ALM Risk Associate

The Asset Liability Management (ALM) Risk Associate supports the Head of ALM Risk within Enterprise Risk Management across Economic Capital (EC), ALM, and liquidity risk. The successful candidate is technically strong, leverages AI to deliver high-quality work faster, and can translate complex analysis into clear, practical recommendations.

You are

·       A technically strong actuary or risk professional who enjoys turning complex questions into working analytics.

·       A dependable owner of production work who balances rigor, accuracy, and timely delivery.

·       A strong project manager who effectively coordinates priorities, stakeholders, and timelines to drive projects through successful delivery.

·       An early adopter of AI who uses it to work faster and smarter while applying sound judgment and verifying results.

·       A collaborative partner who works effectively across actuarial, risk, finance, treasury, and investment disciplines and can clearly explain results, uncertainty, and tradeoffs.

You have

Required:

·       5+ years of relevant experience in life insurance or annuity actuarial work, ALM, economic capital, or related discipline.

·       Modeling experience, such as cash-flow projection, liability valuation, or capital modeling.

·       A bachelor’s degree in actuarial science, mathematics, statistics, finance, or a related quantitative field is required.

Preferred:

·       Strong project management skills, with the ability to coordinate priorities, stakeholders, and timelines to drive projects through successful delivery.

·       Strong attention to detail, with a commitment to accuracy and quality in all analytical and production work.

·       Demonstrated experience, or strong interest, in using AI tools to improve productivity and the quality of analytical work.

·       Associate of the Society of Actuaries (ASA) or Fellow of the Society of Actuaries (FSA) designation.

You will

·       Manage and optimize economic capital, including production of economic capital results, analysis of key drivers, and identification of opportunities to improve capital efficiency across products, assets, and reinsurance.

·       Support ALM initiatives, including enhancements to ALM analytics, limits monitoring, reporting, and process automation.

·       Lead User Acceptance Testing (UAT) and ongoing validation of the EC and ALM user interfaces, partnering closely with third-party vendors to test new model releases, evaluate enhancements, identify defects, and ensure solutions meet business, risk management, and production readiness requirements.

·       Assess and monitor liquidity risk, including stress testing, liquidity metrics, and preparing presentations to senior stakeholders.

·       Own production work on a recurring cycle, including running models, validating inputs and outputs, reconciling results, and delivering timely, accurate reports and dashboards.

·       Leverage AI to complete the work: use approved AI tools to accelerate analysis, automation of production workflows, testing, and documentation. Independently verify AI-assisted outputs, protect confidential data, and keep models transparent, reproducible, and well documented.

·       Partner with Actuarial, Finance, Investments, Treasury, Product, and business teams to obtain reliable data, align assumptions, and translate ALM, capital, and liquidity insights into practical recommendations.

·       Serve as a technical resource on economic capital, ALM, and liquidity risk, providing guidance to cross-functional partners and senior stakeholders and sharing modeling and analytical practices with colleagues.

·       Support model governance, including documentation, data quality controls, testing, and change management, and respond to independent validation and audit requests.

Reporting Relationships

This position reports to the Head of ALM Risk within Enterprise Risk Management.

Location

Hybrid: 3 days in the Hudson Yards NYC office, 2 days WFH.

Travel

0% travel is required for this position.

Salary Range:

$121,350.00 - $199,365.00

The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.

Our Promise

At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals.  Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.

Inspire Well-Being

As part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at www.guardianlife.com/careers/corporate/benefits. Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits.

Equal Employment Opportunity

Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.

Accommodations

Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact [email protected]. Please note: this resource is for accommodation requests only. For all other inquires related to your application and careers at Guardian, refer to the Guardian Careers site.

Visa Sponsorship

Guardian Life is not currently or in the foreseeable future sponsoring employment-based visas (e.g., such as an H-1B). In order to be a successful applicant, you must be legally authorized to work in the United States, without the need for employer sponsorship/support now or at any time in the future.

Notice Regarding Guardian’s Use of Artificial Intelligence in Recruitment

As part of Guardian’s job application process, Guardian may use artificial intelligence tools (“AI Tools") to automate the sorting and filtering of information provided by applicants as part of its preliminary screening. This preliminary screening may be used to help identify applicant materials and resumes relative to their indication that the applicant meets the requirements for the specific job for which they are applying, as specified in the listing posted on Guardian’s jobs website (Careers at Guardian at https://www.guardianlife.com/careers). At Guardian, we do not use AI Tools to substantially assist or replace human judgment or discretionary decision making in our hiring process. All hiring decisions will be made by Guardian colleagues.

Please be aware that if you apply for a specific position with Guardian, you will have the choice of opting out of Guardian’s use of AI Tools during the job application process. If you would like to request an alternative process that does not utilize AI Tools or would like to request a reasonable accommodation, within ten business days of your position application, you must email your request to [email protected], making sure to provide your name and job requisition identification number. Guardian will retain your applicant materials and resume and all information therefrom in accordance with Guardian’s document retention policy, a copy of which you may request via [email protected].

Additionally, at applicable times, Guardian will make public the most recent bias audit results for such AI tools, which may be found here. 

Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.