Full-Time

Senior Software Engineer

Data Platform

Posted on 10/31/2025

Parafin

Parafin

51-200 employees

Embedded financing infrastructure for platforms

Compensation Overview

$230k - $265k/yr

+ Equity Grant

San Francisco, CA, USA

In Person

Category
Software Engineering (1)
Requirements
  • 4+ years of experience in software engineering with a strong background in data infrastructure, pipelines, and distributed systems
  • Advanced proficiency in Python and SQL
  • Hands-on Spark development experience
  • Expertise with modern cloud data stacks—AWS (S3, RDS), Databricks, and Airflow—and lakehouse architectures
  • Hands-on experience with foundational data-infrastructure technologies such as Hadoop, Hive, Kafka (or similar streaming platforms), Delta Lake/Iceberg, and distributed query engines like Trino/Presto
  • Familiarity with ingestion frameworks, developer‑experience tooling, and best practices for data versioning, lineage, partitioning, and clustering
  • Strong problem-solving skills and a proactive attitude toward ownership and platform health
  • Excellent communication and collaboration skills, especially in cross-functional settings
Responsibilities
  • Design and build robust, highly scalable data pipelines and lakehouse infrastructure with PySpark, Databricks, and Airflow on AWS
  • Improve the data platform development experience for Engineering, Data Science, and Product by creating intuitive abstractions, self‑service tooling, and clear documentation
  • Own and maintain core data pipelines and models that power internal dashboards, ML models, and customer-facing products
  • Own the Data & ML platform infrastructure using Terraform, including end‑to‑end administration of Databricks workspaces: manage user access, monitor performance, optimize configurations (e.g., clusters, lakehouse settings), and ensure high availability of data pipelines
  • Lead projects to improve data quality, testing, observability, and cost efficiency across existing pipelines and backend systems (e.g., migrating Databricks SQL pipelines to dbt, scaling data ingestion, improving data-lineage tracking, and enhancing monitoring)
  • Act as the primary engineering partner for the Data Science team—embedded closely to gather requirements, design scalable solutions, and provide end-to-end support on all engineering aspects of their work
  • Work closely with backend engineers and data scientists to design performant data models and support new product development initiatives
  • Share best practices and mentor other engineers working on data-centric systems
Desired Qualifications
  • Experience with AWS infrastructure using Terraform
  • Familiarity with observability tools (e.g., Datadog) and cost tracking in cloud environments
  • Experience with financial systems or building platforms in a fintech setting
  • Prior work on ML infrastructure: Feature stores (e.g., Tecton), ML model lifecycle (training, deployment, monitoring, retraining), real-time inference
  • Contributions to internal tooling or open-source projects in the data ecosystem

Parafin provides embedded financing for online platforms and their merchant partners, offering a white-label financing infrastructure. It handles underwriting, funding, servicing, compliance, and support so platforms can offer capital to merchants under their own brand. The financing uses a merchant’s sales history with no interest, late fees, or credit checks; repayments are automated and vary with sales, with funds available in as little as one business day, and loans issued by Celtic Bank. Parafin differentiates itself with a full-service, white-label approach and partnerships with major platforms like Amazon, MindBody, and DoorDash, aiming to help platforms grow revenue and strengthen merchant loyalty.

Company Size

51-200

Company Stage

Late Stage VC

Total Funding

$465M

Headquarters

San Francisco, California

Founded

2020

Simplify Jobs

Simplify's Take

What believers are saying

  • Jobber partnership expands to Canada in 2026, replicating U.S. success across vertical SaaS.
  • Cross River Bank's $360M forward-flow commitment fuels rapid lending scale-up.
  • $100M Series C at $750M valuation in 2026 enables geographic and product expansion.

What critics are saying

  • Amazon and DoorDash build in-house financing using first-party data, displacing Parafin within 18-36 months.
  • SVB warehouse facility collapses like 2023 crisis, triggering liquidity failure in 6-18 months.
  • Cross River regulatory scrutiny disrupts $360M funding, halting originations in 12-24 months.

What makes Parafin unique

  • Parafin delivers full-stack embedded finance including capital, spend cards, and Pay Over Time via single integration.
  • AI underwriting leverages 1 billion cross-industry data points for high-approval offers without credit checks.
  • White-labeled solutions abstract underwriting, compliance, and servicing for platforms like Amazon and DoorDash.

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Benefits

Competitive salary & equity

Health, dental, & vision

401k plan

Parental leave

Unlimited PTO

Commuter benefits

Daily lunches

Growth & Insights and Company News

Headcount

6 month growth

-2%

1 year growth

-2%

2 year growth

-3%
Canadian Society for Medical Education
Dec 15th, 2025
Jobber Brings Fast Access to Capital to Canadian Home Service Businesses

Jobber brings fast access to capital to Canadian home service businesses. Integrated funding within Jobber eliminates bank delays and empowers service pros to hire, invest, and take on larger jobs without slowing down Jobber, the leading provider of software for blue collar businesses, today announced an expanded partnership with Parafin to introduce fast, integrated business funding to Canadian home service pros. With Jobber Capital, service pros can access the funds they need directly within Jobber, enabling them to seize growth opportunities, manage cash flow, and scale their operations with confidence. Building on strong U.S. adoption of Jobber Capital, this expansion introduces a proven, trusted financing model to thousands of Canadian service pros seeking stability and long-term financial empowerment. "Access to capital shouldn't be the barrier that holds a great home service business back," said Sam Pillar, CEO & co-founder at Jobber. "By embedding financing directly into Jobber, we're giving Canadian entrepreneurs the tools they need to grow on their own terms - whether that means hiring sooner, investing in new equipment, or taking on bigger opportunities with confidence." "This partnership highlights how embedded finance can remove major barriers for small businesses," said Sahill Poddar, CEO and co-founder of Parafin. "Integrating our capital solution into Jobber gives Canadian service pros fast, reliable funding inside the platform they already trust to run their operations." Scaling a service business takes ongoing investment, and access to reliable funding can make all the difference. With fast, built-in capital directly inside Jobber, home service pros can: * Invest in equipment or vehicles without slowing down operations * Smooth out cash flow during seasonal fluctuations With Jobber Capital, eligible Canadian service providers can access funding without bank appointments or external applications. Everything happens inside the platform they already rely on to quote work, schedule jobs, invoice clients, and get paid. Jobber and Parafin first launched their embedded financing program in the U.S. in March 2025, where it has seen strong engagement and delivered clear value to home service businesses navigating growth and cash-flow challenges. With fast, integrated financing now available in Canada, Jobber continues to expand the tools and support home service entrepreneurs need to build resilient, growing businesses. This launch marks another step in Jobber's commitment to helping service providers strengthen cash flow, unlock new opportunities, and confidently scale their operations. To learn more about Jobber Capital financing, visit: https://www.getjobber.com/features/jobber-capital/ About jobber. Jobber is the award-winning platform that puts blue collar first. Built for service pros, Jobber software streamlines and automates their workflows to run more efficiently, increase profitability, and grow faster. More than 300,000 service pros in over 50 industries - including landscaping, plumbing, cleaning, and contracting - use Jobber to serve over 27 million properties in more than 60 countries. Jobber continually ranks as one of Canada's fastest-growing and most innovative companies by The Globe and Mail, Fast Company, and Deloitte. For more information visit: jobber.com. Parafin is a financial infrastructure company that provides platforms with embedded financial products for their small businesses by abstracting the complexity of capital markets, underwriting, servicing, compliance, and customer support. By powering the financial services of marketplaces, vertical saas platforms, and payment processors, small businesses can run and grow themselves despite uncertain economic conditions. In just a few years, Parafin has launched on amazon, walmart, doordash, and more platforms to serve tens of thousands of businesses and extended over $16 billion in offers. Parafin was founded in 2020 by Sahill Poddar, vineet goel, and ralph furman, and is backed by ribbit capital, thrive capital, GIC, notable capital, and redpoint ventures.for more information about Parafin, please visit parafin.com.

Business Wire
Sep 29th, 2025
Parafin Secures Up To $360 Million With Forward-Flow Commitment From Cross River Bank

Parafin secures up to $360 million with forward-flow commitment from Cross River Bank.

Leighton Media
Sep 23rd, 2025
Parafin Expands Embedded Financing Suite With AI-powered Pay Over Time for Small Businesses

Parafin, a leading embedded finance company, today announced the launch of Pay Over Time, the latest addition to its suite of financing products.

EIN News
Sep 3rd, 2025
accept.blue Launches Gateway Capital in Partnership with Parafin

accept.blue launches Gateway Capital in partnership with Parafin.

Parafin
Mar 25th, 2025
How embedded financing elevated CAKE's merchant experience

To address this gap, CAKE partnered with Parafin to launch CAKE Capital, an embedded financing program.

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