Business Banker - Loan Originator

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About this role:

Wells Fargo is seeking a Business Banker (LO) in Consumer Banking and Lending. As a Business Banker (LO) you will be responsible for building, maintaining, and growing relationships with business banking clients in the branches. Individuals have frequent interactions with clients to understand and meet their needs. This is a De Novo branch opportunity for a driven business developer who thrives on building relationships and creating growth from the ground up. You'll cultivate a strong book of business, expand the branch's presence in the market, and become a trusted advisor to local businesses. If you're energized by creating something new and making a visible impact, this role offers the opportunity to do both. Learn more about the career areas and business divisions at wellsfargojobs.com.

In this role, you will:

• Manage and grow a portfolio of low to moderately complex business clients; typically, $500K to $2MM in annual sales, by owning the full client journey from onboarding to deepening relationships and acquiring new clients while delivering a branded, client-centric experience that drives growth and positions the bank as a trusted partner

• Understand and offer a suite of financial solutions and digital services available through Wells Fargo to meet the needs of our business clients, leveraging available tools and positioning yourself as a product expert to deliver tailored, impactful recommendations

• Develop strong understanding of each client’s goals, and financial needs by analyzing their operations and priorities; provide tailored financial recommendations that align with their objectives while staying compliant with policies and procedures

• Act as a trusted advisor by offering a full range of products and services including business accounts, credit, treasury services, and digital tools

• Actively prospect and network to build strong relationships with both external and internal partners to drive high-quality referrals and grow the small business customer base; collaborate with all internal banking channels to support business owners to gain entire relationship

• Partner with Relationship Managers and Lending Officers for complex structures and ensure alignment with underwriting policies and risk guidelines

• This LO position has customer contact and job duties which may include needs assessing and referring those customers interested in a dwelling secured product to a SAFE team member. This position includes assisting customers without taking an application and without offering or negotiating terms of a dwelling secured transaction. Individuals in a LO position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below

Required Qualifications:

2+ years of financial services, sales, or customer service experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

•    2+ years of business relationship management and acquisition experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
•    Knowledge and understanding of book of business
•    Experience using strong business acumen to provide financial services consultation to small business customers
•    Extensive knowledge and understanding of bank lending programs, credit policies, and specialty products
•    Customer service focus with experience handling complex transactions across multiple systems
•    Experience developing partnerships and collaborating with other business and functional areas
•    Proficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues
•    Strong prospecting, sales, negotiation, and influence skills
•    Business development experience 
•    Knowledge and understanding of retail compliance controls, risk management, and loss prevention
•    Ability to educate and connect customer to technology and share the value of mobile banking options
•    Ability to interact with integrity and professionalism with customers and employees
•    High motivation with ability to successfully meet team objectives while maintaining individual performance
•    Experience mentoring and peer-coaching others
•    Ability to manage expectations and conduct follow-ups with customers and Wells Fargo partners
•    Established network in the local market

Job Expectations:

• This position is not eligible for Visa sponsorship.

• Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary

Location: 125 S Wacker Dr
CHICAGO, IL 60606

Location disclaimer:  Banker placements may occur within a 10-mile radius of the branch to which the candidate applies.

Pay Range
 

Salary is just one component of Wells Fargo's total rewards package. Depending on the role, a Wells Fargo's employee may be eligible for additional forms of compensation, such as sales incentives, discretionary bonuses, and/or equity in the company in the form of Restricted Stock Units (RSUs).

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$30.77 - $45.67

Posting End Date:

13 Nov 2026

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.