Internship

Data Analytics Intern

Posted on 3/26/2025

Chime

Chime

1,001-5,000 employees

Online banking platform offering fee-free services

Compensation Overview

$34 - $49/hr

No H1B Sponsorship

San Francisco, CA, USA

Hybrid work policy that combines in-office days and trips to team and company-wide events depending on location.

Category
Data Analysis
Data & Analytics
Required Skills
Python
R
SQL
Data Analysis
Snowflake
Connection
Connection
Connection
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Requirements
  • Currently pursuing a Bachelor's, Master’s or PhD degree in Computer Science, Math, Statistics, Economics or a related field
  • Working knowledge of SQL and eagerness to hone your skills.
  • Working knowledge of python or R.
  • Intense curiosity.
  • Ability to work proactively and collaboratively within a team.
Responsibilities
  • Evaluate the landscape of AI-enabled data tools.
  • Work with the Vice President of Analytics to engage with potential vendors of AI-enabled data tools.
  • Explore use cases with Chime’s data using ChatGPT, Snowflake Cortex, Hex and other services.
  • Assist with analysis projects from start to finish.
  • Deliver a presentation to Data organization leadership at the end of your internship.
  • Document findings, best practices and recommendations.

Chime provides online banking services without physical branches, focusing on a fee-free experience for its customers. It partners with The Bancorp Bank, N.A. and Stride Bank, N.A. to offer a debit card and various financial services. Key features include SpotMe, which allows customers to overdraft up to $200 without fees, and direct deposit that can deliver paychecks up to two days early. Chime does not charge monthly fees, minimum balance fees, or foreign transaction fees, and offers access to over 60,000 fee-free ATMs. Additionally, it provides a secured credit card that helps users build their credit without a credit check and a savings account with a competitive interest rate of 2.00% APY. Chime differentiates itself from traditional banks by operating entirely online and focusing on customer-friendly services. The company's goal is to empower users to manage their finances effectively while avoiding unnecessary fees.

Company Size

1,001-5,000

Company Stage

Series G

Total Funding

$2B

Headquarters

San Francisco, California

Founded

2012

Simplify Jobs

Simplify's Take

What believers are saying

  • Chime+ offers a 3.75% APY savings rate, attracting users seeking higher returns.
  • PayTV provides real-time payroll insights, meeting demand for transparency.
  • Chime's Manhattan office expansion indicates strategic growth and increased market presence.

What critics are saying

  • Increased competition from Bunq challenges Chime's market share in the U.S.
  • Cash App's direct deposit growth intensifies competition in digital banking.
  • Chime's reliance on interchange fees is vulnerable to regulatory changes.

What makes Chime unique

  • Chime offers fee-free banking with no monthly or foreign transaction fees.
  • SpotMe allows overdrafts up to $200 without fees, enhancing customer trust.
  • Chime's secured credit card helps improve FICO scores without a credit check.

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Benefits

Competitive salary based on experience

401k match plus the usual medical, dental, vision, life, and disability benefits

Generous vacation policy and company-wide Take Care of Yourself Days

Virtual events to connect with your fellow Chimers- think cooking classes, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
PYMNTS
May 13th, 2025
Chime Lets Payroll Offices Get Better View With Paytv

Chime Enterprise has introduced a tool to provide payroll teams with better data.PayTV is designed to offer payroll professionals real-time confirmation when workers can access their pay, the FinTech said in a Tuesday (May 13) press release.“Whether employees use Chime or another financial institution, PayTV offers users visibility and predictive insights into their employees’ payment status, eliminating the black box that’s traditionally kept payroll teams in the dark and helping prevent potentially costly payroll errors,” the company said.In addition to letting payroll teams track when funds arrive, the company says PayTV helps businesses quickly spot delays or errors without back-and-forth between processors and banks, while also letting them answer employee questions using real-time, data-driven information.Chime notes that the offering comes at the end of a 10-year span that has seen a surge in workers turning to technologies such as direct deposit and earned wage access (EWA).Research in the PYMNTS Intelligence report “No-Wait Wages: Leveraging Instant Payments to Boost Employee Satisfaction” shows that 83% of workers want to have more frequent pay schedules.Faster access to funds matters, too, as two-thirds of people in the U.S. live paycheck to paycheck. In an additional report, “Measuring Consumer Satisfaction With Instant Payouts,” 77% of consumers said they wanted instant payments for income and earnings disbursements.Chime argues these trends show why payroll teams need to have access to greater transparency and insights.“Payroll professionals are asked to guarantee something they can’t see,” Chime Enterprise Head of Product Konstantin Getmanchuk said in the release.“When someone says, ‘I didn’t get paid’ or ‘My amount is wrong,’ payroll teams are stuck in the middle, without the insight they need to address their employees with confidence. PayTV finally gives them the power to see what’s actually happening, in real time.”The new offering comes at a time when, as PYMNTS wrote last week, payroll technology has lagged on an international scale because of a “web of jurisdictional landmines, compliance headaches and siloed systems.”For international organizations, the stakes are high: regulatory mistakes, payment delays, and a lack of real-time visibility into labor costs can lead to financial and reputational damage.“If you think of the standard payroll controller, they’re on their toes,” Amit Levi, chief product officer at Papaya Global, told PYMNTS.“They’re always worried. Because something’s going to happen, somebody’s not going to get paid, or they’re going to miss some regulations.”

The Real Deal
May 12th, 2025
Bromley clocks 84K sf lease in fintech firm's Manhattan expansion

Chime will be relocating its primary Manhattan office space from 101 Greenwich Street.

New York Post
May 11th, 2025
Fintech giant Chime moving to bigger space on Fifth Avenue

San Francisco-based Chime's new lease at Bromley Companies' 122 Fifth Ave., which the fintech giant announced last week, marks the latest growth of its Big Apple footprint.

Lorikeet CX
Apr 21st, 2025
Bunq plans strategic U.S. entry with investment products first, full banking next

Tough market: Bunq faces a saturated U.S. market with incumbents such as JPMorgan Chase and Bank of America, as well as fintech competitors like Chime.

PYMNTS
Apr 9th, 2025
Bank Bosses Reportedly Out Of The Loop On Trump’S Tariffs

The heads of America’s biggest banks are reportedly disconnected from the White House’s tariff efforts. To illustrate this fact, The Wall Street Journal (WSJ) on Wednesday (April 9) shared the story of a recent meeting in Washington D.C. attended by the CEOs of JPMorgan Chase, Goldman Sachs, Bank of America and Wells Fargo. The conversation turned to their last communication with President Donald Trump, with many saying they had not had a substantive conversation with the president since the 2020 pandemic, the report said, citing sources familiar with the matter

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