B

Brown & Brown Insurance

Provides risk management and insurance solutions

Property & Energy Claims Advocate

Full-TimeUpdated on 10/23/2026
$150k - $180k/yr+ Employee Stock Program
Expert
Bachelor's
Remote in USA+1 moreMore locations: Sandy Springs, GA, USA
Remote
InsuranceClaims Adjudication

About the job

Requirements
  • A bachelor's degree, including but not limited to Business and/or Risk Management, or 8–10 years of related insurance experience.
  • Must have or be able to obtain the appropriate state broker's licenses.
  • Ability to establish work priorities and manage time effectively.
  • Ability to use initiative and good judgment in accomplishing tasks with minimal errors, and to possess critical-thinking skills.
  • Ability to establish and maintain effective work relationships and function in a team environment.
  • Excellent interpersonal and customer service skills.
  • Ability to lead client and/or market discussions.
  • Good listening skills.
  • Proficiency with personal computers, including data entry, word processing, and spreadsheet applications.
  • Proficiency with Microsoft PowerPoint, Word, and Excel.
Responsibilities
  • Provide property and energy claims advocacy, program analysis, and risk services to clients in conjunction with the Senior Managing Director of Property & Energy Claims and the Placement Team.
  • Assist clients in reporting claims to carriers, advise on managing emergency services and beginning claim documentation, and consider other resources such as restoration firms, engineering consultants, or claim preparation services.
  • Advocate for early advance payments and ongoing partial payments, as desired by clients, to assist with cash flow.
  • Anticipate potential issues throughout the claims process and communicate them to the client and adjustment team.
  • Advise clients on carrier coverage positions and advocate for clients in response to adverse coverage positions.
  • Manage client claims through appropriate follow-up and settlement negotiations to achieve timely and fair settlements.
  • Provide claims-status input to the Risk Solutions placement team as requested.
  • Provide feedback to the placement team on identified coverage issues or concerns.
  • Develop claims-handling service plans based on client needs.
  • Support and strengthen the Practice through individual contributions and suggestions, mentoring and coaching junior team members inside and outside the Practice, and communicating success stories internally and to clients as appropriate.
  • Assist with new business development and requests for proposals.
  • Develop and maintain relationships with clients, independent adjusters, and vendors for clients' benefit.
  • Keep current on marketplace changes.
  • Attend required training sessions and courses to develop and maintain skills and maintain a broker's license.
  • Maintain appropriate confidentiality of processed information.
  • Follow company policies and procedures.
  • Perform other duties as assigned.

About the company

B

Brown & Brown Insurance

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Brown & Brown provides risk management and insurance solutions to businesses and individuals through its Retail and Specialty Distribution segments. The company works by acting as an intermediary to identify specific risks and connect customers with tailored insurance policies that protect their assets. Unlike many competitors, it combines the scale of a large global brokerage with a decentralized culture that emphasizes local community involvement and a team-based approach to service. Its goal is to provide superior risk protection and long-term security for customers by consistently prioritizing their best interests.

Company Size

5,001-10,000

Company Stage

IPO

Headquarters

Leeds, United Kingdom

Founded

1914

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q2 2026 revenue rose 30.4%; adjusted EBITDA hit $598 million.
  • Management expects $30 million-$40 million in Accession synergies during 2026.
  • Second-half organic growth guidance stays positive: Retail 1.5%-2.5%, Specialty Distribution 2%-4%.

What critics are saying

  • Organic revenue fell 0.7% in Q2 2026, exposing acquisition dependence.
  • Interest expense doubled to $100 million after Accession debt, squeezing margins and buybacks.
  • Private-equity-backed brokers keep poaching producers; one bad retention cycle can break organic growth.

What makes Brown & Brown Insurance unique

  • Accession added 2026 scale, lifting second-quarter revenue 30.4% to $1.68 billion.
  • Anthropic, McKinsey, and Accenture embed AI across 23,000 employees, widening operating leverage.
  • Brown & Brown spans 44 states and 14 countries, reducing dependence on any one market.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Student Loan Assistance
  • Tuition Reimbursement
  • Mental Health Support
  • Unlimited Paid Time Off
  • Paid Vacation

Company News

Yahoo Finance
Oct 26th, 2026
Brown & Brown Q3 revenue rises 7.4% to $1.73B but misses estimates; shares fall 1.8%

Brown & Brown, the insurance brokerage, missed Wall Street's revenue forecasts in the third quarter of 2026. Revenue rose 7.4% year on year to $1.73 billion, against analyst estimates of $1.76 billion. Adjusted earnings per share were $1.07, up from $1.05 a year earlier but 1.4% below consensus. Adjusted EBITDA was $597 million, a 34.6% margin. Organic revenue grew 1.2%. Chief executive officer J. Powell Brown cited a "challenging rate environment" and credited about 5,000 new teammates from the Accession deal for expanded capabilities. Shares fell 1.8% to $69.93 after the results. Analysts expect revenue to grow 4.2% over the next 12 months.

Yahoo Finance
Oct 12th, 2026
Brown & Brown's core growth stalls as insurer payments mask a 0.3% organic revenue decline

Brown & Brown (NYSE: BRO), an insurance broker, faces pressure as falling catastrophe-property rates cut commissions. First-half 2026 organic revenue fell 0.3%, though it rose 1.6% when contingent commissions from insurers are included. Contingent commissions, which depend largely on insurers' underwriting profits, have cushioned the decline. The company's Specialty Distribution division shrank 3.5% in the second quarter, while Retail grew 1.5%. The August 2025 acquisition of RSC Topco, Inc. lifted reported revenue 30.4%. Quarterly interest expense rose to $100 million from $51 million, and diluted shares increased to 334 million from 293 million. The stock trades at about 13x forward earnings, against 20x trailing. Rival Arthur J. Gallagher & Co. trades at about 16x, with faster expected earnings growth.

Yahoo Finance
Aug 14th, 2026
Brown & Brown stock trades at 15.04X P/E, below industry average of 16.51X

Brown & Brown shares are trading at a discount to the insurance brokerage industry, with a forward price-to-earnings ratio of 15.04X versus the industry average of 16.51X. The company has a market capitalisation of $23.96 billion. The stock has gained 27.4% over the past three months, outperforming the industry's 22.4% growth. Analysts' average price target of $76.44 suggests a potential 7.6% upside from recent levels. The Zacks Consensus Estimate projects 2026 earnings per share to increase 5.6% year-over-year, with revenues reaching $7.04 billion, up 19.2%. Growth is supported by increasing new business, strong client retention, and strategic acquisitions. The company's recent Accession acquisition contributed approximately $410 million to second-quarter 2026 revenues, with expected synergies of $30-$40 million in 2026.

Yahoo Finance
Aug 13th, 2026
Brown & Brown tops insurance brokers' revenue growth but misses Q2 estimates by 2.5%

Five insurance brokers stocks reported largely satisfactory Q2 earnings, with revenues beating analyst consensus estimates by 0.8% overall. Share prices have held steady, rising 2.1% on average since results were released. Brown & Brown reported revenues of $1.68 billion, up 30.4% year on year. However, this figure fell short of analyst expectations by 2.5%. Despite scoring the fastest revenue growth amongst peers, it had the weakest performance against analyst estimates. The stock has risen 2.7% since reporting and currently trades at $71.60. Ryan Specialty delivered the strongest Q2 performance, reporting revenues of $916.6 million, up 7.2% year on year and outperforming analyst expectations by 5.3%. The insurance brokerage industry benefits from rising risk complexity and regulatory scrutiny, though faces challenges from labour intensity and wage inflation.

Yahoo Finance
Aug 3rd, 2026
Brown & Brown Q2 revenue misses estimates at $1.68B despite 30% growth

Brown & Brown reported second quarter 2026 results that missed revenue expectations but showed strong year-on-year growth. Revenue rose 30.4% to $1.68 billion, below the $1.72 billion analyst estimate. Management attributed performance to strong contingent commissions, effective acquisition integration, and improved sales processes. CEO J. Powell Brown said the company's enhanced sales model is building momentum with aligned teams generating new business wins. Operating margin declined year-over-year to 22.9% from 24.2%, though the company made progress controlling expenses. Adjusted EBITDA of $611 million beat analyst estimates of $603.1 million. During the earnings call, analysts questioned MGA competition impacts, European expansion plans, and technology investment costs. Management stressed disciplined underwriting and confirmed synergy targets remain unchanged.