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Zopa

P2P lending platform offering personal loans

Java/Kotlin Software Engineer

Backend EngineeringConfirmed live in the last 24 hours
Full-timeLondon, UKNo salary listedHybrid

About the Job

Requirements

  • Experience building distributed systems at scale.
  • Practices test-driven development.
  • Has a product-focused engineering mindset.
  • Can operate in uncertainty and rapid change.
  • Can collaborate on problem-solving.
  • Willingness to learn the listed technologies if not already experienced with all of them.

Responsibilities

  • Ship products that address customer needs.
  • Design and build modern, reliable, scalable microservices.
  • Own services end-to-end, from conception through production monitoring.
  • Collaborate directly with product, design, and data experts to shape solutions.

Desired Qualifications

  • Experience with fintech or banking.

About the Company

Zopa

P2P lending platform offering personal loans

Zopa connects borrowers and savers through an online platform, offering personal loans, savings accounts, credit cards, and car finance in the UK. It uses a peer-to-peer lending model where individuals lend money directly to borrowers, bypassing traditional banks. The platform uses technology such as a soft credit check that does not affect credit ratings and can pre-approve loans quickly, often within 12 seconds. Revenue comes from loan fees and by offering other financial products. Zopa differentiates itself by being a pioneer in UK P2P lending, leveraging fast digital workflows, direct lending between individuals, and a range of products, all under regulatory oversight (PRA). Its goal is to provide better value loans and investments by making lending and saving more efficient and accessible through technology.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$1.2B
Headquarters
London, United Kingdom
Founded
2005

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