C

Cincinnati Financial

Underwrites property and casualty insurance.

Commercial Lines Assistant

Full-TimeUpdated on 10/28/2026
$18 - $20/hr+ Annual cash bonus
Entry
Fairfield, OH, USA
In PersonBased at the headquarters in Fairfield, Ohio.
Insurance

About the job

Requirements
  • High school diploma or GED.
  • Working knowledge of e-CLAS manuals, including how to navigate and interpret them.
  • Working knowledge of state rating manuals, workbench, and EDM application.
  • Ability and willingness to work in a team setting.
  • Ability to use time efficiently and maintain an acceptable level of attention to detail.
  • Ability to develop positive relationships and adapt to new processes and procedures.
  • Ability to collaborate and communicate with underwriters and associate underwriters.
  • Problem-solving and decision-making skills.
  • Ability to use the appropriate communication method for the situation, including email, phone, transaction notes, face-to-face, or virtual communication.
Responsibilities
  • Maintain an assigned territory to complete work assignments.
  • Process e-CLAS endorsements to support agency requests for workers’ compensation or package policies.
  • Perform basic research.
  • Enter motor vehicle reports as needed.
  • Support the underwriting team in serving agencies by processing tasks required in the endorsement issuance process.
  • Maintain the overall quality and efficiency of work performed within the team.

About the company

C

Cincinnati Financial

View
Website

Cincinnati Financial provides property and casualty insurance through The Cincinnati Insurance Companies, distributed by independent agents to reach a broad market. It offers personal lines (homeowners, auto, personal liability) and commercial lines (general liability, property, casualty), plus life insurance, disability income, and annuities through Cincinnati Life. The products work by underwriting policies and investing premiums to generate income; customers pay premiums and receive coverage when incidents occur, while the company earns returns on its investment portfolio. The independent-agent distribution and multi-line product mix help it serve individuals and businesses across a wide range of needs, differentiating it from peers that rely on direct sales or narrower lines. The goal is to provide steady protection and financial security to clients while growing through prudent underwriting and investment management.

Company Size

5,001-10,000

Company Stage

IPO

Headquarters

Fairfield, Ohio

Founded

1950

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Simplify's Take

What believers are saying

  • First-quarter 2026 net written premiums rose 7% as 108 agencies joined.
  • Investment income grew 12% in Q2 2026, lifting record book value to $108.64.
  • Pricing discipline sustained 87.8% current accident-year ratio before catastrophes through first-half 2026.

What critics are saying

  • Q2 2026 combined ratio hit 100.8% after $61 million higher catastrophe losses.
  • California wildfire re-underwriting and Ohio convective storms expose earnings to recurring weather shocks.
  • A January 2027 claims chief retirement risks execution during rising severity and social inflation.

What makes Cincinnati Financial unique

  • Independent agents and policy-by-policy underwriting create durable local-market distribution power.
  • 66 straight annual dividend increases signal conservative capital stewardship and long-term discipline.
  • Management doubled net written premiums since 2018 without abandoning underwriting profitability.

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Benefits

  • Paid Vacation
  • 401(k) Company Match
  • Stock Options
  • Hybrid Work Options

Growth & Insights and Company News

6 month growth

-1%

1 year growth

-1%

2 year growth

-1%
Yahoo Finance
Oct 26th, 2026
Cincinnati Financial Q3 revenue rises 6.1% to $3.05B, with EPS beating estimates by 35.6%

Cincinnati Financial (NASDAQ:CINF) beat Wall Street's revenue expectations in the third quarter of 2026. Revenue rose 6.1% year on year to $3.05 billion, 0.8% above analysts' consensus estimate of $3.02 billion. Adjusted earnings per share were $2.86, 35.6% above the $2.11 consensus. The combined ratio, a measure of underwriting profitability, came in at 90.9% against an expected 96.1%. Net premiums earned grew 4.8% to $2.69 billion, in line with estimates. Book value per share rose 6.7% to $105.42 but missed the $109.94 consensus. Shares edged up 1.2% to $179.45 after the release. The insurer's market capitalisation is $27.06 billion.

Yahoo Finance
Oct 25th, 2026
Cincinnati Financial at $176.30: 8% undervalued on narrative, but DCF says $139.14

Cincinnati Financial (CINF) is drawing investor attention over its 2.11% dividend yield and 2026 earnings outlook. The stock closed at $176.30, up 9.2% year to date and 94.3% over three years, though down 4.3% in the past 90 days. One narrative puts fair value at $191.67, which implies the shares are 8% undervalued. It cites a 5.08% fixed maturity portfolio yield in the second quarter of 2026, a 12% year-on-year rise in investment income, and record book value of $108.64 per share. A discounted cash flow model reaches a different result, estimating value at $139.14, which would make the stock expensive. Catastrophe losses lifted the property and casualty combined ratio to 100.8%, and personal lines growth slowed to 1%.

Insurance Journal
Sep 2nd, 2026
People moves: Cincinnati Insurance chief claims officer Schambow to retire, mcmillan to assume responsibilities.

People moves: Cincinnati Insurance chief claims officer Schambow to retire, mcmillan to assume responsibilities. September 2, 2026 Cincinnati Financial Corporation announced that Marc J. Schambow, CPCU, AIM, ASLI, chief claims officer for its property casualty subsidiaries, led by The Cincinnati Insurance Company, will retire in January 2027. Schambow has served as Cincinnati's top claims officer since 2020, capping a nearly 40-year career with the company. After serving agents and policyholders as a field claims representative in Wisconsin for nearly a decade, he moved to Ohio as a casualty claims supervisor in 1997. Schambow became the first claims manager for The Cincinnati Specialty Underwriters Insurance Company in 2007 and transitioned to lead the field claims team in 2014. Todd V. McMillan, J.D., will assume executive responsibility for the headquarters and field claims teams upon Schambow's retirement. McMillan is an industry veteran with nearly 30 years of experience, most recently serving as corporate senior vice president, head of liability claims for Safety National Casualty Corporation. McMillan started his career in private practice and then as staff counsel for GEICO before joining The Hartford in 2003 where he held a variety of claims leadership roles of increasing responsibility. As part of this transition, executive oversight of the company's claims operations will transition to Thomas C. Hogan, Esq., chief legal officer. Was this article valuable? Interested in claims? Get automatic alerts for this topic.

INSURASALES
Aug 31st, 2026
INSURASALES

Manufacturer Life Insurance's $14.41M investment in Cincinnati Financial showcases institutional confidence and investment trends in the insurance sector.

Yahoo Finance
Aug 28th, 2026
Cincinnati Financial extends 66-year dividend streak with 8% hike to $0.94 per share

Cincinnati Financial Corporation raised its quarterly dividend to $0.94 per share from $0.87, marking an 8% increase and extending its dividend-growth streak to 66 consecutive years. The annualised dividend now stands at $3.76 per share, up from $3.48. The company reported $32.0 billion in total investments as of 31 March 2026, with a debt-to-total-capital ratio of 4.9%. First-quarter cash dividends totalled $133 million against net income of $274 million. However, the insurer's first-quarter GAAP combined ratio reached 95.6%, with catastrophe losses accounting for 11.3 percentage points. Management stated the increase reflected confidence in the company's capital, liquidity and financial flexibility.