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SMABTP

Professional liability, property, and motor insurance

Construction / Bodily Injury Insurance Claims Lawyer

Full-TimePosted on 10/2/2026
€38k - €47.6k/yr+ Variable compensation + Participation bonus + Employer matching contributions
Junior
Bachelor's
Tours, France
HybridTelework is available up to two days per week; occasional regional travel is required.

About the job

Requirements
  • A minimum Bac+5 degree in law.
  • At least two years of significant experience managing contentious claims files in insurance, construction, and/or bodily injury.
  • Mastery of construction insurance contracts and the legal rules governing them.
  • An interest in construction and the building and public works sector.
  • Bodily injury knowledge is an advantage.
  • Assertiveness, adaptability, responsiveness, rigor, and interpersonal ease for negotiation and customer relations.
  • Excellent writing skills, ability to synthesize information, and an interest in office software.
Responsibilities
  • Manage amicable and contentious claims files involving construction risks, including decennial liability, civil liability, and potentially damage to works, as well as bodily injury claims, including FIE and bodily injury civil liability.
  • Investigate, analyze, and negotiate files in a dedicated portfolio, assessing responsibilities and insurance coverage.
  • Commit the company during settlement operations and protect recourse rights, while controlling costs and timelines within delegated authority.
  • Participate in expert assessments, conciliation meetings, and claims-loss reviews.
  • Occasionally represent SMABTP at external events, including client invitations and FFB events.
  • Work with the Tours claims teams, sales, contracts, accounting, technical departments—primarily the Settlements Department—and consulting experts to serve policyholders.
Desired Qualifications
  • Knowledge of bodily injury claims.

About the company

SMABTP is a mutual insurance group that provides professional liability coverage for construction and real estate, plus property, motor fleet, and personal insurance (life, health, savings, retirement) for companies and individuals. It sells policies through a nationwide network of advisors and over 600 partner brokers, with seven international locations. It operates as part of the SGAM btp mutual-insurer group, pooling risk and sharing expertise among member insurers. Its goal is to reliably protect professionals and individuals in the construction and real estate sectors by offering tailored insurance solutions through a collaborative mutual network.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

N/A

Headquarters

France

Founded

1859

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Simplify's Take

What believers are saying

  • On 28 May 2026, SMABTP passed 6 billion euros of revenue.
  • Fitch affirmed A+ on 14 September 2026 with Stable Outlook.
  • September 2026 launches target TPEs, cyber risk, and prevention-led customer retention.

What critics are saying

  • A 28 July 2025 lawsuit attacks Société de la Tour Eiffel's 600-million-euro capital increase.
  • Tour Eiffel's 798-million-euro debt can accelerate if covenants break, threatening SMABTP.
  • Fitch warned of a challenging claims environment for construction insurance through 2027.

What makes SMABTP unique

  • SMABTP holds Fitch A+ with very strong capitalisation and reserving practices.
  • It dominates French construction insurance, serving 180,000 clients with 4,800 employees.
  • Its 9 regional directorates create unusually deep local distribution across France.

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Benefits

Remote Work Options

Meal Benefits

Family Planning Benefits

Profit Sharing