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Independence Home Loans

Wholesale mortgage broker offering transparent rates

Junior Loan Officer

Full-TimePosted on 10/16/2026
$85k - $125k/yr+ Uncapped commissions
Entry
Bachelor's
Scottsdale, AZ, USA
In Person
Finance & BankingRetail & Commercial Banking

About the job

Requirements
  • No mortgage experience is needed; paid training is provided.
  • A bachelor's degree or experience in sales, the military, or commission-based roles is required.
  • Open availability Monday through Friday, 8:00 AM–5:00 PM, is required.
  • Excellent communication skills by phone, in writing, and in person are required.
  • Strong organization and problem-solving skills are required.
Responsibilities
  • Train directly under top-producing Mortgage Bankers and leadership.
  • Apply sales tactics through hands-on coaching.
  • Make and receive calls from warm, inbound leads.
  • Learn the company's customer relationship management (CRM) and loan origination technology.
  • Deliver high-quality customer service to clients and referral partners.
  • Participate in sales meetings, contests, and performance incentives.
  • Earn while training in a three-month training program and receive commissions.
  • Complete paid education, testing, and licensing to become licensed as a Loan Officer.
Desired Qualifications
  • Outgoing, competitive, and naturally strong with people.
  • Highly motivated by income, growth, and performance.
  • Able to thrive under high expectations and in a fast-paced environment.
  • Self-starter who wants to build a long-term career in finance and grow into a top-producing Loan Officer.

About the company

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Independence Home Loans

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Independent Home Loans is a residential mortgage broker that provides home loan options across purchase, refinance, and reverse mortgages. It works through wholesale lending channels to access lender rates and offers products including Conventional, FHA, USDA, VA, QM and Non-QM. The company emphasizes direct access to underwriters and processors and uses technology to streamline the loan process for faster, easier closings. Unlike retail banks, it aims for lower rates and greater transparency by avoiding hidden fees and backend points, with a pricing model and service designed to be straightforward and fully disclosed. Its goal is to deliver affordable loans with clear terms and responsive service, backed by licenses to operate in multiple states including UT, CA, TX, WA, CO and FL.

Company Size

11-50

Company Stage

N/A

Total Funding

N/A

Headquarters

Australia

Founded

2020

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Simplify's Take

What believers are saying

  • August 2026 lease expansion at The Galleria doubled Scottsdale office footprint.
  • Michelle Hedger leads enterprise technology and AI, supporting underwriting and origination efficiency.
  • Wide state licensing enables rapid market entry whenever mortgage volumes recover.

What critics are saying

  • BBB logged 123 complaints in three years, signaling persistent servicing or sales friction.
  • Federal Savings Bank sued Independence Home Loans in 2023, keeping litigation risk alive.
  • StopIHLCalls alleges illegal telemarketing; repeated call-abuse claims can trigger regulator scrutiny.

What makes Independence Home Loans unique

  • Scottsdale-based lender with nationwide licensing across 40-plus states, including California and Texas.
  • Eric Katz’s leadership team includes compliance, technology, and military-veteran operators.
  • March 2026 Irvine hiring and 253 LinkedIn employees show multi-market distribution reach.

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Benefits

  • Flexible Work Hours