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Banco Bilbao Vizcaya Argentaria

Global banking and financial services

Ejecutivo Clientes Empresariales I PER

Retail & Commercial BankingPosted on Oct 5
Full-timeTrujillo, PeruNo salary listedIn-person

About the Job

Requirements

  • A graduate or bachelor's degree in Administration, Industrial Engineering, Systems Engineering, Finance, Economics, Accounting, or a related field.
  • Four years of experience in corporate banking at a business-banking company, in roles such as junior business officer, business executive, business assistant, or senior commercial role.
  • Knowledge of financial statement analysis and financial products, including leasing, bank guarantees, and foreign trade.
  • Intermediate to advanced Microsoft Excel skills and Microsoft PowerPoint skills.
  • Intermediate English proficiency.

Responsibilities

  • Manage commercial relationships with all clients in the assigned portfolio and subsequently assigned clients, ensuring a good client experience.
  • Visit portfolio clients periodically, coordinating with the DOF and DPN and, when necessary, specialized product executives.
  • Participate actively in business committees, including Risk, Pricing, and Products, to seek approval of transactions or client terms.
  • Monitor execution of the pipeline of new opportunities and run-off across assets, transactional business, and sustainable business.
  • Continuously increase adoption of transactional and liability products in the portfolio, providing tailored solutions to each client.
  • For cross-border clients, prepare business proposals for the global economic group, seek to acquire new groups with these characteristics, and address needs locally and in coordination with other global executives.
  • Consult, record, and update client information relating to anti-money-laundering activities and compliance.
  • Analyze the portfolio to identify new business, anticipate defaults, and acquire new clients.
  • Own the financial program presentation for all clients, identifying and sizing financial needs according to the segment and specialized sector.
  • Work in synergy with the assigned manager and specialized commercial team.
  • Prioritize and implement strategies defined for the portfolio under the Management and Governance Model, participate in committees, and ensure necessary reporting is reviewed for business monitoring.
  • Manage client defaults, overdue accounts, and deterioration.
  • Train, develop, and manage the performance of the Corporate Banking Manager (Gestor de Banca Empresa).
  • Advise and inform clients about market changes, approved transactions, and service needs.
  • Review client-provided documentation for credit assessment in accordance with wholesale financing regulations and other applicable rules.
  • Request the formation and modification of economic groups.
  • Perform other duties assigned by the leader and promote continuous improvement in the role.

About the Company

Banco Bilbao Vizcaya Argentaria

Global banking and financial services

Banco Bilbao Vizcaya Argentaria, commonly known as BBVA, is a multinational financial services group offering retail, commercial and corporate banking. It provides accounts, payments, lending, mortgages, investment products and financial guidance for individuals and businesses, alongside services for institutional clients. BBVA combines physical banking networks with digital channels and operates across multiple international markets. Its business spans everyday financial needs, business financing, wealth management and transaction services within the regulated banking industry. Its workforce combines specialist delivery, customer support and business operations.

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