) Regional Banks Sub-Industry Index. Customers, shareholders and investors can learn more about this regional financial institution by visiting the F.N.B. Corporation website at www.fnbcorporation.com. SOURCE F.N.B. Corporation
BizSense beat: rebuild Henrico, First National Bank, Retro Room. Published September 25, 2026 at 7:45 AM EDT BizSense Beat is a weekly collaboration between VPM News and Richmond BizSense that brings you the top business stories during NPR's Morning Edition on Fridays. Here's a recap of the top stories for the week of Sept. 25, 2026: Henrico County is acquiring two vacant properties on Williamsburg Road near Richmond International Airport, as officials launch an effort to redevelop key areas in the county. The "Rebuild Henrico" initiative is designed to enhance strategic corridors and provide an economic boost that can come from county-initiated investments. The properties acquired by Henrico's Economic Development Authority include the former All Day Inn Airport hotel and the Bowl America venue. The county is preparing to demolish both buildings and position the sites for redevelopment. Pittsburgh-based First National Bank is preparing to lease a building in Richmond. The billion-dollar banking firm is opening a branch on the ground floor of Altitude property at 801 E. Main St. As part of the agreement, First National Bank will attach its signage atop the 17-story tower. First National said the new downtown space - which was previously a Wells Fargo branch - will include branch space and administrative offices. The downtown space is First National Bank's third location in the region, adding to its existing branches in Willow Lawn and Short Pump. The company also has another in the works in Chesterfield's Westchester Commons. A married couple is opening a store in Chesterfield County that specializes in vintage video games and collectibles. Co-owners Luke and Nicole Baab plan to open Retro Room next month at 10060 Robious Road. The husband-and-wife duo began their business through a mailing subscription service and then as pop-ups selling pre-owned video games. The permanent space will offer similar goods and services including games for the NES and Nintendo 64, but also more recent titles for the Xbox One and PlayStation 5. Video game consoles and merchandise and Pokemon cards will also be available. Retro Room has a five-year lease on its roughly 1,000-square-foot space at Robious Hall, with room to eventually host video game tournaments and other events. The shop joins a swath of new physical media vendors in the region like the Blue Rose and Rewind Vintage.
First National Bank promotes Schultz to senior vice president. by Staff Saturday, September 19, 2026 CLEVELAND, Ohio - First National Bank, the largest subsidiary of F.N.B. Corp., has promoted business banking team leader Ron Schultz to senior vice president. Based out of Youngstown and Cleveland, Schultz leads a team of business and commercial bankers that serves the company's Cleveland region, which encompasses counties throughout northeastern Ohio. He and his team are responsible for lending, business development, relationship management and portfolio management, delivering solutions that help clients meet their financial and growth objectives. Schultz also connects clients with integrated commercial and personal financial offerings, including insurance, international banking, mezzanine finance, treasury management and private banking, through collaborative partnerships within the company. With nearly three decades of financial services experience, Schultz has served numerous clients throughout Ohio during his time at F.N.B. and other financial institutions. He received his bachelor's degree from Baldwin Wallace University and, as an Ohio native, continues to support the Cleveland community, currently serving on the Alumni Association Committee for Benedictine High School.
GUGU LOURIE | Is AI-powered personalised banking working for Business Day? Digital literacy and legacy systems create barriers for widespread adoption. Despite the arrival of fintechs and cellphone banking apps that enable clients to do online transactions, South African bank branches still serve a huge number of clients. When clients choose to walk into a bank it is not a sign of tech failure or a rejection of banking apps; it simply indicates that banking remains, at its core, a human enterprise. Around the world banks are redesigning physical banking spaces to focus less on routine transactions and more on advice, engagement and customer experience. In that regard I recently learnt that Investec wasn't using tech for "the sake" of doing so, but to augment human expertise. Investec Group CEO Fani Titi put it plainly in the latest integrated annual report, saying: "Our approach is to use technology to augment human expertise, not replace the judgment and care that defines our brand." Investec uses AI-enabled banking functions so that staff can focus on complex work and genuine client relationships. It clearly states that it is not using AI and chatbots to replace staff or cut costs, but rather to enhance the banking experience for clients. This stance got me thinking more deeply about how South African banks use tech. Last week Nedbank announced that it was testing a new hybrid banking model that combines self-service tech, digital onboarding and human assistance in retail environments. Nedbank has introduced a pilot Client Connect Zone, a tech-enabled banking hub that combines self-service kiosks with personalised consultant support, allowing customers to handle routine transactions and access expert assistance in one location. "Our customers are showing us that the future of banking isn't about digital or physical, but it's about creating experiences that combine the strengths of both," says Werner Terblanche, managing executive of channel operations at Nedbank. "People no longer think about banking in terms of channels. They simply want to engage with their bank in the way that best suits their needs at that particular moment. Sometimes that's through an app, sometimes it's self-service and sometimes it's a conversation with a consultant. "Our responsibility is to make those experiences work seamlessly together while meeting customers where life happens." This is the heart of the matter. South African banks are differentiating themselves by moving beyond simple online transactions to create integrated, customer-centric financial ecosystems. FNB has enhanced its NAVi virtual assistant with AI and introduced My Advisor, an AI-driven tool that provides contextual financial insights directly within its app. Capitec launched "Pulse", an AI feature that provides agents with potential client problems before they even answer the call, reducing handling times by up to 18%. Discovery Bank leads in customer experience rankings through innovation and a lifestyle approach. Absa has invested heavily in its AI chat agent "Abby" and delivered 60-million personalised messages, improving customer satisfaction from 77% to 85%. Nedbank uses Enbi, which has helped more than 1-million users and handled more than 5-million chats. So, is this approach working to enhance the banking experience for clients? Yes and no. South Africa faces unique structural barriers. A large portion of the historically unbanked population lacks deep financial histories, meaning AI trained on incomplete data produces flawed and biased outcomes. South Africa has legacy systems that struggle to integrate with modern AI engines. Add to this low digital literacy, especially among elderly and rural populations. Another downer on the situation is that South Africa has high rates of digital banking fraud, resulting in clients being deeply sceptical of automated decisions. The biggest unresolved banking challenge is problem resolution. When things go wrong, customers find themselves in frustrating loops between digital channels and branches. AI-powered personalisation banking is working for South Africans who are digitally literate, data-rich and trust the system. But for the majority it remains a work in progress. The banks that will win the hearts of the majority of South Africans are not those with the most advanced algorithms, but those that build pragmatic AI systems. The bank branch is not dead, it is just being reimagined. - Lourie is founder and editor of TechFinancials.
F.N.B. Corporation expands private Family Wealth service with two senior hires. The two appointments bring approximately five decades of combined experience to the service. 28 AUGUST 2026 F.N.B. Corporation has expanded F.N.B. Private Family Wealth, its service for ultra-high-net-worth clients. Benjamin J. Ciocco has been appointed Director of Family Wealth and Fiduciary Services, and Frank J. Aloi has been appointed Chief Market Strategist for Family Wealth. The two bring approximately five decades of combined experience. Regional and mid-sized banks have been building dedicated family wealth capability as an alternative to the global private banks, competing on relationship continuity and on integration with existing lending and fiduciary services. Fiduciary services are the structural component of that offering. Trustee and estate administration work creates long-duration relationships that outlast individual investment mandates and are difficult for a competitor to displace. For families, the practical questions remain constant: who holds fiduciary responsibility, how investment advice is separated from product provision, and how continuity is maintained across generations. Governance, succession and fiduciary structure are core themes of the UKFOS Oxford 2026 programme. UKFOS Editorial · 28 AUGUST 2026 UKFOS Oxford 2026 Continue the conversation in Oxford. Join family offices, global asset owners and institutional investors at The Randolph Hotel, Oxford, on 24-25 November 2026.