Legal Counsel - Commercial

Legal Counsel

Join Zepz: Breaking Down Borders, Together

Our Meaningful Mission
At Zepz, we're all about breaking down barriers for our customers and our teammates. Our purpose is deeply personal, we provide a lifeline and deliver opportunities to cross-border communities that need it most through cutting edge finance and tech. Zepz is the power behind WorldRemit and Sendwave,  driven by the mission to celebrate the incredible impact migrants have, both at home and abroad. We're not just moving money; we're building a world that truly recognises and supports global connections.

Who You'll Be Joining

We look for mission-driven builders who thrive in a fast-paced environment connected to a true purpose. We’re an always developing team of experts that enjoy problem solving and bring clarity to tough challenges. At Zepz, we are Relentless Learners, always seeking feedback, and Responsible Owners, treating company resources like your own. We depend on Transparent Communicators who keep the team aligned through open, honest talk.

Our Core Commitments — What We Live By
Our vibrant and truly diverse culture is built on three core commitments, that guide how we work and interact:

• Integrity: We always do the right thing. It’s simple, but it’s the foundation of everything we build for our customers and each other.
• Outcomes: We work for our customers. Their success and prosperity are the results we focus on delivering.
• Velocity: We are fast! We maintain high energy levels and make smart decisions quickly, keeping us nimble and ahead of the curve.

Perks of Joining Our Team

We believe in empowering colleagues because we genuinely trust our team. Our culture is founded on this high trust, which naturally encourages the high ownership that drives us to meet our shared high expectations and deliver high performance. While we have all the tools to work remotely, we value the purpose and benefits of in-person connections so we expect our teams to come to the office on a regular basis, and therefore be within a comfortable commutable distance from our London office. Alongside a great office environment, think unlimited annual leave , great healthcare benefits, and employee discounts. We want you to thrive and focus entirely on making your biggest impact! In turn, we expect you to bring high ownership and commitment to your work. This is a place where we value trust and high performance, and we'll provide the environment and support needed for you to excel

About the Role
As Legal Counsel (Commercial), you will join our global legal team and take day-to-day ownership of the commercial contracting that keeps a global fintech moving. The role is UK-based but supports every market in which WorldRemit and Sendwave operate, so you will work with colleagues across Business Development, Procurement, Marketing Product, Engineering and Compliance from your first week. The core of the role is high-volume commercial work: drafting, reviewing and negotiating the agreements that underpin our operations and also improving the templates, playbooks and technology that allow the business to move at pace. Around that core you will support the regulatory and product work that distinguishes a payments business from an ordinary technology company and you will contribute to the governance of our group entities. This is a role for a lawyer who already understands payments or fintech and wants to deepen that expertise in-house at a regulated group. As a member of Zepz’s Group Legal team you will aim high, embrace challenge and always do what’s right. You will be given real responsibility early and the supervision to grow into it. Working closely with the General Counsel and other senior lawyers in the team, you will be expected to run matters yourself, escalate with judgement and leave the function stronger than you found it.

What you bring to the table:

• Qualified Solicitor: You are a qualified solicitor in England and Wales (or hold an equivalent common law qualification) with a valid practising certificate and, as a guide, two to five years’ post-qualification experience.
• High-Volume Commercial Contracting: You have strong commercial drafting and negotiation skills and a proven ability to manage a heavy caseload of agreements at pace without sacrificing quality. You are comfortable running a negotiation from first draft to signature, prioritising against the needs of the business and knowing when a point is worth fighting for.
• Payments or Fintech Experience: You have worked with payments, e-money, remittance or broader fintech businesses, whether in-house, in private practice or on secondment. You understand how a regulated payments business makes money and where its legal risk sits.
• Regulatory Experience: You have advised on financial services regulation in practice, with familiarity with frameworks such as the Payment Services Regulations, the Electronic Money Regulations, safeguarding and consumer protection. Experience of anti-money laundering, data protection or crypto-asset regulation is an advantage.
• Legal Technology Proficiency: You are proficient in at least one major legal technology platform, such as Ironclad, Juro, LawVu or an equivalent contract lifecycle management system, and you are comfortable working within workflow and ticketing tools such as Jira and DocuSign. You see a repetitive task as a process to be improved rather than a chore to be endured.
• Judgement and Clarity: You give advice the business can act on, you know the difference between a legal risk and a commercial preference and you are not afraid to say so when a proposed course of action is wrong.
• Attention to Detail & Organisation: You have strong attention to detail and strong organisational skills, with the ability to prioritise competing workstreams in line with the needs of the Legal team and wider business.
• Collaboration: You have strong interpersonal and communication skills. You build strong working relationships at every level, internally and externally, communicate progress proactively and share what you learn with the rest of the team.

What you will focus on:
Commercial Contracting

• Draft, review and negotiate a high volume of commercial agreements across the group, including supplier and SaaS agreements, payout partner and banking arrangements, marketing and affiliate agreements and NDAs.
• Own the maintenance and improvement of our commercial templates, fallback positions and negotiation playbooks so that routine agreements can be concluded quickly and consistently.
• Act as the first point of contact for commercial legal queries from Marketing, Business Development, Procurement, Partnerships and Product, triaging what can be resolved directly and what requires escalation.
• Manage the lifecycle of contracts in our contract management system, ensuring key terms, renewals and obligations are captured and tracked.

Regulatory Support

• Work with Compliance, Marketing, Product and Engineering to assess the legal implications of new products, features and market launches within an FCA-regulated payments environment.
• Support the legal workstreams arising from regulatory change, including the Payment Services Regulations, safeguarding, consumer protection and crypto-asset regulation, under the direction of senior lawyers.
• Assist with data protection matters that touch commercial arrangements, including data processing agreements and the review of data flows with vendors and partners.
• Help coordinate advice from external counsel in international markets and translate it into clear guidance for the business.

Legal Operations and Team Contribution

• Use our legal technology platforms to their full extent and contribute to the design and roll-out of improved workflows, self-service resources and training for the business.
• Support the wider Group Legal team on ad hoc matters, including brand protection, disputes and project work, as the needs of the business require.

AI Literacy & Tools
As Zepz continues to build AI into how we work, we expect everyone to engage with it as a core part of their role. For this position we are looking for:

• A genuine curiosity about AI and how it can be applied in your area of work — from accelerating analysis and insight generation, to improving how we design and deliver processes and communications.
• Practical experience using AI tools in a professional context — whether to connect information, draft content, build frameworks, or create insights from data. We want people who actively use AI to increase productivity, not those who are waiting to be told to.
• Strong AI literacy — an understanding of what AI assistants can and cannot do, how to prompt effectively, and how to critically evaluate AI-generated output before using it.
• Awareness of the ethical considerations and responsible use of AI in the workplace, particularly in the context of sensitive data, customer experience, and compliance.
• Prior experience using Claude (Anthropic) is a nice-to-have but not essential — what matters most is that you are genuinely engaged with AI as a tool, comfortable experimenting, and eager to share what works with your wider team

If you want to join us in our journey to help break barriers in financial access and improve lives globally, there's no better place or time to join.

Our global team of 800+ people is spread across six continents. We aspire to hire the best mix of people from former Olympians to YouTube influencers and we speak over twenty languages. This incredible diversity isn't a bonus; it's the engine that lets us serve the world.

Ready to Apply? Let’s Go.