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PNC Financial Services

Runs a national bank for people and businesses

Relationship Manager 2 - Community Development Banking

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeWashington, DC, USA

About the Job

Requirements

  • Typically requires a university or college degree and 5 or more years of industry-relevant experience; a comparable combination of education, job-specific certifications, and experience, including military service, may be considered in lieu of a degree.
  • Demonstrate knowledge, skills, and abilities appropriate for the role.
  • Demonstrate knowledge of low-to-moderate-income populations and communities and the ability to create financial solutions that address their needs.
  • Demonstrate customer focus by using knowledge of customer values and practices to prioritize customer needs and satisfaction and create customized customer solutions.
  • Assess and manage risks associated with business objectives and activities in accordance with PNC's Enterprise Risk Management Framework.

Responsibilities

  • Coordinate relationship management activities with new and existing clients in a book of business to grow sales, revenue, and market share while meeting relevant sales goals; typically work with clients with moderate risk and moderately complex needs under moderate supervision.
  • Acquire, expand, and retain client relationships within stated guidelines to generate revenue and deepen share of wallet; originate, analyze, negotiate, and document credit and non-credit products and services.
  • Manage risk and return and ensure quality for new and existing clients; identify and mitigate regulatory, reputational, operational, and credit risks.
  • Identify client opportunities and provide ideas and insights based on clients' needs and financial well-being to increase engagement and loyalty.
  • Build and manage internal and external networks, including community and industry relationships, to acquire clients, expand existing relationships, and improve the client experience; present PNC's full range of products and services and use reporting and sales tools to identify and convert sales opportunities.
  • Analyze, evaluate, and mitigate credit risk for more complex credit requests using advanced credit fundamentals and internal credit policies, as defined by the business.

Desired Qualifications

  • Familiarity with sustainable loan principles.
  • Experience in real estate lending.
  • Experience with tax credit financing.
  • Experience in commercial lending.
  • Previous relationship management experience.
  • Formal bank credit training.
  • A book of business and/or a network of Centers of Influence relationships to generate loans and investments.
  • Ability to travel and participate in after-hours events such as conferences, panels, roundtables, and community outreach events.
  • Knowledge of book of business development, client relationship building, credit processes, credit products, customer engagement, decision-making, financial analysis, and identifying sales opportunities.

About the Company

PNC Financial Services

Runs a national bank for people and businesses

PNC Financial Services runs one of the largest banks in America, serving households and businesses of every size through branches, apps, and corporate bankers. Acquisitions turned it from a regional lender into a coast-to-coast bank, notably its purchases of National City during the 2008 financial crisis and BBVA USA in 2021. Consumers keep checking and savings accounts, such as Virtual Wallet with its built-in budgeting tools, and take out mortgages and credit cards, while companies borrow and manage cash through PNC. It earns most of its money on the gap between loan interest and deposit costs, and the rest from fees. PNC traces its roots to a savings bank founded in 1845 and is based in Pittsburgh, Pennsylvania.

Company size
10,001+
Company stage
IPO
Headquarters
Pittsburgh, PA
Founded
1845

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