B

Basic Capital

Leverage-based retirement investment platform

Software Engineer - Core Financial Platform

Backend EngineeringConfirmed live in the last 24 hours
Full-timeNew York, NY, USA$180k - $275k /yrIn-person

About the Job

Requirements

  • Strong experience with modern backend frameworks, API design, and event-driven systems.
  • Strong architecture design and problem-solving skills.
  • Proficiency in at least one of Kotlin, Rust, Java, Go, C/C++, Python, Ruby, or TypeScript.
  • Experience working with MySQL or PostgreSQL.
  • Experience with modern build systems and cloud infrastructure such as AWS, GCP, or Azure.
  • Passion for solving social problems with pragmatic solutions and curiosity about financial markets.
  • Ability to contribute across the technology stack as the team evolves.
  • Ability to work effectively in an in-office team and collaborate across functions.

Responsibilities

  • Build and maintain core trading, financing, and fund management systems.
  • Design and architect systems that orchestrate and reconcile complex flows of funds.
  • Participate in architecture discussions, planning, and code reviews across the stack.

Desired Qualifications

  • Experience building trading, lending, and asset management systems.
  • Experience in fintech or early-stage technology companies.
  • Experience working in Kotlin backends.
  • Experience with Temporal for asynchronous workflow orchestration.

About the Company

Basic Capital

Leverage-based retirement investment platform

Basic Capital provides retirement financing for 401(k) and IRA plans by pairing user contributions with supplemental capital to create a levered investment base that is invested in diversified ETFs and bonds. For every $1 a user contributes, the company adds $4, resulting in a 5x base; it handles IRA and LLC setup, financing, and portfolio management without credit checks and includes protections to reduce margin-risk exposure. The platform serves both employers (via a 401(k) platform for recruitment and retention) and individual savers (via IRA plans), differentiating itself with structured leverage and integrated administration. Its goal is to democratize access to wealth-building tools and expand retirement savings through leveraged investing while mitigating common margin risks.

Company size
11-50
Company stage
Series A
Total funding
$25M
Headquarters
New York City, New York
Founded
2021

Recently Posted Jobs

Explore more opportunities at Basic Capital

See more jobs