M

MSIG USA

Commercial P&C insurance and risk management

Director Finance Delegated Program Business Partner

Full-TimeUpdated on 10/24/2026Deadline 10/26/26
$150k - $175k+ 401(k) match + Profit-sharing contribution
Expert
Bachelor's
Warren, NJ, USA
Hybrid
AccountingFinancial Accounting

About the job

Requirements
  • A bachelor's degree in Accounting, Finance, or a related field is required.
  • At least 10 years of progressive accounting or finance experience, including significant experience in the Property & Casualty insurance industry, is required.
  • Demonstrated experience in delegated authority, program business, premium accounting, claims accounting, bordereaux oversight, or related insurance finance functions is required.
  • Proven leadership experience managing and developing accounting or finance professionals and overseeing financial and operational responsibilities is required.
  • Strong experience in financial reporting, accounting close processes, reconciliations, account analysis, cash and settlement processes, internal controls, audit support, and exception management is required.
  • Experience leading finance transformation initiatives, process automation, systems implementations, data governance, and cross-functional process improvements is required, including establishing operating procedures, review standards, decision rights, control ownership, and escalation protocols.
  • Advanced proficiency in Microsoft Excel and experience with general ledger, insurance administration, reporting, reconciliation, and data analytics platforms are required.
  • Ability to communicate effectively and translate complex financial, operational, and data-related issues into clear risks, decisions, actions, and business outcomes is required.
Responsibilities
  • Lead, develop, and mentor Senior Accountant, Delegated Program Finance Business Partners, establishing clear program assignments, priorities, performance expectations, review requirements, and escalation thresholds across the portfolio.
  • Provide leadership and oversight for program accounting, financial reporting, controls, bordereaux operational coordination, issue resolution, and stakeholder engagement activities.
  • Establish standardized operating procedures, review protocols, governance standards, and escalation frameworks to support efficient and consistent execution.
  • Serve as the primary escalation point for material financial, control, operational, and bordereaux-related issues.
  • Own financial reporting, accounting oversight, reconciliations, settlements, and close-related activities for the delegated program portfolio.
  • Lead the Delegated Program forecasting process, including governance, methodologies, assumptions, variance analysis, and performance monitoring.
  • Oversee analysis of financial results, settlement positions, reinsurance cessions, forecast trends, and emerging risks, ensuring timely communication with Finance and business leadership.
  • Ensure the accuracy, completeness, and timeliness of delegated program financial reporting and related regulatory, management, and audit deliverables.
  • Oversee bordereaux governance, tracking, exception management, and operational coordination across delegated programs.
  • Partner with Delegated Underwriting, MGAs, TPAs, Claims Operations, and other stakeholders to resolve material data, reporting, reconciliation, and processing issues.
  • Monitor key operational risks, aging items, and remediation activities, and drive timely resolution of material exceptions.
  • Establish and maintain an effective control and governance framework supporting delegated program financial processes and reporting.
  • Ensure compliance with contractual, regulatory, accounting, and company requirements.
  • Oversee audit readiness, control execution, issue remediation, and financial governance for new and existing delegated programs.
  • Provide Finance oversight of significant accounting interpretations, reporting assumptions, and financial impacts associated with delegated business activities.
  • Own the delegated program Finance transformation and automation roadmap, including process optimization, Finance requirements, validation criteria, control requirements, exception thresholds, data governance, and operational scalability.
  • Oversee Finance testing, implementation readiness, adoption, and post-implementation control stabilization; monitor automated-process performance, manual workarounds, recurring exceptions, and control effectiveness.
  • Serve as the senior Finance partner to Delegated Underwriting and provide strategic financial guidance on program performance, growth, profitability, risks, and operational priorities.
  • Collaborate with internal and external stakeholders to support effective program administration, financial oversight, and business decision-making.
  • Communicate material financial, operational, governance, and control matters to Finance, Delegated Underwriting, and business leadership.
Desired Qualifications
  • CPA or other relevant professional certification.
  • Experience leading delegated authority or program business finance functions within a Property & Casualty insurance organization.
  • Experience implementing or governing automated financial processes, controls, and reporting solutions.
  • Experience supporting large-scale finance transformation, operating model redesign, or enterprise system implementations.
  • Experience working with delegated authority administration, MGA relationships, and related insurance operating models.
  • Knowledge of data governance frameworks, reporting automation, and advanced analytics tools.

About the company

M

MSIG USA

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MSIG USA provides commercial property and casualty insurance to U.S.-based and multinational businesses, with tailored coverage across property, casualty, marine, and financial lines (including D&O and cyber). It writes standard policies and specialized programs, and has recently established MSIG Specialty Insurance America to underwrite non-admitted business. A core part of its model is risk engineering, loss prevention, and in-house claims management (handling over 90% of claims directly) to deliver efficient service. The company differentiates itself through the backing of the MS&AD Insurance Group (a financially strong parent), a history of large-scale P&C capacity, and a focus on customized solutions for complex exposures. Its goal is to help organizations manage sophisticated risks across all 50 states, including multinational clients, by offering comprehensive coverage and proactive risk management.

Company Size

501-1,000

Company Stage

N/A

Total Funding

N/A

Headquarters

New York City, New York

Founded

N/A

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Simplify Jobs

Simplify's Take

What believers are saying

  • September 29, 2026 Aguilar hire deepens E&S property capability and broker relationships.
  • August 2026 Botkin promotion exports MSIG USA underwriting discipline across MS&AD globally.
  • February and July 2026 IFC and DEG deals expand fee-like specialty volume fast.

What critics are saying

  • Rapid hiring of Brodzinski, Aguilar, and Dougherty risks integration friction in 2026.
  • E&S property faces entrenched rivals like Liberty Mutual, AXA XL, and Ascot.
  • Large credit and surety bets amplify accumulation losses; a bad cycle could cripple growth.

What makes MSIG USA unique

  • MSIG USA leverages MS&AD's A+ balance sheet and 350-year underwriting heritage in 2026.
  • June 2026 Celent recognized MSIG USA for data, analytics, and AI underwriting.
  • MSIG USA launched Surety on August 25, 2026, extending specialty breadth quickly.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • Health Savings Account/Flexible Spending Account
  • Hybrid Work Options
  • Wellness Program
  • 401(k) Company Match
  • Profit Sharing
  • Tuition Reimbursement
  • Employee Discounts

Company News

Reinsurance News
Sep 30th, 2026
MSIG USA names Oscar Aguilar as Head of E&S Property.

MSIG USA names Oscar Aguilar as Head of E&S Property. 30th September 2026 - Author: Saumya Jain - MSIG USA, the US specialty insurance arm of the global MS&AD Insurance Group, has appointed Oscar Aguilar as Head of Excess and Surplus (E&S) Property. In his new role, Aguilar will lead the strategy and develop MSIG USA's E&S property business, focused on disciplined underwriting, portfolio performance, and sustainable growth. He will also work closely with underwriting and distribution teams to build capabilities catering to the evolving needs of brokers and clients while leveraging data and technology. Aguilar has over two decades of underwriting and leadership experience in the property market, with deep expertise in E&S, shared and layered property, and complex commercial risks. He also has expertise in retail and wholesale distribution, primary and excess property, facultative reinsurance, and middle-market and large commercial accounts. Most recently, Aguilar served at Liberty Mutual Insurance as Senior Vice President (SVP) and National Manager for major accounts in property, shared and layered. Previously, he led Liberty Mutual's US retail property and spent six years at Ironshore Insurance, where he managed wholesale property across the Western and South Central regions. Earlier in his career, Aguilar served as SVP at Brit Insurance, leading E&S property underwriting and support teams responsible for building a profitable portfolio, developing talent and advancing product capabilities. He also held underwriting and senior roles at Maiden Reinsurance North America, GMAC RE, SRO Napa, St. Paul Companies and Sherwood Insurance. Peter McKenna, Chief Executive Officer, MSIG USA, commented on the appointment, "Oscar brings the depth of underwriting expertise and market perspective that are essential to building a differentiated E&S property business. "He has spent his career navigating complex property risks while building strong relationships across both the retail and wholesale markets. "That combination of technical discipline, market knowledge and leadership will be important as we expand our capabilities and create a platform that brokers can rely on for expertise, responsiveness and thoughtful solutions."

PR Newswire
Sep 29th, 2026
MSIG USA names Oscar Aguilar head of excess and surplus property

MSIG USA has appointed Oscar Aguilar as head of excess and surplus property. Aguilar brings over 20 years of underwriting and leadership experience in the property market, with expertise in E&S, shared and layered property, and complex commercial risks. Aguilar joins from Liberty Mutual Insurance, where he most recently served as senior vice president and national manager of major accounts property, shared and layered. He previously led US retail property for Liberty Mutual and spent six years at Ironshore Insurance managing wholesale property across the Western and South Central regions. In his new role, Aguilar will lead the strategy and development of MSIG USA's E&S property business, focusing on disciplined underwriting, portfolio performance and sustainable growth.

Mining Stock Education
Sep 29th, 2026
MSIG USA appoints Oscar Aguilar as head of excess and surplus property.

MSIG USA appoints Oscar Aguilar as head of excess and surplus property. Posted on September 29th, 2026 | Filed under Press Releases NEW YORK, Sept. 29, 2026 /PRNewswire/ - MSIG USA today announced the appointment of Oscar Aguilar as head of excess and surplus property. Aguilar brings more than two decades of underwriting and leadership experience in the property market, with deep expertise in E&S, shared and layered property, and complex commercial risks. Aguilar joins MSIG USA from Liberty Mutual Insurance, where he most recently served as senior vice president and national manager of major accounts property, shared and layered. He previously led U.S. retail property for Liberty Mutual and spent six years at Ironshore Insurance, where he managed wholesale property across the Western and South Central regions. Earlier in his career, Aguilar served as senior vice president at Brit Insurance, leading E&S property underwriting and support teams with responsibility for building a profitable portfolio, developing talent and advancing product capabilities. He also held underwriting and leadership roles at Maiden Reinsurance North America, GMAC RE, SRO Napa, St. Paul Companies and Sherwood Insurance. His experience spans retail and wholesale distribution, primary and excess property, facultative reinsurance, and middle-market and large commercial accounts. "Oscar brings the depth of underwriting expertise and market perspective that are essential to building a differentiated E&S property business," said Peter McKenna, CEO of MSIG USA. "He has spent his career navigating complex property risks while building strong relationships across both the retail and wholesale markets. That combination of technical discipline, market knowledge and leadership will be important as we expand our capabilities and create a platform that brokers can rely on for expertise, responsiveness and thoughtful solutions." As head of excess and surplus property, Aguilar will lead the strategy and development of MSIG USA's E&S property business, with a focus on disciplined underwriting, portfolio performance and sustainable growth. He will work closely with underwriting and distribution leadership to build capabilities that respond to the evolving needs of brokers and clients while leveraging data and technology to support more informed decision-making and efficient execution. Aguilar holds an MBA and a Bachelor of Science in business administration from California Coast University. About MSIG USA MSIG USA is the marketing term used to refer to MSIG Holdings (U.S.A.), Inc. ("MSIGH"), its insurance subsidiaries, and their manager. MSIGH's insurers are Mitsui Sumitomo Insurance Company of America, Mitsui Sumitomo Insurance USA Inc., MSIG Specialty Insurance USA Inc. and MSIG Specialty Insurance America, Inc. The insurers are managed by Mitsui Sumitomo Marine Management (U.S.A.), Inc. MSIGH is a subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world's top P&C carriers with a 350-year heritage, A+, Class 15 ratings, and a global reach that spans 48 countries and regions. MSIG USA brings the financial strength, underwriting expertise, exceptional claims management, global footprint, and innovation necessary to offer commercial insurance solutions that address the unique risks businesses face in today's market. Its nationwide network of professionals provides responsive and personalized service for clients and brokers. The U.S.-based insurance subsidiaries are admitted in all P&C lines in all 50 states, the District of Columbia, and Puerto Rico. Not all insurers do business in all jurisdictions. Actual coverage is subject to the language of the policies as issued. To learn more, visit www.msigusa.com. SOURCE MSIG USA

PR Newswire
Aug 26th, 2026
MSIG USA chief underwriting officer Brian Botkin promoted to international chief underwriting officer for MS&AD.

MSIG USA chief underwriting officer Brian Botkin promoted to international chief underwriting officer for MS&AD. Aug 26, 2026, 09:17 ET NEW YORK, Aug. 26, 2026 /PRNewswire/ - MSIG USA today announced that Brian Botkin, chief underwriting officer of MSIG USA, has been promoted to international chief underwriting officer for MS&AD Insurance Group, expanding his leadership responsibilities across the organization's global insurance operations. Botkin has played an important role in MSIG USA's transformation and growth, leading enterprise underwriting strategy and advancing greater consistency, discipline and portfolio insight across the organization. As chief underwriting officer, he has worked closely with business leaders to align underwriting strategy with MSIG USA's growth objectives while advancing the use of data and analytics to support underwriting decisions. In his new role, Botkin will bring that experience to MS&AD's global operations, helping advance underwriting strategy, governance and portfolio management across markets. His appointment comes as MS&AD continues to expand its international specialty capabilities and further connect underwriting expertise across its global businesses. "Brian's promotion is a tremendous recognition of the leadership and impact he has demonstrated at MSIG USA," said Peter McKenna, chief executive officer of MSIG USA. "He has been instrumental in advancing our underwriting organization as we have grown, bringing greater rigor and insight to how we manage our portfolio while never losing sight of the importance of underwriting expertise and judgment. We are proud to see Brian take on this global role and know the perspective he has developed here in the U.S. will make an important contribution to MS&AD's continued growth." "Brian brings a deep understanding of specialty underwriting and the experience of operating in one of the world's most dynamic insurance markets," said Hironori Morimoto, Group Chief Global Officer, Senior Managing Executive Officer of MS&D. "In this expanded role, he will help connect underwriting expertise and best practices across our businesses, enabling us to bring greater consistency and insight to how we evaluate and manage risk globally." Botkin's promotion also reflects the increasingly important role MSIG USA plays within MS&AD's global strategy. As MSIG USA continues to build a market-leading, data-driven specialty insurer in the United States, sharing talent, expertise and capabilities across the broader organization creates opportunities to advance underwriting excellence and support sustainable growth across the Group. About MSIG USA MSIG USA is the marketing term used to refer to MSIG Holdings (U.S.A.), Inc. ("MSIGH"), its insurance subsidiaries, and their manager. MSIGH's insurers are Mitsui Sumitomo Insurance Company of America, Mitsui Sumitomo Insurance USA Inc., MSIG Specialty Insurance USA Inc. and MSIG Specialty Insurance America, Inc. The insurers are managed by Mitsui Sumitomo Marine Management (U.S.A.), Inc. MSIGH is a subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world's top P&C carriers with a 350-year heritage, A+, Class 15 ratings, and a global reach that spans 48 countries and regions. MSIG USA brings the financial strength, underwriting expertise, exceptional claims management, global footprint, and innovation necessary to offer commercial insurance solutions that address the unique risks businesses face in today's market. Its nationwide network of professionals provides responsive and personalized service for clients and brokers. The U.S.-based insurance subsidiaries are admitted in all P&C lines in all 50 states, the District of Columbia, and Puerto Rico. Not all insurers do business in all jurisdictions. Actual coverage is subject to the language of the policies as issued. To learn more, visit www.msigusa.com. SOURCE MSIG USA

MSIG USA
Aug 25th, 2026
MSIG USA launches surety business.

MSIG USA launches surety business. August 25, 2026 MSIG USA today announced the launch of its Surety business, offering Commercial and Commercial Contract Surety solutions to brokers and clients across the U.S. The launch brings together MSIG USA's A+, Class XV financial strength and global reach with specialized surety expertise and a data-driven approach to underwriting. MSIG USA is also a U.S. Treasury Listed Surety with a maximum underwriting limitation of $124,003,000 per bond, supporting its ability to meet the needs of organizations with a range of financial and contractual obligations. "The surety market continues to grow, creating an opportunity to respond to evolving needs from our brokers and their clients," said Daniel Riordan, SVP, Political Risk, Credit & Surety at MSIG USA. "Surety is also a natural extension of our Political Risk and Credit capabilities, building on our expertise in complex financial and contractual risks as we continue to expand our specialty business." The business is led by Patrick Dougherty, Head of Surety, who brings nearly two decades of experience across underwriting, distribution and business leadership. Dougherty joined MSIG USA after serving as Senior Director of Surety at Willis Towers Watson. Previously, he served as Head of Commercial Bond at AXA XL and held leadership roles at Nationwide Mutual Surety and Liberty Mutual Surety. Dougherty is joined by Doug Schmude, Underwriting Director; Matthew Cook, Underwriting Director; and Charles Busch, Underwriter, establishing a team with deep experience across commercial surety and underwriting. "As clients take on increasingly complex financial and contractual obligations, the role of a surety partner extends well beyond providing a bond," said Dougherty. "We want to understand where our clients are headed and bring together underwriting experience and data-driven insights to structure solutions that support their objectives and help them create opportunities for long-term growth." The Surety launch is part of MSIG USA's broader strategy to become a market-leading, data-driven specialty insurer. By expanding its capabilities across Political Risk, Credit and Surety, MSIG USA continues to build specialized solutions for organizations navigating increasingly complex financial and business environments.