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American Express

Issues credit cards and runs a payment network

Travelers Cheques & Prepaid Servicing Analyst 1

Customer SupportPosted on Nov 12
Full-timeGurugram, Haryana, IndiaNo salary listedIn-person

About the Job

Requirements

  • Graduate with 0–3 years of prior experience.
  • Proficiency in French.
  • Ability to work in a 24/7 customer-facing calling profile.
  • Ability to work under pressure in a deadline-driven environment while maintaining strong attention to detail.
  • Good oral and written communication skills in English.
  • Good listening and decision-making skills.
  • Ability to handle escalated issues politely and courteously while balancing promise fulfilment and risk.
  • Should not be on any form of counselling.
  • Ability to multitask and prioritize work to balance regulation, policy, and customer service experience.

Responsibilities

  • Review and analyze requests received from merchants and customers globally for prepaid products, determine whether compliance requirements are met, and make informed decisions to pay or decline requests.
  • Provide customer service in a 24/7, multilingual operations environment, supporting prepaid products through phone servicing and backend operations.
  • Manage inbound customer and seller calls and faxes for prepaid products, including gift cards and traveller cheques.
  • Handle claims for lost or stolen traveller cheques and traveller cheques that customers are unable to cash.
  • Handle escheatment calls and faxes.
  • Process refund requests, overspend cases, and excessive-balance cases.
  • Respond to customer escalations and conduct root cause analysis of escalations.
  • Analyze risk-related data and identify fraud connections.
  • Manage change to meet or exceed performance targets.

About the Company

American Express

Issues credit cards and runs a payment network

American Express issues credit and pay-in-full charge cards to consumers and businesses, and unlike most card issuers it also runs the payment network its cards use. Its Travelers Cheque, launched in 1891, made carrying money abroad safer, and in 1959 it became the first major issuer of plastic cards. Cardholders earn points toward flights and hotels plus perks such as airport lounges, while companies use its corporate cards for employee travel and expenses. American Express earns a fee from merchants on each purchase, plus annual fees and interest on balances cardholders carry. Henry Wells and William Fargo, who later started Wells Fargo, co-founded it in 1850 as a freight delivery business; it is based in New York City.

Company size
10,001+
Company stage
IPO
Headquarters
New York City, New York
Founded
1850

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