Full-Time

Senior Software Engineer

Money

Posted on 1/29/2025

SoFi

SoFi

1,001-5,000 employees

Offers diverse personal finance solutions

No salary listed

Senior

Company Historically Provides H1B Sponsorship

New York, NY, USA

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Category
Backend Engineering
FinTech Engineering
Software Engineering
Required Skills
Kotlin
Java
Microservices
Scala
Requirements
  • Bachelor’s Degree in Computer Science or related field
  • 4+ years of programming experience, ideally on a modern stack
  • 2+ years of Java, Kotlin, or Scala programming experience
  • A proven understanding of relational databases and ORMs
  • Experience working on a SOA or microservice-based application
  • Willingness to roll up your sleeves, collaborate with others, and get stuff done
  • Solid sense of responsibility; driving a project from inception to completion
  • Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture
  • Experience working in a collaborative coding environment, refining designs together, working through code reviews, and managing pull requests
Responsibilities
  • Lead the development and testing of our systems and services
  • Participate in shaping the technical architecture of the product
  • Help translate product requirements into user stories and technical solutions
  • Deliver highly available and scalable services in a production environment
  • Mentor other engineers, support the technical culture, and help grow the team
  • Generate ideas for new initiatives and technologies
  • Communicate with project leads, product managers and other software developers
Desired Qualifications
  • Interest in personal finance
  • Experience managing your own investments or experience taking out loans
  • Experience scaling highly available, mission-critical systems
  • Full-stack experience, either toward systems (kafka, docker, posix), databases (postgres), or front-end (javascript/typescript, react)

SoFi provides a variety of financial services aimed at helping individuals manage their money effectively. Their offerings include home loans, personal loans, student loan refinancing, credit cards, and investment options. SoFi's platform is designed to be user-friendly and mobile-first, allowing members to easily access and utilize these services. The company differentiates itself from competitors by offering a comprehensive suite of financial products under one roof, along with educational resources to assist users in making informed financial decisions. SoFi's goal is to create a seamless experience for its members, encouraging them to engage with multiple services while fostering an inclusive environment.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

San Francisco, California

Founded

2011

Simplify Jobs

Simplify's Take

What believers are saying

  • SoFi secured $5 billion to expand its loan platform, indicating strong growth potential.
  • The issuance of $697.6 million in notes shows strategic capital raising through securitization.
  • Partnerships with travel sectors, like Wyndham, expand SoFi's market reach and product offerings.

What critics are saying

  • Increased competition from fintechs like Block and PayPal could erode SoFi's market share.
  • Market volatility, as seen in the FinTech IPO Index drop, may affect SoFi's stock.
  • Rising interest rates could reduce demand for SoFi's mortgage refinancing services.

What makes SoFi unique

  • SoFi offers a comprehensive suite of financial products under one platform.
  • The company leverages mobile-first technology to enhance user experience and engagement.
  • SoFi's partnership with Galileo highlights its innovative approach in fintech collaborations.

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Benefits

You’re taken care of. SoFi employees receive comprehensive health, vision, dental, life insurance, and disability benefits—as well as flexible time off, fitness, fertility, and family planning options.

Realize your ambitions. We want to help our employees achieve financial freedom, just like our members. That’s why we contribute $200 per month toward your student loans to help pay down your debt—plus free financial classes.

Never stop learning. We offer frequent training, mentorship opportunities, and leadership programs to develop our people. We also cover tuition costs for approved programs, up to $5,250 per year.

Growth & Insights and Company News

Headcount

6 month growth

-8%

1 year growth

-1%

2 year growth

-1%
PYMNTS
Mar 17th, 2025
Wyndham Rewards Launches Debit Rewards Program Powered By Galileo

Hotel rewards program Wyndham Rewards partnered with Galileo Financial Technologies, SoFi’s technology platform, to launch a debit card that lets users earn travel rewards and points on everyday spend. The new Wyndham Rewards Debit Card is designed to cater to the many travelers, particularly younger ones, who prefer to use debit cards, Charmaine Taylor, senior vice president, strategic and financial partnership, Wyndham Hotels Resorts, said in a Monday (March 17) press release emailed to PYMNTS. With the new card, these travelers no longer have to miss out on travel rewards when they use their preferred method of payment, Taylor said

PYMNTS
Mar 14th, 2025
Update: As Markets Enter Correction Territory, Fintech Ipo Index Plunges 4.8%

Markets were awash in a sea of red this past week, and the broader gauges, such as the Dow and the SP 500 Stock Index, have touched correction territory, down at least 10% from their peaks. The FinTech IPO Index fared no better through the past five days, sinking 4.8%, and there were few positive returns to be seen among the downdraft. Macro concerns — particularly on tariffs and the as-yet-untold impact of a trade war — ruled the week. Financial sector names were among the hardest hit, particularly those with a presence in crypto markets, and Robinhood’s shares were more than 19.5% lower

PYMNTS
Mar 13th, 2025
SoFi Lands $5 Billion to Expand Loan Platform Business

SoFi lands $5 billion to expand Loan Platform Business.

PYMNTS
Mar 7th, 2025
Fintech Ipo Index Slips 0.7% As Earnings Roil Stocks

March’s dawn brings with it the last vestiges of earnings season — and for the FinTech IPO Index, key headlines were focused on quarterly reports and a few announcements of partnerships. So: It wasn’t all about tariffs this past week. Earnings Continue to Roll In

Business Wire
Mar 6th, 2025
SoFi Closes $697.6 Million Securitization of Loan Platform Business Volume

SoFi announced today the issuance of $697.6 million in notes secured by a pool of personal loans originated by SoFi Bank, N.A.

INACTIVE