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Full-Time

Mobile Software Engineer

Confirmed live in the last 24 hours

Chime

Chime

1,001-5,000 employees

Online banking platform offering fee-free services

Fintech
Financial Services

Compensation Overview

$139.6k - $218.9kAnnually

+ Bonus + Equity Package

Mid

San Francisco, CA, USA

Hybrid work policy with in-office days and trips to team and company-wide events.

Category
Mobile Engineering
Software Engineering
Required Skills
UI/UX Design
React.js
Quality Assurance (QA)
iOS/Swift
Android Development
React Native
Data Analysis
Requirements
  • A minimum of 4 years experience in React.js or mobile development (Bonus: React Native).
  • Experience with React Native, some native iOS and Android
  • Experience leading execution of complex projects involving multiple engineers
  • Experience building a React.js or native mobile app with traffic at scale. Ability to architect, refactor, and debug an app without disrupting and introducing regressions to 100,000s of users is a big plus.
  • Experience analyzing a feature in production using analytics and experiments
  • A strong focus on high-quality mobile UI experiences
Responsibilities
  • Design, develop, test, release, and scale new and existing consumer product features and mobile architecture
  • Work closely with our product team to launch new features
  • Develop thoroughly tested code and conduct quality assurance on all new code alongside our QA team
  • Collaborate effectively with other technology teams and architects to solve complex problems spanning their respective areas
  • Work in a team as well as independently to deliver on aggressive schedules and goals

Chime offers online banking services without physical branches, focusing on a fee-free experience. It allows customers to overdraft up to $200 on debit card purchases without fees through its SpotMe service and provides direct deposit for paychecks up to two days earlier than traditional banks. Chime does not charge monthly fees or minimum balance fees and offers a secured credit card to help users build credit. The company's goal is to provide accessible and cost-effective banking solutions for those who prefer digital banking.

Company Stage

Series G

Total Funding

$2.2B

Headquarters

San Francisco, California

Founded

2012

Growth & Insights
Headcount

6 month growth

4%

1 year growth

11%

2 year growth

10%
Simplify Jobs

Simplify's Take

What believers are saying

  • Chime's acquisition of Salt Labs and the launch of Chime Enterprise indicate a strategic expansion into the enterprise market, potentially increasing user growth through employer partnerships.
  • The introduction of MyPay, allowing early wage access, showcases Chime's commitment to innovative solutions that address the financial needs of everyday people.
  • Chime's focus on financial literacy and unique initiatives like Coloring Budgets and partnerships with cultural icons like T-Pain enhance its brand appeal and customer engagement.

What critics are saying

  • Regulatory changes affecting interchange fees and overdraft policies could impact Chime's revenue model, which heavily relies on these fees.
  • The settlement with the CFPB over delayed balance refunds highlights potential compliance and operational risks that could affect customer trust.

What makes Chime unique

  • Chime's entirely online platform eliminates the need for physical branches, offering a seamless digital banking experience unlike traditional banks.
  • The fee-free model, including features like SpotMe and early direct deposit, sets Chime apart from competitors who often charge various fees.
  • Chime's secured credit card that doesn't require a credit check provides a unique opportunity for customers to build credit, distinguishing it from other financial institutions.

Benefits

Competitive salary based on experience

401k match plus the usual medical, dental, vision, life, and disability benefits

Generous vacation policy and company-wide Take Care of Yourself Days

Virtual events to connect with your fellow Chimers- think cooking classes, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!