Full-Time

Director – Product Analytics

Ethos Life

Ethos Life

1,001-5,000 employees

Tech-driven online life insurance provider

Compensation Overview

$184k - $324k/yr

Remote in USA

Remote

Category
Product (1)
Required Skills
Amplitude
SQL
Snowflake

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Requirements
  • 10+ years of product analytics experience in consumer-facing, high-growth environments
  • 3+ years managing product analysts, with a track record of hiring, developing, and retaining top talent — and a player-coach disposition that keeps you close to the work
  • You don't wait for a spec. You notice the gap, frame the question, build the answer, and land the insight with the right audience. You progress at 5x the velocity of a traditional analyst — not by cutting corners, but by leveraging every tool available. When you solve a problem, you solve it for the team.
  • You've changed what gets built, not just reported on what shipped.
  • Deep expertise in experiment design, causal inference, and power analysis — combined with daily use of AI tools and a clear-eyed awareness of where they accelerate, where they hallucinate, and where human judgment is non-negotiable.
  • You can make an executive care about a p-value and a data engineer care about a business metric. You write clearly, present with conviction, and know when a Slack message beats a slide deck.
  • Comfortable across the modern analytics stack (Snowflake, dbt, Amplitude, Hex, Mode). Robust SQL foundations — not because you'll write every query by hand, but because you need to reason through data reasoning, validate AI-generated output, and debug when something's off.
Responsibilities
  • Insight that drives product decisions. You identify the highest-leverage questions, build the frameworks to answer them, and bring clear recommendations to product and leadership. PMs and executives make different decisions because you're in the room.
  • Player-coach leadership. You manage and develop a team of product analysts across our highest-priority charters. You take the hardest, highest-leverage work yourself — and make everyone around you better at theirs through hiring, coaching, and the standards you set.
  • Accountable for growth outcomes. You're measured on the business impact of the decisions analytics influences — conversion, retention, revenue per lead — not on the volume of analyses produced. You operate across product areas, experiments, and data sources, surfacing patterns and strategic bets that siloed analysis misses, and you shift how leadership thinks about growth.
  • Deep customer and business awareness. You build a rich model of how customers behave, what drives conversion and retention, and where growth opportunities live. That model shapes everything from long-term roadmap bets to the micro-decisions made in weekly product reviews.
  • Experimentation at portfolio scale. Own experiment strategy across your product areas — design, guardrails, interpretation, and the cross-experiment patterns that reveal the bigger picture no single test shows.
  • AI system quality and judgment. Our agents pull data, read configs, and produce draft analyses. You own the quality of that output across the team — validating it, sharpening it, and training the system over time. Human judgment over AI judgment. Always.
  • Raising the bar for the entire team. You set the standard for how AI and analytical rigor work collaboratively. When you find a better way to validate an experiment, pressure-test a metric, or get signal from AI faster — you make it the team's new baseline, and you make sure the team can execute it without you.

Ethos Life offers online life insurance with a focus on simplicity and speed. What it does: Ethos provides term and whole life policies through an online platform, using partner carriers to issue coverage. How it works: Potential customers receive instant online quotes and can apply without a medical exam; the platform asks health and lifestyle questions to assess risk, with many applications approved in minutes. Revenue model: Ethos earns commissions on policies sold by its partner carriers. Value adds: Complimentary estate planning tools such as free wills and estate plans for eligible policyholders. How it differs from competitors: It eliminates medical exams, provides a fully online application process, and adds estate planning resources, positioning itself as a tech-driven, customer-friendly alternative in life insurance. The goal: Make life insurance easy to obtain and affordable for individuals and families while providing quick coverage and helpful planning tools.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Austin, Texas

Founded

2016

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q2 2026 revenue hit $189.6 million, up 113%, with 107,847 policies activated.
  • Ethos raised 2026 revenue guidance to $727 million-$731 million after Q2 strength.
  • Board authorized a $100 million buyback on August 3, 2026, showing cash confidence.

What critics are saying

  • Average revenue per unit fell 8% in Q2 2026, signaling mix pressure.
  • Liberty Mutual deal has no exclusivity, inviting carrier partners to copy Ethos.
  • Carrier dependence threatens Ethos if Legal & General America or partners tighten underwriting or pricing.

What makes Ethos Life unique

  • Ethos' underwriting engine delivers no-exam approvals in minutes, unlike legacy life carriers.
  • Ethos sells through consumers, agents, and carriers, giving it three distribution rails.
  • Liberty Mutual and Banner Life validated Ethos' white-label platform in 2026.

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Benefits

Remote Work Options

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

-1%

2 year growth

0%
Yahoo Finance
Aug 4th, 2026
Ethos Technologies Q2 revenue soars 113% to $190M with over 700,000 activated policies

Ethos Technologies reported second-quarter 2026 revenue of $190 million, marking 113% year-over-year growth. This represents the company's second consecutive quarter of exceeding 100% growth. The firm activated over 100,000 new policies during the three-month period, bringing its cumulative total above 700,000 policies. Its third-party channel revenue grew 90% year-over-year to $73 million. Adjusted EBITDA reached $35 million, contributing to a Rule of 40 score of 132. However, the company expects margin compression in the second half due to higher third-party channel revenue, which carries lower margins than its direct channel. Ethos raised its full-year 2026 revenue guidance to $727–731 million, representing 88% annual growth. The company also authorised a $100 million share repurchase programme.

Yahoo Finance
May 13th, 2026
US market climbs 31% as growth companies with insider influence eye 16% annual earnings surge

The US market has risen 3.2% over the past week and 31% over the past year, with earnings projected to grow 16% annually. Growth companies with high insider ownership are attracting attention due to strong internal alignment and long-term commitment. Webull Corporation, with approximately $4 billion market capitalisation, has announced a $100 million share repurchase programme. The company showed 45.1% revenue growth over the past year and expects 21.6% annual growth ahead, whilst expanding services including zero-commission trading in Canada. Ethos Technologies, valued at $1.45 billion, reported revenue growth to $193.1 million from $94.89 million year-over-year despite a recent quarterly loss. The company launched a ChatGPT app for life insurance estimates and expanded partnerships with Liberty Mutual and Banner Life Insurance.

Associated Press
Apr 23rd, 2026
Liberty Mutual partners with Ethos for digital-first life insurance platform

Ethos, a life insurance technology company, has partnered with Liberty Mutual Insurance to expand the insurer's direct-to-consumer life insurance offering. Liberty Mutual will use Ethos' underwriting engine and digital platform to deliver a white-labelled, end-to-end digital life insurance experience requiring no medical exam. The collaboration combines Liberty Mutual's established brand with Ethos' technology to provide instant coverage decisions through a streamlined digital process. Customers can qualify for and purchase coverage with just a few health questions via Liberty Mutual's website and distribution partners. The partnership aims to make life insurance more accessible and affordable for American families. Ethos, which is publicly traded on Nasdaq under the ticker LIFE, has raised $295 million to date and operates a three-sided technology platform serving consumers, agents and carriers.

Yahoo Finance
Mar 24th, 2026
Ethos and Banner Life launch two whole life insurance products in under five months

Ethos Technologies has expanded its partnership with Banner Life Insurance Company to offer two new Ethos-branded whole life insurance products: Simplified Issue Whole Life and Guaranteed Issue Whole Life. The products will be available through Ethos' technology platform, extending the company's final expense solutions to more families. The collaboration moved from concept to market launch in under five months. Ethos now offers 12 products through its platform, working with carriers including Banner Life, TruStage Financial Group, Ameritas Life Insurance, Protective, North American Sammons and Aflac. The new whole life products will initially be available through select agencies and aim to help families cover end-of-life and other expenses. Both companies emphasised their shared commitment to closing the US life insurance coverage gap through more accessible and affordable solutions.

Yahoo Finance
Mar 3rd, 2026
Citi raises Ethos Technologies price target to $16 on strong Q4 revenue of $110M

Citi has raised its price target on Ethos Technologies Inc. to $16 from $15, maintaining a Buy rating following the company's strong Q4 results. The bank cited sustained operational momentum and acceleration continuing into Q1. Ethos reported Q4 revenue of $110.1 million, beating consensus estimates of $108.32 million, with 65% year-over-year growth. The digital life insurance platform reached 500,000 activated policies, a key milestone for adoption. The company projects fiscal 2026 revenue between $510 million and $514 million, representing approximately 32% year-over-year growth, with adjusted EBITDA of $99 million to $103 million. Founded in 2016, the Austin-based company uses AI and data science to modernise life insurance distribution through a no-medical-exam application process.