Full-Time

Senior Platform Engineer

Zilch

Zilch

201-500 employees

Direct-to-consumer ad-subsidised payments network

No salary listed

United Kingdom

Hybrid

Three on-site days per week in the United Kingdom; remote on Tuesdays and Fridays.

Category
DevOps & Infrastructure (1)
Required Skills
Kubernetes
SQL
Infrastructure as Code (IaC)
AWS
Terraform
Redis
REST APIs
Linux/Unix

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Requirements
  • 4+ years experience supporting SQL Databases
  • 4+ years experience supporting Kubernetes
  • 4+ years experience supporting AWS systems including CloudFront, API Gateway, NLB, RDS, and Aurora (or Azure/GCP)
  • Experience of supporting Linux
  • Knowledge of supporting caching systems like Redis or Memcached
  • Knowledge of supporting REST integrated systems
  • Working understanding and knowledge of Terraform and IaC concepts
Responsibilities
  • Working in an agile environment on systems that are critical for our customers
  • Supporting and optimising our critical systems for performance, fault- tolerance, security, reliable and cost
  • Continually improving our systems, our practices, and our knowledge
  • Working with our databases and data to ensure we store and process information securely and effectively
  • Assist in ad-hoc technology support and technology related duties
Desired Qualifications
  • Experience with Java development
  • Experience with Python development
  • Exposure to NoSQL type databases (e.g mongo dB)
  • Experience with Data Platform technologies (e.g Redshift, Airflow, Sagemaker)
  • Exposure to Agentic workflows (e.g. Bedrock)
  • Exposure to Policy as Code (e.g. Cedar, OPA)

Zilch is a direct-to-consumer payments network that blends purchasing with advertising to provide flexible pay-later options for online and in-store purchases, subsidized by advertising revenue. It operates under FCA regulation with a consumer credit license and has a footprint in London, Miami, and Krakow. The service works by offering customers pay-later payments at checkout, funded in part by ad subsidies and ongoing relationships with merchants, while collecting data to target ads and improve uptake. Zilch differentiates itself from competitors through its ad-supported, consumer-credit-subsidy model and its global presence, aiming to minimize or eliminate the cost of consumer credit for users. Its stated goal is to remove the cost of consumer credit “for good.”

Company Size

201-500

Company Stage

Late Stage VC

Total Funding

$719M

Headquarters

London, United Kingdom

Founded

2018

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Simplify Jobs

Simplify's Take

What believers are saying

  • Visa Flexible Credential can increase card usage and checkout conversion.
  • Fjord Bank acquisition adds a European banking licence for expansion.
  • Nearly six million registered customers support cross-sell and retention growth.

What critics are saying

  • Visa dependency exposes Zilch to scheme pricing and rule changes.
  • Lithuanian banking licence integration can delay European rollout.
  • UK credit regulation tightening can compress margins and slow growth.

What makes Zilch unique

  • Direct-to-consumer ad-subsidised payments network pairs payments with advertising.
  • Visa card lets customers switch among pay-now and instalment options.
  • FCA-regulated since April 2020, with a consumer credit licence.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Mental Health Support

Gym Membership

Stock Options

Remote Work Options

Hybrid Work Options

Parental Leave

Professional Development Budget

Training Programs

Employee Discounts

Home Office Stipend

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
Zilch
Nov 13th, 2025
Zilch raises over $175 million to accelerate growth - Zilch

Raise includes the expansion of its credit facility with Deutsche Bank, as the UK and EMEA’s fastest-growing fintech unicorn plots next phase of its journey