Summer 2026
Underwriting Intern
Posted on 11/1/2025
Auto-Owners Insurance
1,001-5,000 employees
Life, home, auto, business insurer
Compensation Overview
$20/hr
H1B Sponsorship Available
Tallahassee, FL, USA
Hybrid
U.S. work authorization required; sponsorship not available.
 Finance & Banking (1) |
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- Student should be currently enrolled and entering their junior or senior year in college.
- Ability to organize data, multi-task and make decisions independently
- Above average communication skills (written and verbal).
- Ability to resolve complex issues.
- An interest in developing product knowledge through participation in approved educational programs.
- The ability to work in the United States without current or future sponsorship is a requirement.
- Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions.
- Became familiar with company policies, manuals, forms and endorsements in order to understand their meaning and use.
- Analyze loss experience, financial conditions and physical characteristics of risks.
- Acquires a working knowledge of supporting sections of the underwriting department.
- Effectively communicate with independent agents and other employees through verbal and/or written means.
Auto-Owners Insurance is a large insurance provider offering life, home, auto, and business coverage. It works through a network of local, independent agents who sell and service policies for individuals and businesses. Customers receive tailored insurance plans and premiums based on risk, with claims handling and policy management supported by the agency network and the company’s underwriting. The company differentiates itself with a strong, established presence (Fortune 500 since 2002) and a focus on employee and agent partnerships, earning certifications like Great Place To Work and industry service awards. Its goal is to provide dependable insurance products through a stable, agent-driven model while investing in its people and community to deliver reliable protection and service.
Company Size
1,001-5,000
Company Stage
N/A
Total Funding
N/A
Headquarters
Lansing, Michigan
Founded
1916
Simplify's Take
What believers are saying
- Carpe Data partnership accelerates small business underwriting, competing against faster AI-native competitors like Lemonade.
- Agency Revolution platform integration enhances 6,300 agencies' marketing automation, improving retention and cross-sell efficiency.
- Premium growth exceeded $2.5 billion annually with 389,000+ policy additions, demonstrating strong market demand.
What critics are saying
- Progressive's telematics pricing undercuts Auto-Owners' traditional auto policies by 20-30%, eroding safe driver segment.
- Geico's Michigan expansion with direct digital model diverts 15% of personal lines customers within 6-12 months.
- Michigan DOI regulatory probe into above-average claims denial rates threatens A++ rating and requires process overhauls.
What makes Auto-Owners Insurance unique
- Operates exclusively through 6,300+ independent agencies, emphasizing local relationships over direct channels.
- Maintains A++ (Superior) A.M. Best rating, among highest-rated carriers in property and casualty insurance.
- Serves 26 states with mutual company structure, prioritizing long-term policyholder relationships over shareholder returns.
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Benefits
401(k) Retirement Plan
401(k) Company Match
Paid Vacation
Paid Sick Leave
Remote Work Options
Flexible Work Hours
Company News
25 years of trust: celebrating a partnership milestone with Auto-Owners Insurance. When partnerships last a quarter of a century, they're built on more than transactions; they're built on trust. For 25 years, The Prewitt Group has partnered with Auto-Owners Insurance, one of the nation's most respected mutual insurance companies, to deliver the kind of reliable protection and service its clients have come to expect. Together, The Prewitt Group has helped individuals, families, and businesses safeguard what matters most. A Shared Commitment to Service At the heart of this partnership is a shared belief: insurance should be personal. Founded in 1916 and operating exclusively through independent agencies, Auto-Owners Insurance has earned a reputation for exceptional claims service, financial strength, and long-standing relationships. Headquartered in Lansing, Michigan, the company serves 26 states and holds an A++ (Superior) rating from A.M. Best, one of the highest ratings in the industry. That same philosophy drives The Prewitt Group. Its focus has always been on people and providing peace of mind. Auto-Owners' nationwide resources and financial stability complement its commitment to concierge-level client service and care. For its clients, that means confidence in knowing that their coverage is backed by a trusted national carrier and supported by a local team that truly understands. Why it matters. In today's fast-changing world, the value of stability can't be overstated. For 25 years, Auto-Owners has stood beside The Prewitt Group through market shifts, new technologies, and evolving risks by ensuring that The Prewitt Group can continue to protect its clients with the same consistency and care its founder envisioned over 50 years ago. This partnership reflects who The Prewitt Group is: a family-owned, values-driven agency that believes relationships are at the center of effective risk management. Auto-Owners shares that belief, and together, The Prewitt Group has built a foundation of reliability, responsiveness, and trust that extends to every client The Prewitt Group serve. Looking ahead. As The Prewitt Group celebrate this partnership milestone, The Prewitt Group is not just looking back on years of success; The Prewitt Group is looking forward to the future. For 25 years, Auto-Owners Insurance has shared The Prewitt Group's commitment to integrity and service, and together The Prewitt Group'll continue helping families and businesses face the future with confidence by helping them to mitigate risks.
This year, Marshfield Insurance, in partnership with Auto-Owners Insurance, is proud to sponsor the VIP Tent in the grandstand and the Family Tent, enhancing the fair experience for attendees of all ages.
Strength of balance sheet, improved operating and underwriting performance, neutral business profile, enterprise risk management and sustained trend of profitability credited in ratings.MONTEREY, Calif., Nov. 13, 2024 /PRNewswire/ -- Capital Insurance Group® (CIG®) is pleased to share that its Financial Strength Rating (FSR) of A (Excellent) has been affirmed, for the fifth consecutive year, by AM Best, the credit rating agency for the insurance industry. In addition, its Long-Term Issuer Credit Rating (ICR) has been upgraded to a+ (Superior). Both FSR and Long-Term ICR ratings have a stable outlook, recognizing the significant emphasis CIG has placed on mitigating risks and improving stability and profitability over the past five years
Auto-Owners has received the J.D. Power and Associates award for the "Highest in Customer Satisfaction with the Auto Insurance Claims Experience," four years in a row, for 2008-2011.
Auto-Owners Insurance, one of the leading property and casualty insurers in the U.S., has selected Carpe Data, an award-winning provider of small commercial data solutions, to enhance its underwriting workflow and revolutionize its approach to small business underwriting.