Full-Time
Mid-Level Data Engineer
Confirmed live in the last 24 hours
Perpay
51-200 employees
Facilitates interest-free paycheck deduction payments
Mid
Philadelphia, PA, USA
This is not a remote opportunity; it is 100% onsite.
- Bachelor’s degree in a quantitative/technical field (Computer Science, Statistics, Engineering, Mathematics, Physics, Chemistry)
- 3+ years of experience in data engineering, with hands-on experience in building and maintaining data pipelines
- Proficiency in SQL and Python, with a strong understanding of cloud data platforms such as AWS, GCP, or Azure
- Experience with data warehouse solutions like Redshift, Snowflake, or BigQuery, and data orchestration tools such as Apache Airflow
- Understanding of data modeling techniques, ETL processes, and data governance best practices
- Familiarity with distributed data processing frameworks such as Apache Spark or Hadoop
- Knowledge of infrastructure as code tools like Terraform and CI/CD practices
- Strong analytical skills and the ability to troubleshoot and resolve complex data issues
- Develop and optimize ETL pipelines using tools like Apache Airflow, AWS Glue, and Fivetran to support various business requirements
- Collaborate with data producers to understand data sources and contribute to the design and implementation of efficient data models using Redshift and Snowflake
- Implement data governance practices, including metadata management and data lineage using tools such as Open Lineage and Datahub
- Work with cross-functional teams to ensure data pipelines are scalable, reliable, and meet performance standards
- Identify and resolve data-related issues, optimizing workflows using techniques like partitioning, indexing, and caching
- Contribute to the ongoing development and maintenance of a modern data architecture, ensuring data quality and integrity
- Stay up-to-date with industry best practices and emerging technologies in data engineering
Perpay.com provides a financial solution that allows consumers to shop without the burden of high-interest rates. Users can make purchases and pay for them over time through interest-free payments that are automatically deducted from their paychecks. The process begins with users answering a few questions to determine their spending limit, which can range from $500 to $2,500. Once approved, they can shop immediately, with payments spread over a series of installments, typically eight. This model is particularly beneficial for those who may not have access to traditional credit or prefer to avoid interest charges. What sets Perpay apart from its competitors is its focus on interest-free payments and the simplicity of direct paycheck deductions, making the repayment process hassle-free. The company's goal is to make shopping more accessible and affordable for its members, providing a straightforward alternative to traditional credit options.
Company Stage
Seed
Total Funding
$8M
Headquarters
Philadelphia, Pennsylvania
Founded
2016
6 month growth
↑ 23%1 year growth
↑ 41%2 year growth
↑ 89%
Simplify's Take
What believers are saying
- Perpay's rapidly growing user base of 2 million members indicates strong market demand and potential for continued growth.
- The interest-free payment model can attract a broad range of consumers, including those wary of incurring debt, thereby expanding the customer base.
- Partnerships with retailers can provide additional revenue streams and enhance the shopping experience for users.
What critics are saying
- The competitive landscape of financial technology and retail markets means Perpay must continuously innovate to maintain its unique value proposition.
- Reliance on paycheck deductions could pose risks if users experience job instability or changes in employment status, affecting repayment.
What makes Perpay unique
- Perpay's unique model of interest-free payments directly deducted from paychecks sets it apart from competitors who often rely on traditional credit or high-interest installment plans.
- The straightforward approval process and immediate shopping capability provide a seamless user experience, unlike more cumbersome credit checks and approval processes seen elsewhere.
- By focusing on consumers who may not have access to traditional credit options, Perpay taps into an underserved market segment, offering a valuable alternative to high-interest loans.
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Benefits
Competitive salary + company equity
401k with company match
Medical / Dental / Vision insurance
Pre-tax Public Transportation benefit
Relocation assistance
Student loan company match
Gym subsidy with City Fitness
Cell phone plan
Paid parental leave
Unlimited PTO
Optional work from home (WFH) up to 4 weeks per year