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Early Warning

Fraud prevention and identity verification platform

Staff Software Engineer - AIOps

Full-TimeUpdated on 10/23/2026
$124k - $198k/yr+ Discretionary incentive plan + 401(k) match
Senior, Expert
Bachelor's
San Francisco, CA, USA+3 moreMore locations: Chicago, IL, USA | Scottsdale, AZ, USA | New York, NY, USA
HybridHybrid work model at listed locations.
Software EngineeringAI Application Engineering
No H1B Sponsorship

About the job

Requirements
  • Typically eight or more years of related experience in software engineering, platform engineering, distributed systems, DevOps, AIOps, or a related technical discipline.
  • A bachelor's degree in computer science, engineering, or a related technical field, or equivalent experience typically obtained through that education and/or experience.
  • Demonstrated strength in software engineering and distributed-systems design, including the ability to turn ambiguous technical problems into maintainable, testable solutions and reason about interfaces, state, retries, timeouts, idempotency, failure modes, and operational risk.
  • Ability to execute complex technical work with general direction, independently make implementation decisions within established architecture and standards, and recognize when guidance or escalation is needed for novel or enterprise-wide decisions.
  • Ability to balance internal customer and operator needs with safety, security, reliability, explainability, and control requirements.
  • Ability to respectfully challenge assumptions with data and technical reasoning, then support and execute the final decision.
  • Strong production development experience with Python, including services, APIs, automation, orchestration systems, or agent runtimes.
  • Hands-on experience developing production agentic systems, tool-using AI applications, or autonomous or semi-autonomous software control loops beyond proof-of-concept implementations.
  • Experience designing tool-use or function-calling interfaces for AI agents using MCP or comparable integration patterns.
  • Experience implementing production controls for AI or automated systems, including evaluation, guardrails, monitoring, cost and latency management, and management of unintended or failed actions.
  • Experience with event-driven architectures and messaging technologies such as Kafka, Pub/Sub, RabbitMQ, or comparable platforms.
  • Experience with production observability practices, including structured logging, metrics, distributed tracing, and technologies such as OpenTelemetry, Prometheus, or Grafana.
  • Experience developing front-end solutions using modern frameworks such as React, Next.js, or Angular, along with backend or API development using TypeScript or Python.
  • Ability to work effectively in an environment requiring strong controls, explainability, approval processes, and auditability for automated actions.
  • Ability to lead complex technical work, collaborate across engineering and operations disciplines, and influence implementation decisions without direct authority.
  • Strong written and verbal communication skills, including technical documentation, architecture decision records, implementation standards, and control documentation.
  • Must complete a background and drug screen.
Responsibilities
  • Apply mature software engineering practices across the agent runtime, tool layer, APIs, and operator experience, including versioned interfaces, automated testing, code review, release management, observability, and regression coverage.
  • Execute complex AIOps engineering assignments with general direction; break work into deliverable components, identify practical implementation solutions, raise risks and dependencies, and seek guidance when decisions extend beyond established architecture or standards.
  • Contribute to the design and evolution of the agent platform architecture; maintain architecture decision records, define interface standards, and evaluate significant design and build-versus-buy tradeoffs with appropriate technical guidance.
  • Design, build, test, and operate the core agent runtime, including event ingestion, context assembly, planning, tool invocation, verification, escalation, and response handling.
  • Design and maintain scoped, typed, and auditable tool interfaces that enable agents to interact with CI/CD platforms, infrastructure automation, Kubernetes, network services, ITSM platforms, observability systems, and secrets management solutions.
  • Define and implement controls for agent actions, including read-only and advisory capabilities, human approval requirements, narrowly scoped unattended actions, permission boundaries, blast-radius limits, dry-run capabilities, reversibility, and emergency shutdown controls.
  • Define tool contracts, versioning standards, testing requirements, and intended behavior so agent-accessible capabilities are managed as reliable production interfaces.
  • Build event-routing capabilities that receive and prioritize alerts, pipeline failures, tickets, operational requests, and other technology events and provide appropriate context to the agent runtime.
  • Establish telemetry capabilities used by the agent, including logs, metrics, and traces from relevant technology platforms, and contribute to standards for telemetry quality and schema evolution.
  • Design and operate model routing, session and state management, retries, timeouts, and cost and latency controls appropriate for a production service.
  • Implement comprehensive auditability for events received, decisions generated, approvals obtained, and actions executed to support operational, risk, compliance, and examination requirements.
  • Develop evaluation capabilities for agent decision quality, including historical incident replay, controlled or shadow-mode evaluation, measurement of proposed actions, and regression testing.
  • Build feedback mechanisms that incorporate human approvals, overrides, and operational outcomes into measurable improvements to platform quality.
  • Package reusable agent capabilities, tool integrations, APIs, documentation, and implementation patterns so other technology teams can extend and adopt the platform through defined self-service practices.
  • Develop and maintain the operator experience, including approval workflows, agent activity and decision history, telemetry views, and APIs that expose agent state to user interfaces and other systems.
  • Partner with Engineering, Technology Operations, Architecture, Security, Risk, and Compliance stakeholders to evaluate technical tradeoffs and ensure solutions meet reliability, security, operational, and regulatory requirements.
  • Define and monitor measures of platform effectiveness, including recommendation quality, approval and override rates, action success, rollback frequency, latency, cost, adoption, and operational outcomes.
  • Support the company's commitment to risk management and protecting the integrity and confidentiality of systems and data.
Desired Qualifications
  • Experience with agent orchestration frameworks such as LangGraph or experience developing comparable orchestration capabilities directly.
  • Go development experience.
  • Experience with CI/CD platforms, infrastructure automation, Kubernetes operations, ITSM platforms, or technology operations.
  • Experience leading a complex AIOps or agent-platform capability from design through production implementation with periodic architectural or stakeholder guidance.
  • Experience with anomaly detection, time-series analysis, or related machine-learning applications.
  • Experience with chaos engineering, simulation, historical incident replay, or game-day testing for distributed or automated systems.
  • Experience mapping automated-system controls to regulatory or control frameworks such as PCI DSS, SOX ITGC, NYDFS Part 500, or FFIEC guidance.
  • Experience in FinTech, banking, payments, or another highly regulated industry.
  • Current AWS, Kubernetes, AI engineering, security, or other relevant technical certification.

About the company

Early Warning provides fraud prevention, identity verification, and risk management solutions for financial institutions, government entities, and payment companies in the United States. It operates by a bank-to-bank data-sharing network and acts as a nationwide specialty consumer reporting agency, managing and stewarding data to create a single view of fraud activity and enable real-time payments, deposit and check validation, and verification. Its strength lies in bank-to-bank data sharing and data stewardship across the banking industry, offering cross-functional fraud visibility for real-time payments and deposits. The goal is to prevent deposit losses and financial crime by delivering trusted data, risk insights, and verification capabilities across the US financial system.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

$22.9M

Headquarters

Scottsdale, Arizona

Founded

1990

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Simplify Jobs

Simplify's Take

What believers are saying

  • Citi launched Paze in March 2026, extending reach to millions of cardmembers.
  • ACI Worldwide added Paze in January 2026, expanding merchant distribution across Pay.On.
  • Early Warning announced India in June 2026, opening a massive remittance corridor.

What critics are saying

  • New York's July 2026 ruling keeps the fraud case alive through discovery and trial.
  • Attorney General James alleges Zelle enabled over $1 billion in fraud, threatening restitution.
  • India launch and ZelleUSD invite regulator scrutiny before global expansion proves durable.

What makes Early Warning unique

  • Seven owner banks anchor Early Warning's fraud data network and payments reach.
  • Paze combines eligible cards into one bank-backed checkout wallet, reducing manual entry.
  • Zelle now spans $1.2 trillion annual transfers and global remittance rails.

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Benefits

  • Health Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Unlimited Paid Time Off
  • Paid Vacation
  • Paid Parental Leave
  • Family Planning Benefits
  • Flexible Work Hours

Company News

Yahoo Finance
Jun 27th, 2026
New York AG sues Zelle for allegedly allowing fraudsters to steal $1B from consumers

New York Attorney General Letitia James has sued Early Warning Services, Zelle's parent company, alleging the payment platform failed to implement safeguards that allowed fraudsters to steal over $1 billion between 2017 and 2023. The lawsuit claims Zelle's rushed launch led to design flaws including quick registration and lack of verification. EWS is co-owned by seven major banks, including Bank of America, JPMorgan Chase and Wells Fargo. The suit follows a similar case by the Consumer Financial Protection Bureau, which was dropped after the agency faced significant restructuring under the Trump administration. James's lawsuit seeks restitution for affected New Yorkers and a court order requiring anti-fraud measures. A Zelle spokesperson called the lawsuit a "political stunt". Zelle had 151 million users as of 2024.

Boland Hill Media, LLC
Jun 12th, 2026
Zelle's foray into India and other digital transactions news briefs from 6/12/26.

Zelle's foray into India and other digital transactions news briefs from 6/12/26. * Early Warning Services LLC said India is the first country outside the United States where U.S. users of the Zelle peer-to-peer payments service can send remittances. Simultaneously, Early Warning introduced its first stablecoin, ZelleUSD, aimed at international payments from U.S. users. * Stable, a blockchain network featuring the stablecoin USDT, has joined the Mesh Alliance Program as a Gold member. The effort is expected to help enable enterprise companies to connect more directly to transactions using USDT. * E-commerce technology developer Shopware has launched Shopware Payments, based on technology from PayPal. * Bridge, a technology developer for health care, launched its Patient Access and Revenue Suite, which includes embedded-payments capabilities and digital wallets. * Cryptocurrency payments company BitPay marked its 15th year in business and said it has processed more than 900,000 transactions so far this year, up 12% from this time last year. Stablecoins account for nearly half of that volume, the company said. * Block Inc.'s Square point-of-sale payments platform has launched Square High Yield Savings, which offers Square merchants a 3.5% average yield if they maintain a daily balance of at least $10,000 or more in a Square Savings account. * Nacha, the governing body for the automated clearing house network, said it has named Backpack a preferred partner for ACH experience, open banking, and risk and fraud prevention. Backpack specializes in payments for higher education. Preferred partners "offer products and services that advance the ACH network," Nacha said. * Power Financial Credit Union has chosen the NCR Atleos Corp. and Allpoint+ networks to widen its cash-access services for customers. * "High Risk Merchant Accounts 101: The Essential Guide to Payment Processing in High Risk & Regulated Industries," a book published by SoarPay, has achieved best-seller status on Amazon since its release in May, according to authors Adam Carlson, SoarPay's chief executive, and entrepreneur Andy Hagans.

Associated Press
Jun 11th, 2026
Zelle launches India expansion and ZelleUSD stablecoin after moving $1.2T in 2025

Zelle will expand to India later this year, marking the peer-to-peer payment service's first international market since launching nine years ago. Early Warning Services, which operates Zelle, selected India as its starting point because roughly a third of annual remittances to India originate from the United States. The company plans further international expansion and will create ZelleUSD, a US dollar-backed stablecoin to support operations in other markets. Zelle processed over $1.2 trillion in transfers during 2025, making it one of America's most popular direct payment services. The expansion follows years of scrutiny over fraud and unauthorised transfers. A Consumer Financial Protection Bureau lawsuit filed in December 2024 was dropped in March 2025, though New York Attorney General Letitia James's similar lawsuit continues. Early Warning Services is owned by seven major banks including JPMorgan Chase and Bank of America.

PR Newswire
Mar 17th, 2026
Citi adds Paze digital wallet for millions of US credit cardmembers

Early Warning Services has expanded its Paze online checkout solution to Citi, giving millions of credit cardmembers access to the bank-offered digital wallet. Eligible Citi cardmembers can activate Paze through Citi.com, the Citi Mobile App, or mywallet.paze.com. Paze allows customers to check out online without manually entering card details, using tokenisation for added security. The service is available at leading online merchants across apparel, electronics, jewellery, food, entertainment and beauty sectors. According to a survey, 72% of US consumers value digital wallet efficiency for online transactions, whilst 82% trust their banks' security more than third-party payment options. More than 165 million credit and debit cards have been added to the Paze platform, which is operated by Early Warning Services.

PR Newswire
Sep 4th, 2025
Extending the Reach of Zelle(R): Alacriti and Early Warning Join Forces

Alacriti partners with Early Warning Services to embed Zelle(R) into its Orbipay Payments Hub