Three to five years of underwriting experience for a property and casualty carrier in homeowners insurance.
Ability to obtain and maintain resident Property & Casualty insurance licensing through the Florida Department of Financial Services and reciprocal licenses in all 50 continental United States states.
Thorough knowledge of the underwriting process and related analytics.
Advanced computer skills and strong systems knowledge.
Ability to think critically, assess risk, and make informed decisions.
Ability to communicate and organize work effectively.
Obtaining applicable insurance licensure is required, including responding to criminal-history questions and completing fingerprinting when required by licensing authorities.
Responsibilities
Review applications, inspections, and endorsement requests to determine property or coverage eligibility within company guidelines.
Review exterior inspection reports, new business submissions, risk alerts, and follow-up tasks requiring additional underwriting review or action.
Review requests for underwriter cancellation or nonrenewal action, reinstatement requests, and endorsements for acceptability.
Interpret manuals and contracts for multiple lines of business across multiple states.
Research and accurately enter information into the company policy administration system.
Communicate with internal and external parties and escalate issues when warranted.
Adhere to established productivity and quality metrics.
Assist internal service associates by telephone and email with exception requests beyond their authority level.
Assist agents by telephone and email with new business exception requests.
Provide feedback on submissions and documentation needed to make applications or endorsements acceptable to the company.
Perform other assigned tasks and projects.
Desired Qualifications
Florida resident 2-20 or 20-44 license and reciprocal licenses in all 50 states.
College degree.
Safepoint Insurance is a Property & Casualty insurance carrier seeking experienced Underwriters to support our Lightspeed Department! If you have a passion for risk analysis and a strong background in underwriting, we encourage you to apply!
The schedule for this position is 11:00 AM - 8:00 PM, Monday - Friday.
Why This Opportunity Stands Out: Competitive, Transparent Pay:
Qualified, seasoned Underwriters can earn a base salary of up to $70,000.00 annually.
Sign-On Bonus:
Qualified Underwriters are eligible to earn a $2,000.00 sign‑on bonus following their introductory period.
Crowned One of Florida Trend’s Best Companies to Work For, 2025:
We’re proud to be recognized by Florida Trend in their annual Best Companies to Work For list, highlighting our standout workplace culture and employee satisfaction!
Financial Stability and Employee Visibility:
You’re not a number here. Join a financially solid, mission-focused team where your contributions are noticed and your growth is supported.
Job Summary
Reviews applications, inspections, and endorsement requests to determine the eligibility of the property or request for coverage within the company guidelines.
Duties and responsibilities
Reviews exterior inspection reports, new business submissions, risk alerts as well as follow up tasks on accounts needing additional underwriting review/action.
Reviews requests for underwriter cancellation/nonrenewal action, reinstatement requests, and endorsements for acceptability.
Interprets manuals and contracts for multiple lines of business in multiple states.
Researches and correctly enters information into the company policy administration system.
Communicates effectively internally and externally, escalating issues when warranted.
Adheres to the established productivity and quality metrics established.
Other tasks and projects may be assigned.
Essential Functions
Assists internal service associates via telephone and e-mail with exception requests beyond their authority level.
Ability to think critically, assess risk, and make informed decisions
Assists agents via telephone and e-mail with new business exception requests.
Provides feedback on submissions and documentation needed to make application or endorsement acceptable to the company.
Ability to obtain and maintain resident Property & Casualty insurance licensing through the Florida DFS, and reciprocal licenses in all 50 states in the continental United States
Qualifications
3-5 years of underwriting experience for a carrier in property and casualty homeowners insurance required
FL resident 2-20 or 20-44 license and reciprocal licenses in all 50 states preferred
Thorough knowledge of the underwriting process and the analytics involved
Excellent communication and organizational skills
Advanced computer skills and strong systems knowledge
College degree preferred
Licensing Requirements
Please note that most organizations overseeing Property and Casualty licensure requirements, including the Florida Department of Financial Services, require individuals to answer background questions about criminal history and undergo fingerprinting as part of the licensing process. Obtaining applicable licensure is a requirement for this position.
Physical Requirements
While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands to type, handle, or feel; and reach with hands and arms.
Working Conditions
This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, copiers, filing cabinets and fax machines.
Safepoint MGA, LLC does not offer immigration sponsorship or support for this role. This includes serving as the immigration employer of record or providing documentation or assistance for work authorization processes now or in the future, including H-1B, OPT, STEM OPT, CPT, J-1, etc.
Compensation and Benefits
We recognize that talented professionals are attracted to companies that provide a great place to work, combined with a comprehensive and competitive pay and benefits package, along with opportunities for personal growth and job advancement. For this reason we are pleased to provide:
Market Competitive Wages commensurate with experience
Prof. Development and Educational Assistance Programs
Safe Harbor 401K Plan with Immediate Vesting and an Automatic Company Contribution
Paid Time-Off (Discretionary, PTO, Parental Leave, and others)
Company Paid Holidays
Health Insurance
Dental Insurance
Vison Insurance
Short and Long Term Disability Insurance
Flexible Spending Accounts with Company Contribution
Health Savings Accounts with Company Contribution
Employee Life and AD&D Insurance
Dependent Life and AD&D Insurance
Free AAA Membership
Identity Theft Protection
Other Ancillary Insurance Benefit Programs
And more…
Safepoint Insurance is an equal employment opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, age or disability. We assure you that your opportunity for employment with Safepoint depends solely on your qualifications.
Safepoint MGA participates in E-Verify. Information about E-Verify participation will be provided during the application process where applicable.