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First Western Trust

Private trust banking and wealth management

Mortgage Loan Originator

Real Estate DevelopmentConfirmed live in the last 24 hours
Full-timeJackson, WY, USAIn-person

About the Job

Requirements

  • Bachelor’s degree or equivalent work experience
  • 1-3 years of recent residential mortgage lending experience within a bank environment
  • Proficient in Microsoft Office Suite, with a strong understanding of CRM tools, loan origination systems, and loan pricing engines
  • Solid understanding of mortgage regulatory requirements, including the SAFE Act, Dodd-Frank, HMDA, TILA, RESPA, ECOA, Fair Lending, and the Fair Housing Act
  • Proven ability to cultivate and maintain a quality referral network through prospecting, networking, and community outreach
  • Strong analytical skills with the ability to analyze complex financial data and income calculations
  • Ability to manage loan transactions from processing through closing, providing excellent customer service and communication
  • Detail-oriented with the ability to work independently and collaboratively within an operations team
  • Ability to work on complex issues, exercising judgment in selecting methods, techniques, and evaluation criteria for obtaining results
  • Ability to meet critical deadlines and work in a paperless environment
  • NMLS required upon hire

Responsibilities

  • Originate first mortgage loans for sale to the secondary market and meet individual annual sales goals, aligned with office sales targets
  • Develop and maintain a referral network through prospecting, cold-calling, networking, and participating in community outreach efforts that promote First Western and homeownership
  • Spend more than 50% of your working time away from the office engaging in activities to solicit new mortgage loan business
  • Provide exceptional customer service by managing loan transactions through processing and closing, and effectively communicating updates to all parties, including Realtors and referral partners
  • Respond to all inquiries and referrals within 24 hours
  • Meet with applicants either face-to-face or over the phone to determine the appropriate loan programs and products
  • Analyze applicants’ financial information, including income and credit history, and complete preliminary qualification for loan programs
  • Present complete loan applications and supporting documentation to the operations team within 72 hours
  • Complete initial and subsequent loan disclosures with accuracy and in compliance with TILA, RESPA, and MDIA regulations
  • Meet volume goals as set by the sales management team
  • Attend all sales meetings and complete required training
  • Stay up to date with mortgage regulations, policies, and procedures, ensuring compliance with all applicable laws
  • Protect First Western Trust and its clients by utilizing security measures to prevent fraud and theft of assets or information
  • Participate in periodic fraud and loss prevention training and adhere to best practices to protect company assets and information

About the Company

First Western Trust

Private trust banking and wealth management

First Western Financial operates a private trust bank-based platform that provides integrated wealth management and mortgage services for high-net-worth individuals in the Western U.S. Its Wealth Management offering combines private banking, trust and estate services, investment management, and wealth planning through boutique offices with personalized, high-touch service. The Mortgage segment originates and sells residential loans on the secondary market. The company sets itself apart by pairing localized, client-focused private banking with institution-style products and services, targeting first-generation wealth creators and growing through selective acquisitions and an IPO. Its goal is to deliver comprehensive financial solutions that grow client wealth and expand its private trust bank footprint.

Company size
201-500
Company stage
IPO
Headquarters
Denver, CO
Founded
2002

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