V

Visa

Runs a global network for digital payments

Lead Data Scientist

Full-TimeUpdated on 10/23/2026Deadline 2/28/27
$180k - $288k/yr+ Bonus + Equity
Expert
Bachelor's, Master's, MBA, PhD, JD, MD
Bellevue, WA, USA
HybridHybrid; at least 3 days in the office. Travel required 5–10%.
Data & AnalyticsData Science

About the job

Requirements
  • At least 10 years of work experience with a bachelor's degree, at least 8 years with an advanced degree (e.g., master's, MBA, JD, or MD), or at least 3 years with a PhD.
  • Three years of experience building artificial intelligence or machine-learning-powered models for predictive analytics or insights.
  • Four years of experience solving data problems using data technologies such as Hadoop, Hive, Kafka, Redis, NoSQL, or relational database management systems.
  • Two years of experience designing, implementing, and maintaining extract, transform, and load pipelines.
  • Three years of experience with data analysis, metrics building, and evaluation.
  • Experience with big data and analytics using technologies such as Hadoop, Spark, Flink, and MapReduce.
Responsibilities
  • Provide technical expertise and mentor others in implementing extensible, maintainable, reusable code; define frameworks, principles, coding patterns, guidelines, styles, and standard methodologies; and adhere to security requirements for artificial intelligence and data science applications.
  • Develop strategies and lead the team's efforts to improve data extraction efficiency and ensure data quality and completeness using data wrangling, complex data modeling, and artificial intelligence.
  • Ensure adherence to data management principles, governance, processes, and tools to maintain data quality across products.
  • Advise on technical specifications in discussions with collaborators, including product owners, business partners, and cybersecurity, to clarify complex technical or business requirements and identify business needs and upstream or downstream system and application dependencies.
  • Identify complex trends across relevant data sources and use insights to plan platform-wide solution updates; identify opportunities and define roadmaps for software upgrades and server patches for security remediation where applicable.
Desired Qualifications
  • At least 12 years of work experience with a bachelor's degree, 8–10 years with an advanced degree (e.g., master's, MBA, JD, or MD), or 6 or more years with a PhD.

About the company

Visa runs a global payment network that connects banks, merchants and consumers so card purchases and money transfers move between financial institutions. Its VisaNet system handles authorization, clearing and settlement, linking the bank behind a buyer's card with the bank that accepts a merchant's payment. The company earns fees from payment activity, transaction processing and international transactions, and sells fraud prevention tools, payment software and consulting services to businesses. Banks and other partners issue Visa branded cards and use its technology to build their own payment products. Visa traces its roots to a Bank of America card program launched in 1958 and is headquartered in San Francisco.

Company Size

10,001+

Company Stage

N/A

Total Funding

$24.2M

Headquarters

San Francisco, California

Founded

1958

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Simplify's Take

What believers are saying

  • Visa demand keeps growing: July 2026 results showed quarterly revenue up 14% to $11.6 billion.
  • Advisory staff get structured training: Visa University has over 50 learning modules for its consulting and analytics teams.
  • Visa is capturing stablecoin activity: September 2026 settlement volume exceeded a $20 billion annualized run rate.

What critics are saying

  • Visa must pay partners more: July 2026 results showed client incentives up 18%, faster than revenue.
  • Visa faces pressure on its debit contracts: the Justice Department seeks restrictions on alleged anticompetitive practices.
  • Technology and product jobs face cuts: Visa announced about 2,600 planned layoffs in July 2026.

What makes Visa unique

  • Visa reaches everyday checkout at scale: its cards are accepted at over 175 million merchant locations.
  • Visa avoids consumer lending exposure: it bears no cardholder credit risk.
  • Visa Direct extends beyond cards: it reaches approximately 12 billion bank account, wallet and card endpoints.

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Benefits

  • Health Insurance.
  • Life Insurance.
  • Dental Insurance.
  • Disability Insurance.
  • Accidental Death & Dismemberment Insurance.

Company News

Fortune
Oct 26th, 2026
AI is giving cybercrime a makeover, and this startup just raised $15 million to fight back | Fortune

Overwatch’s CEO says AI is merging fraud, hacking and money laundering into one threat.

TechCabal
Aug 12th, 2025
HoneyCoin raises $4.9M for expansion

Kenyan fintech HoneyCoin raised $4.9 million in seed funding to expand its stablecoin cross-border payment services into Africa, Latin America, and Asia. Led by Flourish Ventures, the round included TLcom Capital, Stellar Development Foundation, and Visa Ventures. HoneyCoin processes $150 million monthly, serving 350 enterprise clients. The funds will be used to hire executives, secure licenses, and expand into new markets, with plans for new products by Q3 2025.

Business Wire
May 15th, 2025
Nekuda Raises $5M Led by Madrona, Together with Amex Ventures and Visa Ventures, to Power Agentic Payments

Nekuda raises $5M led by Madrona, Amex Ventures & Visa Ventures to power agentic aayments. For the infrastructure of the future of online commerce.

Forbes
May 6th, 2025
Visa Invests in BVNK, $50M Funding

Visa Ventures has invested in stablecoin infrastructure platform BVNK, marking Visa's first direct investment in a stablecoin payments player. This move supports the future of stablecoins in payments, enhancing BVNK's credibility and penetration with Visa's partners. BVNK, which raised $50 million in a Series B round in December 2024, processes $12 billion in annualized volume and offers solutions for B2B and B2C payments using stablecoins.