Mariner Finance

Mariner Finance

Personal loans and consumer financing services

Call Center Sales Representative - Bilingual

Full-TimeDeadline 9/15/27
$18 - $23/hr

+ Monthly incentive

Junior
Nottingham, MD, USA
In Person

Work must be performed at the assigned office location.

About the job

Requirements
  • High school diploma or equivalent.
  • Minimum of one year of experience in a customer service or sales position.
  • Demonstrated problem-solving and interpersonal skills in demanding situations.
  • Excellent written and verbal communication skills with the ability to communicate effectively with customers and company personnel.
  • Working knowledge of Microsoft Office or similar programs and the ability to learn financial services programs.
  • Reliable transportation.
  • Ability to complete essential duties and functions in a timely and accurate manner.
  • Must obtain applicable required licenses to sell insurance products offered to customers by the branch.
  • Must perform work-related tasks at the assigned work location except in an emergency as determined by the company in consultation, as necessary, with applicable regulatory agencies.
  • Ability to sit for extended periods, operate computer and phone systems, talk or hear, and occasionally move about and lift or move up to 20 pounds.
  • Ability to perform the essential duties and functions of the position satisfactorily.
Responsibilities
  • Support branch operations by learning consumer finance functions and meeting or exceeding team sales and delinquency targets and goals.
  • Provide virtual services through the online platform or system to individual customers regarding personal financial lending, collections, and sales.
  • Provide customer service by solving problems, presenting loan solutions based on customer needs, and presenting available sales products.
  • Process credit loan applications and analyze credit and financial information for current and potential customers.
  • Contact customers with past-due balances to offer possible solutions and resolve delinquency.
  • Assist customers online and by telephone to open and service their accounts.
  • Meet or exceed individual and branch goals related to the sale of company products and services.
  • Learn and apply federal, state, and local consumer laws to ensure compliant actions.
  • Perform additional functions based on market demand and branch staffing to provide consistent customer service.
  • Work full-time for 40 hours per week, with Monday-Friday hours between 8:00 AM and 8:00 PM and seasonal or business-needs Saturday hours.
Desired Qualifications
  • Selling and/or collecting experience.
  • Previous experience within a customer contact center.
  • Some college coursework.
  • Fluency in Spanish and English.

About the company

Mariner Finance provides personal loans and a variety of loan products for consumers, including options for debt consolidation, home improvements, car loans, auto refinancing, and mortgage-related loans such as FHA and VA loans. Customers can apply online or visit local branches for help, and the company earns revenue from interest and fees on these loans. The loans work by offering adjustable terms and predictable payments, with the company supporting borrowers through a straightforward application process and customizable loan options. Compared with competitors, Mariner Finance emphasizes strong customer service and a broad menu of loan types, plus an accessible application path and in-person assistance at its branch network. Its goal is to make obtaining flexible financing easy and clear for individuals who need personal loans and related lending options.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

N/A

Headquarters

White Marsh, Maryland

Founded

2002

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Simplify's Take

What believers are saying

  • July 13, 2026 AI leadership can reduce fraud, servicing costs, and decision latency.
  • Revelio tracked active hiring and 1,926 employees in March 2026.
  • Tennessee settlement closed a major legal overhang on May 8, 2026.

What critics are saying

  • Tennessee extracted $11.1 million for deceptive add-ons and unsolicited loan checks.
  • Pennsylvania-led multistate litigation still targets Mariner's loan marketing and TILA practices.
  • Further state consent orders can crush add-on revenue; repeated CFPB scrutiny threatens viability.

What makes Mariner Finance unique

  • Warburg Pincus-backed Mariner spans 500-plus branches and digital lending nationwide.
  • Its 2026 AI/Data Officer hire signals data-driven underwriting and customer-service automation.
  • Mariner offers personal, auto, home-improvement, mortgage, and refinancing products under one roof.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Paid Vacation

Paid Holidays

Growth & Insights and Company News

Headcount

6 month growth

↑ 6%

1 year growth

↑ 6%

2 year growth

↑ 6%
Mariner Finance
Jul 13th, 2026
Mariner Finance creates Chief AI and Data Officer role, appoints Swamy Ramajayam.

Mariner Finance creates Chief AI and Data Officer role, appoints Swamy Ramajayam. New executive will lead the company's enterprise data and AI strategy to accelerate innovation and enhance the customer experience. BALTIMORE, MD - July 13, 2026 - Mariner Finance today announced the creation of its new Chief AI and Data Officer role and the appointment of Swamy Ramajayam to lead the company's enterprise data and artificial intelligence strategy, effective July 13, 2026. Reporting to Chief Risk Officer Rob Hunt, Ramajayam will be responsible for modernizing and streamlining Mariner Finance's data infrastructure, enabling the organization to leverage data more effectively across the business. He will also lead the company's AI strategy, identifying opportunities to responsibly apply artificial intelligence to enhance operational efficiency, improve decision-making, and better serve customers. He will be based in Mariner Finance's Plano, Texas office. "At Mariner Finance, we're committed to making strategic investments that strengthen our ability to serve our customers today while preparing for the future," said Josh Johnson, Chief Executive Officer. "The creation of our Chief AI and Data Officer role reflects the importance of data and artificial intelligence to our long-term strategy. Swamy is an accomplished leader with a proven track record of transforming enterprise data organizations and responsibly advancing AI capabilities. His expertise will help us build a stronger data foundation, accelerate innovation, and deliver even greater value for our customers, team members, and business." Ramajayam brings more than 18 years of experience leading enterprise data strategy, analytics, governance, and AI transformation initiatives across the financial services and technology sectors. Most recently, he served as Director and Head of People Data Strategy, Architecture & AI Foundations at Meta. Previously, he held senior leadership positions at Ally Financial, Charles Schwab, Capital One, IBM, and Tata Consultancy Services. Ramajayam will lead the continued evolution of Mariner Finance's enterprise data and AI capabilities. Over the coming weeks, the company's Data and AI teams will be aligned under his leadership to accelerate innovation, strengthen data governance, and advance strategic initiatives across the organization. About Mariner Finance. Mariner Finance, LLC is a leading consumer finance company dedicated to helping customers responsibly achieve their financial goals. With a nationwide network of branches and digital lending capabilities, Mariner Finance provides personal loans and related financial solutions to meet a variety of borrowing needs, including debt consolidation, home improvements, unexpected expenses, and major purchases. Founded in 2002, Mariner Finance combines personalized service with innovative technology to deliver a seamless customer experience. The company is committed to responsible lending practices, operational excellence, and building long-term customer relationships by providing accessible financial solutions tailored to individual circumstances. As Mariner Finance continues to invest in digital transformation, advanced analytics, and artificial intelligence, the company remains focused on enhancing customer experiences, empowering its team members, and driving innovation that supports sustainable growth while maintaining the highest standards of compliance, security, and customer care. The information provided in this article does not constitute financial advice and is provided for educational purposes only without any express or implied warranty of any kind. This article is not intended as legal, tax, investment, or any other advice, and Mariner Finance does not offer credit repair services. Consider talking with an appropriate qualified professional for specific advice. Blog posts are for informational purposes only.

State AG Report
May 14th, 2026
Mariner Finance pays $11.1 million in Tennessee AG settlement.

Mariner Finance pays $11.1 million in Tennessee AG settlement. * Tennessee AG Jonathan Skrmetti reached an $11.1 million settlement with Mariner Finance resolving allegations that the company violated the Consumer Financial Protection Act and other consumer protection laws through deceptive lending practices and hidden add-on products. * As previously reported, Tennessee was part of a bipartisan coalition of AGs that sued Mariner over its lending practices, alleging that the company charged consumers for optional add-ons without adequate disclosures and marketed loans through unsolicited checks that activated loans when cashed. * Under the proposed consent judgment, Mariner must change how it sells optional products to Tennessee consumers, including providing loan approval disclosures before discussing add-ons, telling consumers that optional products are not required to obtain a loan, and giving consumers a 60-day full refund period for unclaimed optional products. * The settlement provides $11.1 million in consumer redress, including $1 million for restitution to eligible Tennessee consumers and $10.1 million through cancellation of covered consumer debt, with Mariner also agreeing to pay $150,000 in attorneys' fees and costs.

Stilwell Democrat Journal
Jul 14th, 2025
DAILY LOG: July 17, 2025

Mariner Finance LLC v. Hurshel Pritchett - breach of contract.

The Tennessee Tribune
Apr 2nd, 2024
Tennessee Joins Multistate Lawsuit Against Mariner Finance Over Widespread Violations of Consumer Protection Laws

NASHVILLE - On Tuesday, Tennessee Attorney General Jonathan Skrmetti announced that Tennessee has joined a multistate lawsuit against Mariner Finance over widespread violations of multiple consumer protection laws.

The Washington Post
Aug 17th, 2022
Warburg Pincus LLC acquires Mariner Finance, LLC

When Warburg Pincus acquired Mariner, the company had 57 branches in seven states.