Full-Time

Junior Data Engineer

Confirmed live in the last 24 hours

Perpay

Perpay

51-200 employees

Facilitates interest-free paycheck deduction payments

Fintech
Financial Services

Entry, Junior

Philadelphia, PA, USA

This is not a remote opportunity; it is 100% onsite.

Category
Data Engineering
Data & Analytics
Required Skills
Microsoft Azure
Redshift
Python
SQL
AWS
Snowflake
Google Cloud Platform
Requirements
  • Bachelor’s degree in a quantitative/technical field (Computer Science, Statistics, Engineering, Mathematics, Physics, Chemistry)
  • 0-2 years of experience in data engineering or related fields, with a strong eagerness to learn and grow
  • Basic proficiency in SQL and Python, with a willingness to learn cloud data platforms such as AWS, GCP, or Azure
  • Familiarity with data warehouse solutions like Redshift or Snowflake and data orchestration tools like Apache Airflow is a plus
  • Understanding of data modeling and ETL processes, with a keen interest in data governance and quality practices
  • Strong problem-solving skills and the ability to work collaboratively in a team environment
  • Excellent communication skills and a proactive approach to learning and development
Responsibilities
  • Assist in the development and maintenance of ETL pipelines using tools like AWS Glue, Apache Airflow, and Fivetran
  • Support data producers in understanding data sources and contribute to the design and implementation of data models using Redshift and Snowflake
  • Implement basic data governance practices, including metadata management and data lineage tracking with tools such as Apache Atlas
  • Collaborate with team members to develop scalable data solutions, ensuring data quality and reliability
  • Help identify and resolve data-related issues, applying optimization techniques like indexing and partitioning
  • Learn and contribute to the ongoing development of a modern data architecture, gaining exposure to advanced data engineering practices
  • Stay current with industry trends and best practices, continuously developing technical skills in data engineering

Perpay helps consumers make shopping more accessible and affordable by allowing them to purchase products through interest-free payments that are deducted directly from their paychecks. Users start by answering a few questions to determine their spending limit, which can range from $500 to $2,500. Once approved, they can shop immediately, with payments spread over a series of typically eight installments. This model is particularly useful for individuals who may not have access to traditional credit or prefer to avoid high-interest rates. What sets Perpay apart from its competitors is its focus on interest-free payments and the simplicity of having payments deducted directly from paychecks, making the repayment process easier for users. The company's goal is to provide a hassle-free shopping experience that allows consumers to make significant purchases without incurring debt or interest.

Company Stage

N/A

Total Funding

$2.4M

Headquarters

Philadelphia, Pennsylvania

Founded

2016

Growth & Insights
Headcount

6 month growth

23%

1 year growth

41%

2 year growth

79%
Simplify Jobs

Simplify's Take

What believers are saying

  • Rising consumer interest in BNPL services boosts Perpay's growth potential.
  • Embedded finance trends open new partnership opportunities with retailers for Perpay.
  • Digital wallet adoption complements Perpay's app-based model, expanding its user base.

What critics are saying

  • Increased competition from fintech startups may erode Perpay's market share.
  • Regulatory scrutiny on income-based spending limits could impact Perpay's business model.
  • Economic downturns could affect users' ability to make consistent paycheck deductions.

What makes Perpay unique

  • Perpay offers interest-free payments directly deducted from paychecks, simplifying user experience.
  • The company targets consumers lacking access to traditional credit options, broadening its market.
  • Perpay's income-based spending limit model promotes stable repayment behavior and credit score improvement.

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Benefits

Competitive salary + company equity

401k with company match

Medical / Dental / Vision insurance

Pre-tax Public Transportation benefit

Relocation assistance

Student loan company match

Gym subsidy with City Fitness

Cell phone plan

Paid parental leave

Unlimited PTO

Optional work from home (WFH) up to 4 weeks per year