Internship

Software Engineer Intern

Manage Money

Confirmed live in the last 24 hours

Chime

Chime

1,001-5,000 employees

Online banking platform offering fee-free services

Compensation Overview

$34 - $49/hr

San Francisco, CA, USA

Category
FinTech Engineering
Software Engineering
Requirements
  • Currently pursuing a Bachelor’s or Masters degree in Computer Science, Software Engineering or a related field
  • Strong organizational, analytical, interpersonal, oral, and written communication skills
  • Creative thinker and self starter with a passion for consumer FinTech
  • Are flexible and enjoy doing whatever it takes to execute on complex projects
  • Have a low ego and are comfortable working directly well with a wide range of stakeholders
Responsibilities
  • Learn more about how the Manage Money team empowers members with smart tools to help them spend, save, and plan effortlessly
  • Work with cutting edge technologies
  • Collaborate closely with our Product, Analytics, and Design partners to build new features

Chime provides online banking services without physical branches, focusing on a fee-free experience for its customers. It partners with The Bancorp Bank, N.A. and Stride Bank, N.A. to offer a debit card and various financial services. Key features include SpotMe, which allows users to overdraft up to $200 without fees, and direct deposit that can deliver paychecks up to two days early. Chime does not charge monthly fees, minimum balance fees, or foreign transaction fees, and offers access to over 60,000 fee-free ATMs. Additionally, it provides a secured credit card that helps users build their credit without a credit check and a savings account with a competitive interest rate of 2.00% APY. Chime differentiates itself from traditional banks by operating entirely online and focusing on user-friendly financial management tools. The company's goal is to simplify banking and help customers manage their finances effectively.

Company Size

1,001-5,000

Company Stage

Series G

Total Funding

$2B

Headquarters

San Francisco, California

Founded

2012

Simplify Jobs

Simplify's Take

What believers are saying

  • Chime's IPO plans for 2025 could attract significant investor interest and capital.
  • Chime's free in-app tax filing simplifies tax season for users, enhancing customer satisfaction.
  • Chime's Instant Loans offer quick access to funds without a credit check, increasing user appeal.

What critics are saying

  • Increased competition from Marqeta's cash-back rewards could lure Chime's customers.
  • Chime's Instant Loans may lead to credit risk if borrowers default.
  • The 2025 IPO market saturation could challenge Chime's ability to stand out.

What makes Chime unique

  • Chime offers fee-free overdrafts with SpotMe, unlike traditional banks charging $35.
  • Chime provides early paycheck access, up to two days earlier than traditional banks.
  • Chime's secured credit card helps improve FICO scores without a credit check.

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Benefits

Competitive salary based on experience

401k match plus the usual medical, dental, vision, life, and disability benefits

Generous vacation policy and company-wide Take Care of Yourself Days

Virtual events to connect with your fellow Chimers- think cooking classes, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!

Growth & Insights and Company News

Headcount

6 month growth

-1%

1 year growth

0%

2 year growth

-1%
PYMNTS
Mar 25th, 2025
Marqeta Teams With Upside To Offer Cash-Back Rewards

Card issuing platform Marqeta has launched a collaboration with retail technology firm Upside. The partnership, announced Tuesday (March 25), lets Marqeta customers integrate Upside’s cash-back offers into their consumer debit and prepaid card programs. “At Marqeta, we’re always looking for ways to help our customers create stronger connections with their users,” Todd Pollak, Marqeta’s chief revenue officer, said in a news release. “Integrating Upside’s personalized cash-back offers makes it easier for customers to deliver meaningful rewards and keep their cardholders engaged where they spend most — grocery stores, restaurants and fuel stations.”

PYMNTS
Mar 21st, 2025
Chime Adds ‘Instant Loans’ For Pre-Approved Members To Banking App

Chime has launched a product called Instant Loans that enables pre-approved Chime members who receive direct deposits to their Chime Checking Account to access three-month installment loans of up to $500. These members are pre-approved for a loan, notified of their eligibility within Chime’s banking app and, once accepted, gain instant access to the loan funds with a fixed interest rate, the consumer financial technology company said in a Friday (March 21) press release. Because Chime leverages its proprietary technology platform and rich data sources to help determine eligibility, it requires no credit check to qualify for Instant loans, according to the release

PYMNTS
Mar 20th, 2025
Five Below Adds CMO as More Shopping Journeys Start Online

Chime has launched a product called Instant Loans that enables pre-approved Chime members who receive direct deposits to their Chime Checking Account to access three-month installment loans of up to $500.

Chime
Mar 13th, 2025
Chime's Employer Business Chime Enterprise appoints Nicole Beal as VP of Marketing and Jeffrey Gies as VP of Sales

Chime's employer business Chime Enterprise appoints Nicole Beal as VP of Marketing and Jeffrey Gies as VP of Sales.

PR Newswire
Feb 20th, 2025
New Study Reveals Salt'S Industry-First Employee Rewards Model Reduces Turnover By 62%

Salt Unveils Next-Generation App to Boost Workplace Engagement and RetentionNEW YORK, Feb. 20, 2025 /PRNewswire/ -- Salt, the award-winning employee rewards and loyalty platform , today announced findings from a new study , revealing that the app reduces employee turnover by 62%. This new data arrives just as the company launches the next generation of its solution, Salt 2.0.New Study Reveals Salt's Industry-First Employee Rewards Model Reduces Turnover by 62% Post this Salt Employee Rewards AppA new study interpreted by Dr. David (DK) Kryscynski , Associate Professor of Human Resource Management at Rutgers University and an expert in strategic human capital and non-monetary incentives, reveals that employees using Salt have a 62% lower turnover rate than non-users. The research examined data from more than 60,000 employees across six companies and suggests that Salt could provide significant retention benefits by driving increased loyalty and engagement.This breakthrough in retention is reinforced by Salt's latest milestone—surpassing 10 million employee work hours logged. Since its launch in 2023, Salt has helped businesses of all sizes—from 1,000 to 100,000 employees—improve retention and productivity by rewarding employees in real time for every hour worked.Key reasons why Salt should reduce employee turnover, according to the study, include:Proven Loyalty Model: Salt leverages decades of insights from airline and retail loyalty programs and applies behavioral science to drive retention.Salt leverages decades of insights from airline and retail loyalty programs and applies behavioral science to drive retention