Internship

Software Engineer Intern

Personalization

Posted on 2/27/2024

Chime

Chime

1,001-5,000 employees

Online banking platform offering fee-free services

No salary listed

San Francisco, CA, USA

This job posting mentions a hybrid work policy with in-office days and trips to team and company-wide events depending on location, as well as remote work options. The specific location details are not provided, but the company seems to offer flexibility in work arrangements.

Category
Software Engineering
Required Skills
JavaScript
Ruby on Rails
AWS
Requirements
  • Currently pursuing a Bachelor’s and/or Master’s degree in Computer Science, Software Engineering, or a related technical field
Responsibilities
  • Design, develop, and maintain software that powers innovative, platform services
  • Learn and execute best practices in software development, including working with distributed data systems and cloud technologies
  • Participate in the full software development lifecycle, including planning, design, development, testing, deployment, and maintenance
  • Collaborate with cross-functional teams, including product management, design, and data
  • Gain exposure to a variety of software technologies and programming languages, including but not limited to Ruby on Rails, JavaScript, Go, AWS
  • Propose and implement own ideas and solutions to improve software applications and business operations
Desired Qualifications
  • Strong organizational, analytical, interpersonal, oral, and written communication skills
  • Creative thinker and self starter with a passion for platforms
  • Passion for learning and developing software to solve problems in a fast-paced, collaborative environment

Chime provides online banking services without physical branches, focusing on a fee-free experience for its customers. It partners with The Bancorp Bank, N.A. and Stride Bank, N.A. to offer a debit card and various financial services. Chime's features include SpotMe, which allows customers to overdraft up to $200 without fees, and direct deposit that can deliver paychecks up to two days earlier than traditional banks. Customers benefit from no monthly fees, no minimum balance requirements, and access to over 60,000 fee-free ATMs. Additionally, Chime offers a secured credit card that helps users build their credit without a credit check, and a savings account with a competitive 2.00% APY. Unlike traditional banks, Chime operates entirely online, catering to those who prefer digital banking solutions. The company's goal is to simplify banking and help customers manage their finances effectively.

Company Size

1,001-5,000

Company Stage

Series G

Total Funding

$2B

Headquarters

San Francisco, California

Founded

2012

Simplify Jobs

Simplify's Take

What believers are saying

  • Chime+ offers a 3.75% APY savings rate, attracting more direct deposit users.
  • Chime Workplace taps into the B2B market, expanding its user base through employers.
  • Instant Loans provide an additional revenue stream and attract users seeking short-term credit.

What critics are saying

  • Bunq's U.S. entry with investment products increases competition for Chime.
  • Cash App's expansion in banking services poses a threat to Chime's direct deposit feature.
  • Market uncertainty may delay Chime's IPO plans, affecting growth and expansion strategies.

What makes Chime unique

  • Chime offers a fee-free banking experience with no monthly or foreign transaction fees.
  • Chime's SpotMe service allows overdrafts up to $200 without fees, enhancing user trust.
  • Chime's secured credit card helps users build credit without a credit check.

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Benefits

Competitive salary based on experience

401k match plus the usual medical, dental, vision, life, and disability benefits

Generous vacation policy and company-wide Take Care of Yourself Days

Virtual events to connect with your fellow Chimers- think cooking classes, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
Lorikeet CX
Apr 21st, 2025
Bunq plans strategic U.S. entry with investment products first, full banking next

Tough market: Bunq faces a saturated U.S. market with incumbents such as JPMorgan Chase and Bank of America, as well as fintech competitors like Chime.

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Bank Bosses Reportedly Out Of The Loop On Trump’S Tariffs

The heads of America’s biggest banks are reportedly disconnected from the White House’s tariff efforts. To illustrate this fact, The Wall Street Journal (WSJ) on Wednesday (April 9) shared the story of a recent meeting in Washington D.C. attended by the CEOs of JPMorgan Chase, Goldman Sachs, Bank of America and Wells Fargo. The conversation turned to their last communication with President Donald Trump, with many saying they had not had a substantive conversation with the president since the 2020 pandemic, the report said, citing sources familiar with the matter

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Apr 4th, 2025
Report: Tech Companies Pause Ipo Plans Amid Investor Uncertainty Caused By Tariffs

Several technology and FinTech companies reportedly paused their activities related to initial public offerings (IPOs) amid the stock market fall and investor uncertainty caused by the President Donald Trump administration’s announcement of tariffs. Five companies that were in various stages of their IPO-related plans are temporarily halting or rethinking them, The Wall Street Journal (WSJ) reported Friday (April 4), citing unnamed sources. Buy now, pay later (BNPL) provider Klarna and ticketing marketplace StubHub, which had both planned to start their IPO roadshows next week, have postponed those events, according to the report

PYMNTS
Apr 3rd, 2025
Cash App’S Growing Number Of Direct Deposits Marks Progress In Expansion Efforts

Block’s Cash App is reportedly making progress in its efforts to offer banking services to customers who mostly use the app to make payments. The number of the app’s users who have their paychecks directly deposited into their Cash App account rose by 25% year over year to reach 2.5 million in December, Bloomberg reported Thursday (April 3). This is a key metric because those who have set up direct deposit are most likely to use the company’s other banking services, according to the report

Crowdfund Insider
Apr 2nd, 2025
Consumer Fintech Chime Introduces New Features, Redesigned App and Financial Wellness Suite

On March 31, 2025, Chime introduced Chime+, a premium membership tier with various new features in a redesigned app, alongside the launch of Chime Workplace, a financial wellness suite under its Chime Enterprise division.

INACTIVE