Full-Time

Frontend Engineer

Updated on 8/23/2026

Layer Financial Technologies

Layer Financial Technologies

11-50 employees

Embedded accounting API for SMB software

No salary listed

San Francisco, CA, USA

Remote

Lunch is provided in the office.

Category
Software Engineering (1)
Required Skills
Kotlin
Sentry
React.js
GitHub Actions
JUnit
Postgres
AWS

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Requirements
  • At least 2 years of experience on strong software teams.
  • Experience building new products from scratch.
  • A track record of growth in team leadership.
  • Broad technical competence and curiosity about technical and business problems.
  • Ability to navigate competing priorities and tradeoffs using company goals.
  • Interest in taking ownership of product and team decisions.
Responsibilities
  • Build and improve accounting software and bookkeeping services integrated into existing SMB software tools.
  • Work across the listed technology stack and become productive with unfamiliar tools as needed.
  • Think from first principles and from customer needs when solving problems.
  • Contribute to product and team decisions.
  • Help teammates become better at their strengths.
Desired Qualifications
  • Experience with the highs and lows of building new products from scratch.
  • A track record of growth in team leadership.
Layer Financial Technologies

Layer Financial Technologies

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Layer Financial Technologies provides an embedded accounting platform for the SMB software stack. Its core offering is an API plus pre-built UI components that software platforms can integrate to deliver automated bookkeeping and tax-ready financial reporting within their own products. The system transfers financial data from partner platforms to Layerfi’s accounting engine, where AI-powered bookkeeping categorizes and records transactions and produces monthly reconciled reports. Layerfi differentiates itself by offering white-labeled, embeddable accounting for SMB-focused platforms, with a goal of reducing bookkeeping costs and speeding up month-end closes for its customers.

Company Size

11-50

Company Stage

Seed

Total Funding

$8.9M

Headquarters

San Francisco, California

Founded

2020

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Simplify Jobs

Simplify's Take

What believers are saying

  • Layer raised $6.6 million in July 2025 from Emergence Capital and BTV.
  • Open roles in engineering, partnerships, and bookkeeping show active hiring in 2026.
  • Customer pages updated June 2026 signal ongoing launches across vertical SaaS and healthcare.

What critics are saying

  • QuickBooks, Xero, and NetSuite can crush pricing and distribution through incumbency.
  • Customer concentration remains severe; losing Nav or Moxie would damage 30,000-SMB traction.
  • Seed-stage funding since July 2025 limits runway if partner growth stalls in 2026.

What makes Layer Financial Technologies unique

  • Embedded accounting inside partners like Nav, Moxie, Duet, and Check.
  • End-to-end bookkeeping service closes books three times faster than traditional workflows.
  • Unit integration in January 2026 deepens real-time transaction sync across embedded finance stacks.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Company Equity

Growth & Insights and Company News

Headcount

6 month growth

38%

1 year growth

0%

2 year growth

0%
Layer
Jul 10th, 2025
Announcing our $6.6M Seed round led by Emergence Capital

We’re thrilled to share that Layer has raised a $6.6M seed round led by Emergence Capital, with participation from our existing investors Better Tomorrow Ventures (BTV).

FinSMEs
Jul 9th, 2025
Layer Raises $6.6M in Seed Funding

Layer raises $6.6M in Seed funding.

Associated Press
Jul 9th, 2025
Layerfi Raises $6.6M for Embedded Accounting

Layer, an embedded accounting platform for SMB software, raised $6.6M in seed funding led by Emergence Capital, with Better Tomorrow Ventures participating. The funding will help Layer integrate accounting into SMB software platforms, simplifying finances and reducing bookkeeping costs by half. Layer's AI-powered service offers real-time financial insights and has quadrupled its customer base, now supporting over 30,000 SMBs. The company plans to expand into more SMB verticals and enhance its platform.

TechCrunch
May 15th, 2024
Layerfi secures $2.3M to replace Quickbooks

Embedded accounting startup Layer has secured $2.3M in funding to replace Quickbooks by offering accounting and bookkeeping features embedded in platforms like Square and Toast. Founded in 2023 by Justin Meretab and Daniel O’Neel, Layer provides APIs to integrate financial data from SMBs, aiming to streamline their financial management. Despite skepticism from some investors, Layer believes the shift in SMB operations supports their goal.