Awm – Private Bank
Goldman Sachs
Awm – Private Bank
Goldman Sachs
Advises on mergers and trades stocks and bonds
Our Impact
Across Asset & Wealth Management (AWM), Goldman Sachs empowers clients worldwide to reach their financial goals through advisor-led planning, investment management, banking, and tailored lending solutions. Within AWM, the Private Bank delivers competitive borrowing and cash management products from Goldman Sachs Bank USA, strategically integrated with each client’s broader wealth strategy.
Our lenders and specialists provide bespoke solutions secured by a wide range of asset classes—including marketable securities, alternatives, commercial and residential real estate, and unique assets such as aviation, fine art, and private holdings—with a growing emphasis on commercial real estate financing and complex credit solutions.
Your Impact
The Commercial Real Estate Lending Advisor, Vice President is a client-facing lending specialist responsible for creating and driving loan origination growth, with a particular focus on commercial real estate (CRE) and structured credit solutions for Ultra-High-Net-Worth (UHNW) clients.
The CRE Lending Advisor will be responsible for generating loan opportunities through their direct relationships with family offices and real estate brokers. They will then partner closely with underwriting teams to structure and execute sophisticated lending transactions, aligning financing strategies with clients’ broader investment and wealth objectives.
This CRE Lending Advisor plays a critical role in regional lending strategy—serving as a credit thought partner, first line of control, relationship builder, and execution lead within the Private Bank’s lending platform.
Key Responsibilities
Origination & Credit Structuring
Proactively source and originate new commercial real estate lending opportunities.
Lead end-to-end deal execution, including initial screening, structuring, pricing, and positioning transactions within the Firm’s credit framework. Serve as the first layer of control by prescreening opportunities and developing thoughtful, well-structured proposals.
Structure tailored CRE lending solutions that align client objectives with risk appetite and return thresholds.
Partner with U.S. Underwriting on credit memo preparation, transaction approvals, and ongoing portfolio management.
Risk & Portfolio Management
Proactively monitor and manage lending exposures, with a focus on identifying early signs of credit risk and implementing mitigation strategies.
Navigate solutions for stressed or at-risk positions, particularly within real estate-backed portfolios.
Ensure strict adherence to credit policies, control procedures, KYC/AML considerations, and regulatory requirements.
Qualifications
8+ years of lending origination experience, with a demonstrated track record in commercial real estate financing and complex credit solutions within private banking, commercial banking, or real estate lending platforms.
Deep expertise in commercial real estate lending, including experience structuring loans across stabilized, transitional, and portfolio-backed assets. In addition, experience originating and managing construction loans is important.
Demonstrated ability to originate, structure, and execute sophisticated lending transactions aligned to client needs and Firm objectives.
Extensive relationships with UHNW individuals, family offices, and real estate brokers.
Exceptional analytical skills, attention to detail, and sound credit judgment.
Excellent communication skills—both written and verbal—with the ability to translate complex financial concepts into clear, actionable recommendations.
Highly collaborative, with the ability to work effectively across coverage, underwriting, risk, and operations teams.
Series 7, 63 and SIE required or must be obtained within 4 months of joining.
What Success Looks Like in This Role
Strong origination pipeline and execution of commercial real estate loans, contributing meaningfully to regional lending growth and revenue targets.
Consistent high-quality credit structuring and disciplined risk management.
Seamless collaboration with underwriting and risk partners.
Exceptional client experience from origination through servicing.
Early identification and mitigation of emerging risks across the lending portfolio.
Salary Range
The expected base salary for this California, United States-based position is $85,000-$270,000. In addition, you may be eligible for a discretionary bonus if you are an active employee as of fiscal year-end.
Benefits
Goldman Sachs is committed to providing our people with valuable and competitive benefits and wellness offerings, as it is a core part of providing a strong overall employee experience. A summary of these offerings, which are generally available to active, non-temporary, full-time and part-time US employees who work at least 20 hours per week, can be found here
Advises on mergers and trades stocks and bonds
Goldman Sachs advises companies and governments on mergers, raises money for them by selling their stocks and bonds, and trades securities for big investors such as hedge funds and pension funds. It led Ford Motor's 1956 stock market debut, then the largest share sale in US history. Traders buy and sell stocks, bonds, currencies, and commodities for clients and lend them money, while bankers earn a fee on each deal they advise on or arrange. Its asset and wealth management arm invests for institutions and wealthy families and charges fees based on the money it oversees. The firm was founded in 1869, when it began brokering short-term IOUs for New York merchants, and it is based in New York City.
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