Full-Time

Junior Data Engineer

Confirmed live in the last 24 hours

Perpay

Perpay

51-200 employees

Facilitates interest-free paycheck deduction payments

Fintech
Financial Services

Entry, Junior

Philadelphia, PA, USA

This is not a remote opportunity; it is 100% onsite.

Category
Data Engineering
Data & Analytics
Required Skills
Microsoft Azure
Redshift
Python
SQL
AWS
Snowflake
Google Cloud Platform
Requirements
  • Bachelor’s degree in a quantitative/technical field (Computer Science, Statistics, Engineering, Mathematics, Physics, Chemistry)
  • 0-2 years of experience in data engineering or related fields, with a strong eagerness to learn and grow
  • Basic proficiency in SQL and Python, with a willingness to learn cloud data platforms such as AWS, GCP, or Azure
  • Familiarity with data warehouse solutions like Redshift or Snowflake and data orchestration tools like Apache Airflow is a plus
  • Understanding of data modeling and ETL processes, with a keen interest in data governance and quality practices
  • Strong problem-solving skills and the ability to work collaboratively in a team environment
  • Excellent communication skills and a proactive approach to learning and development
Responsibilities
  • Assist in the development and maintenance of ETL pipelines using tools like AWS Glue, Apache Airflow, and Fivetran
  • Support data producers in understanding data sources and contribute to the design and implementation of data models using Redshift and Snowflake
  • Implement basic data governance practices, including metadata management and data lineage tracking with tools such as Apache Atlas
  • Collaborate with team members to develop scalable data solutions, ensuring data quality and reliability
  • Help identify and resolve data-related issues, applying optimization techniques like indexing and partitioning
  • Learn and contribute to the ongoing development of a modern data architecture, gaining exposure to advanced data engineering practices
  • Stay current with industry trends and best practices, continuously developing technical skills in data engineering

Perpay.com provides a financial solution that allows consumers to shop without the burden of high-interest rates. Users can make purchases and pay for them over time through interest-free payments that are directly deducted from their paychecks. The process begins with users answering a few questions to determine their spending limit, which can range from $500 to $2,500. Once approved, they can shop immediately, with payments automatically deducted in installments, typically over eight pay periods. This model is particularly beneficial for those who may not have access to traditional credit or prefer to avoid interest charges. What sets Perpay apart from its competitors is its focus on interest-free payments and the simplicity of paycheck deductions, making the repayment process easier for users. The company's goal is to make shopping more accessible and affordable for its members, providing a straightforward alternative to traditional credit options.

Company Stage

Seed

Total Funding

$8M

Headquarters

Philadelphia, Pennsylvania

Founded

2016

Growth & Insights
Headcount

6 month growth

23%

1 year growth

41%

2 year growth

85%
Simplify Jobs

Simplify's Take

What believers are saying

  • Perpay's rapidly growing user base of 2 million members indicates strong market demand and potential for continued growth.
  • The interest-free payment model can attract a broad range of consumers, including those wary of incurring debt, thereby expanding the customer base.
  • Partnerships with retailers can provide additional revenue streams and enhance the shopping experience for users.

What critics are saying

  • The competitive landscape of financial technology and retail markets means Perpay must continuously innovate to maintain its unique value proposition.
  • Reliance on paycheck deductions could pose risks if users experience job instability or changes in employment status, affecting repayment.

What makes Perpay unique

  • Perpay's unique model of interest-free payments directly deducted from paychecks sets it apart from competitors who often rely on traditional credit or high-interest installment plans.
  • The straightforward approval process and immediate shopping capability provide a seamless user experience, unlike more cumbersome credit checks and approval processes seen elsewhere.
  • By focusing on consumers who may not have access to traditional credit options, Perpay taps into an underserved market segment, offering a valuable alternative to high-interest loans.

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Benefits

Competitive salary + company equity

401k with company match

Medical / Dental / Vision insurance

Pre-tax Public Transportation benefit

Relocation assistance

Student loan company match

Gym subsidy with City Fitness

Cell phone plan

Paid parental leave

Unlimited PTO

Optional work from home (WFH) up to 4 weeks per year