Investment Principal

Build a healthier and more sustainable future for everyone.

At AIA, your skills, perspective and ideas can contribute to our Purpose of helping millions of people live Healthier, Longer, Better Lives. Across our diverse markets, you will take on meaningful challenges, collaborate with talented colleagues and help turn ideas into positive outcomes for our customers and communities.

Join us to shape what comes next, grow through new experiences and extend your impact across Asia.

About the Role

The Investment Principal supports the effective management of the General Account portfolios of AIA Philippines and BPI AIA through portfolio analysis, implementation, performance monitoring and investment governance. The role contributes to the prudent management of assets backing policyholder liabilities by supporting alignment with return, income, liquidity, capital and risk objectives across Strategic Asset Allocation (SAA), Asset-Liability Management (ALM), Liability-Driven Investment (LDI), investment solutions, alternative investments, and derivatives and hedging.

The position operates within approved strategies, mandates, procedures and delegated authorities. It delivers analysis and recommendations for review, implements approved actions, maintains accurate records and escalates material issues. Portfolio strategy, investment decisions, manager appointments, programme ownership and governance accountability remain with the Associate Director, Investment and the Chief Investment Officer.

1. General Account Portfolio Monitoring and Implementation Support

• Monitor General Account portfolios against approved SAA, mandates, benchmarks, limits and investment objectives, and promptly escalate material exceptions.

• Deliver accurate portfolio analytics, market updates and implementation materials that support timely funding, trading and rebalancing decisions.

• Assess exposures, concentration, liquidity, duration, credit quality, currency and cash positions to identify emerging portfolio risks and implementation needs.

• Coordinate approved implementation actions with Investment Operations, Treasury, Finance, Actuarial, Risk, Compliance, Legal and external asset managers, and track delivery to completion.

2. Strategic Asset Allocation Review Support

• Perform modelling, scenario analysis and stress testing for the SAA review using approved assumptions, methodologies and validated data.

• Incorporate liability cash flows, duration, guarantees, surrender behaviour and liquidity requirements into the assessment of strategic options.

• Evaluate strategic options against defined return, income, risk, capital, liquidity and diversification measures, and communicate the key trade-offs clearly.

• Deliver supporting schedules, presentation materials and implementation trackers that enable informed review and timely execution.

3. Asset-Liability Management and Liability-Driven Investment Support

• Analyse cash flows, duration, key-rate duration, liquidity and reinvestment risk to identify material asset-liability mismatches.

• Maintain reliable ALM diagnostics and supporting data to inform potential LDI actions.

• Validate inputs with Actuarial, Finance and Risk, resolve data issues and clearly document material limitations or implementation constraints.

4. Investment Performance and Asset Manager Monitoring

• Deliver accurate performance, risk and mandate-monitoring reports for affiliated and third-party asset managers.

• Assess performance against approved benchmarks and objectives using established attribution and reporting methodologies and identify the principal drivers of results.

• Monitor mandate compliance, style drift, concentration, liquidity, underperformance and execution quality, and escalate material concerns promptly.

• Support due diligence, manager reviews, mandate changes and funding decisions with clear analysis, complete records and disciplined follow-through on agreed actions.

5. Investment Solutions and Product Support

• Evaluate new or enhanced insurance propositions against defined return, income, liquidity, ALM, capital, accounting, operational and risk considerations using approved assumptions and templates.

• Deliver clear market research, fund documentation and approval materials that support sound product and investment decisions.

• Coordinate investment deliverables for launch readiness and establish effective post-launch monitoring.

6. Alternative Investments Programme Support

• Evaluate approved alternative investment opportunities against defined criteria, including strategy, track record, fees, valuation, liquidity, legal structure, concentration, cash-flow profile and key risks.

• Maintain accurate commitment, pacing, funding, valuation and post-investment monitoring schedules to support effective portfolio oversight.

• Identify and escalate material performance, valuation, liquidity or governance exceptions promptly.

7. Derivatives and Hedging Programme Support

• Analyse and monitor approved hedging transactions and programmes, including hedge effectiveness, counterparty exposure, collateral, liquidity and basis risk.

• Maintain complete and accurate data, documentation and reporting to support effective hedge governance and control.

• Coordinate timely information and deliverables with AIA Group, asset managers, counterparties and internal control functions.

8. Governance, Risk, Regulatory Compliance and Team Contribution

• Execute responsibilities in accordance with applicable regulation, internal policies, delegated authorities, approved mandates and AIA Group standards.

• Maintain complete monitoring reports, supporting papers, decision records and regulatory materials that meet governance and control requirements.

• Track breaches, exceptions, audit, risk and compliance matters to timely resolution, with clear ownership and escalation.

• Improve process efficiency, automation, data quality and knowledge sharing across the Investment team.

• Undertake related responsibilities consistent with the scope and level of the role.

Minimum Job Requirements:

Education and Professional Qualifications

• Bachelor’s degree in finance, Economics, Mathematics, Actuarial Science, Engineering, Accounting or a related quantitative discipline.

• Progress toward the CFA designation is preferred. Relevant qualifications such as FRM, CAIA, CPA or actuarial credentials are an advantage.

• Must satisfy applicable fit-and-proper and regulatory requirements and demonstrate integrity and sound professional conduct.

Experience

• Minimum of three years of relevant experience, with four years preferred, in an asset owner role, asset management, insurance, banking or investment consulting.

• Practical experience preparing analysis or reports on fixed income, credit, multi-asset portfolios, investment performance or mandate compliance.

• Exposure to insurance General Account portfolios, SAA, ALM, LDI, global assets, alternative investments or derivatives is advantageous but not required across all areas.

• Experience working with defined procedures, managing data accurately and preparing deliverables for senior review.

• Basic working knowledge of Philippine financial markets, investment governance and relevant insurance investment requirements is preferred.

Technical and Behavioural Capabilities

• Working knowledge of fixed income, credit, equities, foreign exchange, cash and basic portfolio concepts.

• Ability to conduct performance, scenario, cash-flow, duration and liquidity analysis using established methodologies and with senior guidance where required.

• Strong proficiency in Excel and PowerPoint; familiarity with Bloomberg, Power BI, SQL, Python or VBA is advantageous.

• Ability to interpret data, identify exceptions and prepare clear analysis for review.

• High standards of accuracy, data discipline, control awareness and documentation.

• Clear written and verbal communication and the ability to coordinate effectively with internal teams and service providers.

• Reliable ownership of assigned tasks, responsiveness to feedback and willingness to build broader investment capability.

Build a career with us as we help our customers and the community live Healthier, Longer, Better Lives.

You must provide all requested information, including Personal Data, to be considered for this career opportunity. Failure to provide such information may influence the processing and outcome of your application. You are responsible for ensuring that the information you submit is accurate and up-to-date.